XML 77 R56.htm IDEA: XBRL DOCUMENT v3.25.3
Finance Receivables - Schedule of Changes in the Allowance for Finance Credit Losses on Finance Receivables (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss          
Balance, beginning of period $ 399,293 $ 393,517 $ 401,183 $ 381,966 $ 381,966
Beginning balance, net     401,183    
Provision for credit losses (301,499) 57,977 (198,427) 175,017  
Charge-offs (49,256) (65,029) (188,737) (207,109)  
Recoveries 14,108 13,447 48,627 50,038  
Sale of Residual Interest in Securitizations (75,547)   (75,547)    
Balance, end of period   399,912   399,912 401,183
Ending balance, net (12,901) 399,912 (12,901) 399,912 401,183
Retail          
Financing Receivable, Allowance for Credit Loss          
Balance, beginning of period 374,828 377,826 378,373 367,037 367,037
Provision for credit losses (307,162) 55,831 (206,386) 172,109  
Charge-offs (44,555) (65,029) (183,395) (207,109) (290,006)
Recoveries 14,108 13,447 48,627 50,038  
Sale of Residual Interest in Securitizations (75,547)   (75,547)    
Balance, end of period   382,075   382,075 378,373
Ending balance, net (38,328)   (38,328)    
Wholesale          
Financing Receivable, Allowance for Credit Loss          
Balance, beginning of period 24,465 15,691 22,810 14,929 14,929
Provision for credit losses 5,663 2,146 7,959 2,908  
Charge-offs (4,701) 0 (5,342) 0 (1,462)
Recoveries 0 0 0 0  
Sale of Residual Interest in Securitizations 0   0    
Balance, end of period   $ 17,837   $ 17,837 $ 22,810
Ending balance, net $ 25,427   $ 25,427