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Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses      
Total $ 7,792,785 $ 8,286,383 $ 7,689,477
Gross charge-offs      
Total 78,175 81,368  
Retail      
Financing Receivable, Allowance for Credit Losses      
Year 1 576,925 708,187 2,448,913
Year 2 2,223,321 2,414,038 1,780,330
Year 3 1,602,031 1,837,677 1,313,909
Year 4 1,161,261 1,041,701 702,736
Year 5 606,188 453,933 273,313
More than 5 years 345,007 343,974 161,905
Total 6,514,733 6,799,510 6,681,106
Gross charge-offs      
Year 1 0 0 18,563
Year 2 18,742 22,005 93,963
Year 3 23,207 29,083 91,421
Year 4 19,032 16,498 48,433
Year 5 9,934 7,256 20,019
More than 5 years 6,619 6,526 17,607
Total 77,534 81,368 290,006
Retail | UNITED STATES      
Financing Receivable, Allowance for Credit Losses      
Year 1 566,325 693,429 2,402,090
Year 2 2,181,007 2,356,399 1,741,316
Year 3 1,567,327 1,798,357 1,288,745
Year 4 1,139,153 1,019,696 689,938
Year 5 595,412 441,954 267,460
More than 5 years 338,440 335,771 159,001
Total 6,387,664 6,645,606 6,548,550
Gross charge-offs      
Year 1 0 0 18,322
Year 2 18,323 21,760 92,489
Year 3 22,716 28,748 90,023
Year 4 18,667 16,286 47,678
Year 5 9,775 7,111 19,628
More than 5 years 6,425 6,363 17,143
Total 75,906 80,268 285,283
Retail | CANADA      
Financing Receivable, Allowance for Credit Losses      
Year 1 10,600 14,758 46,823
Year 2 42,314 57,639 39,014
Year 3 34,704 39,320 25,164
Year 4 22,108 22,005 12,798
Year 5 10,776 11,979 5,853
More than 5 years 6,567 8,203 2,904
Total 127,069 153,904 132,556
Gross charge-offs      
Year 1 0 0 241
Year 2 419 245 1,474
Year 3 491 335 1,398
Year 4 365 212 755
Year 5 159 145 391
More than 5 years 194 163 464
Total 1,628 1,100 4,723
Retail | Super prime | UNITED STATES      
Financing Receivable, Allowance for Credit Losses      
Year 1 246,251 311,848 1,040,491
Year 2 930,951 963,226 694,941
Year 3 619,801 651,375 449,697
Year 4 390,933 328,904 206,974
Year 5 173,826 126,727 67,668
More than 5 years 72,153 73,138 28,606
Total 2,433,915 2,455,218 2,488,377
Retail | Super prime | CANADA      
Financing Receivable, Allowance for Credit Losses      
Year 1 8,019 11,736 36,011
Year 2 32,371 43,504 29,098
Year 3 25,930 27,785 17,468
Year 4 15,301 15,068 8,330
Year 5 6,824 7,456 3,179
More than 5 years 3,038 4,063 1,096
Total 91,483 109,612 95,182
Retail | Prime | UNITED STATES      
Financing Receivable, Allowance for Credit Losses      
Year 1 237,047 294,135 1,042,910
Year 2 959,136 1,087,821 821,719
Year 3 746,249 900,078 659,000
Year 4 588,551 522,250 363,507
Year 5 316,903 226,247 141,495
More than 5 years 179,922 173,807 82,771
Total 3,027,808 3,204,338 3,111,402
Retail | Prime | CANADA      
Financing Receivable, Allowance for Credit Losses      
Year 1 2,247 2,566 9,111
Year 2 8,365 12,375 8,687
Year 3 7,693 10,180 6,724
Year 4 6,000 6,336 4,033
Year 5 3,582 3,779 2,212
More than 5 years 2,917 3,526 1,524
Total 30,804 38,762 32,291
Retail | Sub-prime | UNITED STATES      
Financing Receivable, Allowance for Credit Losses      
Year 1 83,027 87,446 318,689
Year 2 290,920 305,352 224,656
Year 3 201,277 246,904 180,048
Year 4 159,669 168,542 119,457
Year 5 104,683 88,980 58,297
More than 5 years 86,365 88,826 47,624
Total 925,941 986,050 948,771
Retail | Sub-prime | CANADA      
Financing Receivable, Allowance for Credit Losses      
Year 1 334 456 1,701
Year 2 1,578 1,760 1,229
Year 3 1,081 1,355 972
Year 4 807 601 435
Year 5 370 744 462
More than 5 years 612 614 284
Total $ 4,782 $ 5,530 $ 5,083