CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash flows from operating activities:
Net cash provided by operating activities (Note 6)	$ 509,492	$ 577,642
Cash flows from investing activities:
Capital expenditures	(65,560)	(87,835)
Origination of finance receivables	(1,765,951)	(2,095,952)
Collections on finance receivables	1,740,966	1,786,964
Other investing activities	691	(206)
Net cash used by investing activities	(89,854)	(397,029)
Cash flows from financing activities:
Proceeds from issuance of medium-term notes	647,088	495,856
Repayments of medium-term notes	(700,000)	0
Proceeds from securitization debt	497,790	547,618
Repayments of securitization debt	(584,153)	(506,489)
Borrowings of asset-backed commercial paper	155,000	351,429
Repayments of asset-backed commercial paper	(145,379)	(125,654)
Net decrease in unsecured commercial paper	(135,902)	(379,743)
Net (decrease) increase in deposits	(13,073)	56,007
Dividends paid	(44,756)	(47,359)
Repurchase of common stock	(93,140)	(209,675)
Other financing activities	6	8
Net cash (used) provided by financing activities	(416,519)	181,998
Effect of exchange rate changes on cash, cash equivalents and restricted cash	12,375	(10,821)
Net increase in cash, cash equivalents and restricted cash	15,494	351,790
Cash, cash equivalents and restricted cash, beginning of period	1,740,854	1,648,811
Net increase in cash, cash equivalents and restricted cash	15,494	351,790
Cash, cash equivalents and restricted cash, end of period	1,756,348	2,000,601
Reconciliation of cash, cash equivalents and restricted cash on the Consolidated balance sheets to the Consolidated statements of cash flows:
Cash and cash equivalents	1,587,664	1,849,159
Restricted cash	149,782	137,486
Restricted cash included in Other long-term assets	18,902	13,956
Cash, cash equivalents and restricted cash per the Consolidated statements of cash flows	$ 1,756,348	$ 2,000,601