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Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses          
Total $ 1,870,648 $ 8,200,299 $ 1,870,648 $ 8,200,299 $ 7,689,477
Gross charge-offs          
Total 49,256 65,029 188,737 207,109  
Retail          
Financing Receivable, Allowance for Credit Losses          
Year 1 272,185 2,186,907 272,185 2,186,907 2,448,913
Year 2 226,281 1,966,753 226,281 1,966,753 1,780,330
Year 3 123,324 1,469,774 123,324 1,469,774 1,313,909
Year 4 50,014 803,189 50,014 803,189 702,736
Year 5 26,541 325,628 26,541 325,628 273,313
More than 5 years 5,949 209,724 5,949 209,724 161,905
Total 704,294 6,961,975 704,294 6,961,975 6,681,106
Gross charge-offs          
Year 1     2,897 4,767 18,563
Year 2     48,622 67,005 93,963
Year 3     54,146 68,921 91,421
Year 4     41,996 36,981 48,433
Year 5     21,747 15,599 20,019
More than 5 years     13,987 13,836 17,607
Total 44,555 65,029 183,395 207,109 290,006
Retail | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1   2,140,696   2,140,696 2,402,090
Year 2   1,920,574   1,920,574 1,741,316
Year 3   1,439,402   1,439,402 1,288,745
Year 4   787,314   787,314 689,938
Year 5   317,872   317,872 267,460
More than 5 years   205,507   205,507 159,001
Total   6,811,365   6,811,365 6,548,550
Gross charge-offs          
Year 1     2,771 4,680 18,322
Year 2     47,626 65,972 92,489
Year 3     53,155 67,945 90,023
Year 4     41,175 36,365 47,678
Year 5     21,364 15,270 19,628
More than 5 years     13,560 13,485 17,143
Total     179,651 203,717 285,283
Retail | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1   46,211   46,211 46,823
Year 2   46,179   46,179 39,014
Year 3   30,372   30,372 25,164
Year 4   15,875   15,875 12,798
Year 5   7,756   7,756 5,853
More than 5 years   4,217   4,217 2,904
Total   150,610   150,610 132,556
Gross charge-offs          
Year 1     126 87 241
Year 2     996 1,033 1,474
Year 3     991 976 1,398
Year 4     821 616 755
Year 5     383 329 391
More than 5 years     427 351 464
Total     3,744 3,392 4,723
Retail | Super prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 144,780 931,374 144,780 931,374 1,040,491
Year 2 120,456 769,173 120,456 769,173 694,941
Year 3 61,502 507,694 61,502 507,694 449,697
Year 4 19,838 241,713 19,838 241,713 206,974
Year 5 12,198 84,111 12,198 84,111 67,668
More than 5 years 2,011 39,590 2,011 39,590 28,606
Total 360,785 2,573,655 360,785 2,573,655 2,488,377
Retail | Super prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1   35,280   35,280 36,011
Year 2   34,382   34,382 29,098
Year 3   21,186   21,186 17,468
Year 4   10,573   10,573 8,330
Year 5   4,410   4,410 3,179
More than 5 years   1,702   1,702 1,096
Total   107,533   107,533 95,182
Retail | Prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 125,804 927,821 125,804 927,821 1,042,910
Year 2 104,939 901,954 104,939 901,954 821,719
Year 3 60,992 730,870 60,992 730,870 659,000
Year 4 29,368 410,721 29,368 410,721 363,507
Year 5 13,633 166,169 13,633 166,169 141,495
More than 5 years 2,767 106,766 2,767 106,766 82,771
Total 337,503 3,244,301 337,503 3,244,301 3,111,402
Retail | Prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1   9,200   9,200 9,111
Year 2   10,340   10,340 8,687
Year 3   8,054   8,054 6,724
Year 4   4,812   4,812 4,033
Year 5   2,782   2,782 2,212
More than 5 years   2,124   2,124 1,524
Total   37,312   37,312 32,291
Retail | Sub-prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 1,601 281,501 1,601 281,501 318,689
Year 2 886 249,447 886 249,447 224,656
Year 3 830 200,838 830 200,838 180,048
Year 4 808 134,880 808 134,880 119,457
Year 5 710 67,592 710 67,592 58,297
More than 5 years 1,171 59,151 1,171 59,151 47,624
Total $ 6,006 993,409 $ 6,006 993,409 948,771
Retail | Sub-prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1   1,731   1,731 1,701
Year 2   1,457   1,457 1,229
Year 3   1,132   1,132 972
Year 4   490   490 435
Year 5   564   564 462
More than 5 years   391   391 284
Total   $ 5,765   $ 5,765 $ 5,083