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CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)
$ in Thousands
Dec. 31, 2024
Dec. 31, 2023
Allowance for credit loss, current $ 72,244 $ 67,035
Allowance for credit loss, noncurrent $ 328,939 $ 314,931
Preferred stock, issued (in shares) 0 0
Finance receivables, net - current $ 2,031,496 $ 2,113,729
Other assets 259,764 214,401
Finance receivables, net - long-term 5,256,798 5,384,536
Current portion of long-term debt, net 1,851,513 1,255,999
Long-term debt, net 4,468,665 4,990,586
Consolidated VIEs:    
Finance receivables, net - current 618,231 533,262
Other assets 7,364 8,785
Finance receivables, net - long-term 2,174,160 1,934,113
Restricted cash - current and long-term 146,511 110,580
Current portion of long-term debt, net 683,272 577,203
Long-term debt, net $ 1,698,712 $ 1,533,423