CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net cash provided by operating activities (Note 5)	$ 1,063,833	$ 754,887	$ 548,461
Cash flows from investing activities:
Capital expenditures	(196,563)	(207,404)	(151,669)
Origination of finance receivables	(3,639,279)	(3,873,542)	(4,558,834)
Collections of finance receivables	3,440,340	3,570,822	3,935,001
Other investing activities	12,172	(2,180)	2,491
Net cash used by investing activities	(383,330)	(512,304)	(773,011)
Cash flows from financing activities:
Proceeds from issuance of medium-term notes	495,856	1,446,304	495,785
Repayments of medium-term notes	(660,780)	(1,056,680)	(950,000)
Proceeds from securitization debt	1,145,211	1,045,547	1,826,891
Repayments of securitization debt	(1,078,248)	(1,193,526)	(1,442,860)
Borrowings of asset-backed commercial paper	469,986	42,429	448,255
Repayments of asset-backed commercial paper	(258,077)	(237,370)	(302,922)
Net (decrease) increase in unsecured commercial paper	(237,340)	107,146	16,003
Net increase in deposits	102,119	129,855	26,605
Dividends paid	(91,224)	(96,310)	(93,180)
Repurchase of common stock	(459,829)	(363,987)	(338,627)
Cash received from business combination	0	0	114,068
Other financing activities	11	1,946	(1,985)
Net cash used by financing activities	(572,315)	(174,646)	(201,967)
Effect of exchange rate changes on cash, cash equivalents and restricted cash	(16,145)	1,697	(19,525)
Net increase (decrease) in cash, cash equivalents and restricted cash	92,043	69,634	(446,042)
Cash, cash equivalents and restricted cash, beginning of period	1,648,811	1,579,177	2,025,219
Net increase (decrease) in cash, cash equivalents and restricted cash	92,043	69,634	(446,042)
Cash, cash equivalents and restricted cash, end of period	1,740,854	1,648,811	1,579,177
Reconciliation of cash, cash equivalents and restricted cash on the Consolidated balance sheets to the Consolidated statements of cash flows:
Cash and cash equivalents	1,589,608	1,533,806	1,433,175
Restricted cash	135,661	104,642	135,424
Restricted cash included in Other long-term assets	15,585	10,363	10,578
Cash, cash equivalents and restricted cash per the Consolidated statements of cash flows	$ 1,740,854	$ 1,648,811	$ 1,579,177