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Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Recorded Investment      
Total $ 7,689,477 $ 7,880,231  
Gross charge-offs for the year ended      
Total 291,468 263,915 $ 176,718
United States      
Financing Receivable, Recorded Investment      
Total 7,500,851    
Canada      
Financing Receivable, Recorded Investment      
Total 188,626    
Retail      
Financing Receivable, Recorded Investment      
Year 1 2,448,913 2,637,198  
Year 2 1,780,330 2,043,433  
Year 3 1,313,909 1,176,286  
Year 4 702,736 526,884  
Year 5 273,313 280,805  
After year 5 161,905 154,093  
Total 6,681,106 6,818,699  
Gross charge-offs for the year ended      
Year 1 18,563 20,574  
Year 2 93,963 103,391  
Year 3 91,421 75,078  
Year 4 48,433 31,368  
Year 5 20,019 18,366  
After year 5 17,607 15,138  
Total 290,006 263,915 $ 176,718
Retail | United States      
Financing Receivable, Recorded Investment      
Year 1 2,402,090 2,572,883  
Year 2 1,741,316 1,998,720  
Year 3 1,288,745 1,150,467  
Year 4 689,938 512,436  
Year 5 267,460 273,031  
After year 5 159,001 150,461  
Total 6,548,550 6,657,998  
Gross charge-offs for the year ended      
Year 1 18,322 20,047  
Year 2 92,489 102,387  
Year 3 90,023 74,212  
Year 4 47,678 30,896  
Year 5 19,628 18,088  
After year 5 17,143 14,655  
Total 285,283 260,285  
Retail | Canada      
Financing Receivable, Recorded Investment      
Year 1 46,823 64,315  
Year 2 39,014 44,713  
Year 3 25,164 25,819  
Year 4 12,798 14,448  
Year 5 5,853 7,774  
After year 5 2,904 3,632  
Total 132,556 160,701  
Gross charge-offs for the year ended      
Year 1 241 527  
Year 2 1,474 1,004  
Year 3 1,398 866  
Year 4 755 472  
Year 5 391 278  
After year 5 464 483  
Total 4,723 3,630  
Retail | Super prime | United States      
Financing Receivable, Recorded Investment      
Year 1 1,040,491 1,066,321  
Year 2 694,941 729,339  
Year 3 449,697 376,474  
Year 4 206,974 151,004  
Year 5 67,668 70,627  
After year 5 28,606 27,013  
Total 2,488,377 2,420,778  
Retail | Super prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 36,011 48,705  
Year 2 29,098 31,733  
Year 3 17,468 17,744  
Year 4 8,330 9,241  
Year 5 3,179 4,521  
After year 5 1,096 1,524  
Total 95,182 113,468  
Retail | Prime | United States      
Financing Receivable, Recorded Investment      
Year 1 1,042,910 1,173,463  
Year 2 821,719 993,417  
Year 3 659,000 584,305  
Year 4 363,507 259,995  
Year 5 141,495 139,011  
After year 5 82,771 78,880  
Total 3,111,402 3,229,071  
Retail | Prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 9,111 13,764  
Year 2 8,687 11,434  
Year 3 6,724 7,336  
Year 4 4,033 4,390  
Year 5 2,212 2,728  
After year 5 1,524 1,838  
Total 32,291 41,490  
Retail | Sub-prime | United States      
Financing Receivable, Recorded Investment      
Year 1 318,689 333,099  
Year 2 224,656 275,964  
Year 3 180,048 189,688  
Year 4 119,457 101,437  
Year 5 58,297 63,393  
After year 5 47,624 44,568  
Total 948,771 1,008,149  
Retail | Sub-prime | Canada      
Financing Receivable, Recorded Investment      
Year 1 1,701 1,846  
Year 2 1,229 1,546  
Year 3 972 739  
Year 4 435 817  
Year 5 462 525  
After year 5 284 270  
Total $ 5,083 $ 5,743