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Asset-Backed Financing (Tables)
 3 Months Ended
Mar. 31, 2025
Transfers and Servicing [Abstract]  
Schedule of Assets and Liabilities Related to the On-Balance Sheet Financing
The assets and liabilities related to the on-balance sheet asset-backed financings included in the Consolidated balance sheets were as follows (in thousands):
March 31, 2025
Finance receivablesAllowance for credit lossesRestricted cashOther assetsTotal assetsAsset-backed debt, net
On-balance sheet assets and liabilities:
Consolidated VIEs:
Asset-backed securitizations$2,124,680 $(120,775)$120,794 $4,856 $2,129,555 $1,658,745 
Asset-backed U.S. commercial paper conduit facility598,290 (33,952)38,507 2,296 605,141 531,260 
Unconsolidated VIEs:
Asset-backed Canadian commercial paper conduit facility78,457 (3,682)6,791 134 81,700 68,275 
$2,801,427 $(158,409)$166,092 $7,286 $2,816,396 $2,258,280 
December 31, 2024
Finance receivablesAllowance for credit lossesRestricted cashOther assetsTotal assetsAsset-backed debt, net
On-balance sheet assets and liabilities:
Consolidated VIEs:
Asset-backed securitizations$2,470,147 $(140,632)$118,310 $5,260 $2,453,085 $1,950,138 
Asset-backed U.S. commercial paper conduit facility490,766 (27,890)28,201 2,104 493,181 431,846 
Unconsolidated VIEs:
Asset-backed Canadian commercial paper conduit facility90,122 (4,215)4,735 234 90,876 77,381 
$3,051,035 $(172,737)$151,246 $7,598 $3,037,142 $2,459,365 
March 31, 2024
Finance receivablesAllowance for credit lossesRestricted cashOther assetsTotal assetsAsset-backed debt, net
On-balance sheet assets and liabilities:
Consolidated VIEs:
Asset-backed securitizations$2,087,904 $(112,611)$102,940 $6,396 $2,084,629 $1,644,626 
Asset-backed U.S. commercial paper conduit facility539,559 (29,097)33,878 1,874 546,214 502,521 
Unconsolidated VIEs:
Asset-backed Canadian commercial paper conduit facility102,111 (4,567)5,931 328 103,803 88,333 
$2,729,574 $(146,275)$142,749 $8,598 $2,734,646 $2,235,480