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Asset-Backed Financing -Schedule of Assets and Liabilities of Variable Interest Entities (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Sep. 30, 2024
Finance receivables      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount $ 843,506 $ 3,051,035 $ 3,290,187
Transfers accounted for as secured borrowings, assets, allowance for credit losses, carrying amount 0 (172,737) (180,443)
Restricted cash      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 51,530 151,246 163,037
Other assets      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 3,551 7,598 6,208
Total assets      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 898,587 3,037,142 3,278,989
Asset-backed debt, net      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, associated liabilities, carrying amount 511,779 2,459,365 2,717,852
Consolidated VIEs | Finance receivables | Asset-backed securitizations      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 334,759 2,470,147 2,772,473
Transfers accounted for as secured borrowings, assets, allowance for credit losses, carrying amount 0 (140,632) (152,943)
Consolidated VIEs | Finance receivables | Asset-backed U.S. commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 450,702 490,766 408,515
Transfers accounted for as secured borrowings, assets, allowance for credit losses, carrying amount 0 (27,890) (22,501)
Consolidated VIEs | Restricted cash | Asset-backed securitizations      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 18,655 118,310 131,459
Consolidated VIEs | Restricted cash | Asset-backed U.S. commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 29,084 28,201 25,124
Consolidated VIEs | Other assets | Asset-backed securitizations      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 1,491 5,260 4,523
Consolidated VIEs | Other assets | Asset-backed U.S. commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 1,917 2,104 1,522
Consolidated VIEs | Total assets | Asset-backed securitizations      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 354,905 2,453,085 2,755,512
Consolidated VIEs | Total assets | Asset-backed U.S. commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 481,703 493,181 412,660
Consolidated VIEs | Asset-backed debt, net | Asset-backed securitizations      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, associated liabilities, carrying amount 62,635 1,950,138 2,244,742
Consolidated VIEs | Asset-backed debt, net | Asset-backed U.S. commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, associated liabilities, carrying amount 399,502 431,846 378,968
Unconsolidated VIEs | Finance receivables | Asset-backed Canadian commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 58,045 90,122 109,199
Transfers accounted for as secured borrowings, assets, allowance for credit losses, carrying amount 0 (4,215) (4,999)
Unconsolidated VIEs | Restricted cash | Asset-backed Canadian commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 3,791 4,735 6,454
Unconsolidated VIEs | Other assets | Asset-backed Canadian commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 143 234 163
Unconsolidated VIEs | Total assets | Asset-backed Canadian commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, assets, carrying amount 61,979 90,876 110,817
Unconsolidated VIEs | Asset-backed debt, net | Asset-backed Canadian commercial paper conduit facility      
Assets and Associated Liabilities of Transfers Accounted for as Secured Borrowings      
Transfers accounts for as secured borrowings, associated liabilities, carrying amount $ 49,642 $ 77,381 $ 94,142