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Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses          
Total $ 7,725,515 $ 8,412,081 $ 7,725,515 $ 8,412,081 $ 7,689,477
Gross charge-offs          
Total 61,306 60,712 139,481 142,080  
Retail          
Financing Receivable, Allowance for Credit Losses          
Year 1 1,359,879 1,608,508 1,359,879 1,608,508 2,448,913
Year 2 2,001,976 2,173,909 2,001,976 2,173,909 1,780,330
Year 3 1,429,240 1,642,787 1,429,240 1,642,787 1,313,909
Year 4 1,018,507 914,569 1,018,507 914,569 702,736
Year 5 513,578 385,315 513,578 385,315 273,313
More than 5 years 269,863 268,842 269,863 268,842 161,905
Total 6,593,043 6,993,930 6,593,043 6,993,930 6,681,106
Gross charge-offs          
Year 1     552 615 18,563
Year 2     36,292 43,583 93,963
Year 3     41,955 49,653 91,421
Year 4     32,678 26,772 48,433
Year 5     16,906 11,275 20,019
More than 5 years     10,457 10,182 17,607
Total 61,306 60,712 138,840 142,080 290,006
Retail | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 1,333,455 1,574,764 1,333,455 1,574,764 2,402,090
Year 2 1,962,847 2,123,103 1,962,847 2,123,103 1,741,316
Year 3 1,397,256 1,608,852 1,397,256 1,608,852 1,288,745
Year 4 998,884 896,027 998,884 896,027 689,938
Year 5 504,490 375,696 504,490 375,696 267,460
More than 5 years 264,923 263,099 264,923 263,099 159,001
Total 6,461,855 6,841,541 6,461,855 6,841,541 6,548,550
Gross charge-offs          
Year 1     552 615 18,322
Year 2     35,544 42,843 92,489
Year 3     41,325 48,949 90,023
Year 4     32,086 26,374 47,678
Year 5     16,614 11,088 19,628
More than 5 years     10,125 9,932 17,143
Total     136,246 139,801 285,283
Retail | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1 26,424 33,744 26,424 33,744 46,823
Year 2 39,129 50,806 39,129 50,806 39,014
Year 3 31,984 33,935 31,984 33,935 25,164
Year 4 19,623 18,542 19,623 18,542 12,798
Year 5 9,088 9,619 9,088 9,619 5,853
More than 5 years 4,940 5,743 4,940 5,743 2,904
Total 131,188 152,389 131,188 152,389 132,556
Gross charge-offs          
Year 1     0 0 241
Year 2     748 740 1,474
Year 3     630 704 1,398
Year 4     592 398 755
Year 5     292 187 391
More than 5 years     332 250 464
Total     2,594 2,279 4,723
Retail | Super prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 549,485 684,675 549,485 684,675 1,040,491
Year 2 828,526 858,653 828,526 858,653 694,941
Year 3 545,156 575,749 545,156 575,749 449,697
Year 4 335,566 282,472 335,566 282,472 206,974
Year 5 142,404 103,657 142,404 103,657 67,668
More than 5 years 52,812 53,898 52,812 53,898 28,606
Total 2,453,949 2,559,104 2,453,949 2,559,104 2,488,377
Retail | Super prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1 19,449 25,927 19,449 25,927 36,011
Year 2 29,869 38,107 29,869 38,107 29,098
Year 3 23,599 23,842 23,599 23,842 17,468
Year 4 13,497 12,492 13,497 12,492 8,330
Year 5 5,522 5,744 5,522 5,744 3,179
More than 5 years 2,131 2,558 2,131 2,558 1,096
Total 94,067 108,670 94,067 108,670 95,182
Retail | Prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 571,939 682,513 571,939 682,513 1,042,910
Year 2 870,644 988,918 870,644 988,918 821,719
Year 3 671,113 810,245 671,113 810,245 659,000
Year 4 521,027 462,594 521,027 462,594 363,507
Year 5 271,193 194,018 271,193 194,018 141,495
More than 5 years 141,509 136,465 141,509 136,465 82,771
Total 3,047,425 3,274,753 3,047,425 3,274,753 3,111,402
Retail | Prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1 5,956 6,535 5,956 6,535 9,111
Year 2 7,736 11,106 7,736 11,106 8,687
Year 3 7,359 8,880 7,359 8,880 6,724
Year 4 5,444 5,513 5,444 5,513 4,033
Year 5 3,261 3,232 3,261 3,232 2,212
More than 5 years 2,305 2,680 2,305 2,680 1,524
Total 32,061 37,946 32,061 37,946 32,291
Retail | Sub-prime | UNITED STATES          
Financing Receivable, Allowance for Credit Losses          
Year 1 212,031 207,576 212,031 207,576 318,689
Year 2 263,677 275,532 263,677 275,532 224,656
Year 3 180,987 222,858 180,987 222,858 180,048
Year 4 142,291 150,961 142,291 150,961 119,457
Year 5 90,893 78,021 90,893 78,021 58,297
More than 5 years 70,602 72,736 70,602 72,736 47,624
Total 960,481 1,007,684 960,481 1,007,684 948,771
Retail | Sub-prime | CANADA          
Financing Receivable, Allowance for Credit Losses          
Year 1 1,019 1,282 1,019 1,282 1,701
Year 2 1,524 1,593 1,524 1,593 1,229
Year 3 1,026 1,213 1,026 1,213 972
Year 4 682 537 682 537 435
Year 5 305 643 305 643 462
More than 5 years 504 505 504 505 284
Total $ 5,060 $ 5,773 $ 5,060 $ 5,773 $ 5,083