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Finance Receivables (Tables)
 9 Months Ended
Sep. 30, 2023
Receivables [Abstract]  
Schedule of Finance Receivables Finance receivables, net were as follows (in thousands):
September 30,
2023		December 31,
2022		September 25,
2022
Retail finance receivables$6,998,397 $6,748,201 $6,945,649 
Wholesale finance receivables1,049,541 748,948 756,895 
8,047,938 7,497,149 7,702,544 
Allowance for credit losses(392,714)(358,711)(360,096)
$7,655,224 $7,138,438 $7,342,448 
Schedule of Changes In The Allowance For Finance Credit Losses On Finance Receivables Changes in the Company's allowance for credit losses on its finance receivables by portfolio were as follows (in thousands):
 Three months ended September 30, 2023Nine months ended September 30, 2023
 RetailWholesaleTotalRetailWholesaleTotal
Balance, beginning of period$366,919 $14,861 $381,780 $345,275 $13,436 $358,711 
Provision for credit losses60,832 22 60,854 169,049 1,447 170,496 
Charge-offs(63,738)— (63,738)(182,183)— (182,183)
Recoveries13,818 — 13,818 45,690 — 45,690 
Balance, end of period$377,831 $14,883 $392,714 $377,831 $14,883 $392,714 
 Three months ended September 25, 2022Nine months ended September 25, 2022
 RetailWholesaleTotalRetailWholesaleTotal
Balance, beginning of period$342,691 $9,446 $352,137 $326,320 $13,059 $339,379 
Provision for credit losses34,697 1,920 36,617 96,265 (1,693)94,572 
Charge-offs(40,283)— (40,283)(114,145)— (114,145)
Recoveries11,625 — 11,625 40,290 — 40,290 
Balance, end of period$348,730 $11,366 $360,096 $348,730 $11,366 $360,096 
Schedule of Financing Receivable Credit Quality Indicators
The amortized cost of the Company's U.S. and Canadian retail finance receivables by vintage and credit quality indicator was as follows (in thousands):
September 30, 2023
202320222021202020192018 & PriorTotal
U.S. Retail:
Super prime$916,306 $806,658 $424,425 $175,218 $87,737 $37,875 $2,448,219 
Prime1,033,222 1,086,081 645,931 293,977 163,603 102,427 3,325,241 
Sub-prime296,583 307,280 211,626 114,298 72,587 55,700 1,058,074 
2,246,111 2,200,019 1,281,982 583,493 323,927 196,002 6,831,534 
Canadian Retail:
Super prime43,643 34,700 19,796 10,707 5,929 2,245 117,020 
Prime13,007 12,307 7,968 4,890 3,135 2,362 43,669 
Sub-prime1,839 1,671 852 871 575 366 6,174 
58,489 48,678 28,616 16,468 9,639 4,973 166,863 
$2,304,600 $2,248,697 $1,310,598 $599,961 $333,566 $200,975 $6,998,397 
Current YTD period gross charge-offs:
US Retail$5,141 $71,540 $54,843 $23,023 $13,622 $11,663 $179,832 
Canadian Retail75 703 634 337 220 382 2,351 
$5,216 $72,243 $55,477 $23,360 $13,842 $12,045 $182,183 
December 31, 2022
202220212020201920182017 & PriorTotal
U.S. Retail:
Super prime$1,118,198 $612,890 $276,492 $159,550 $69,652 $26,701 $2,263,483 
Prime1,433,141 887,817 425,401 260,458 135,454 79,611 3,221,882 
Sub-prime420,660 298,153 164,946 108,372 57,993 46,827 1,096,951 
2,971,999 1,798,860 866,839 528,380 263,099 153,139 6,582,316 
Canadian Retail:
Super prime49,033 30,090 17,553 12,215 4,975 1,527 115,393 
Prime16,094 10,705 7,283 5,098 3,068 1,787 44,035 
Sub-prime2,223 1,402 1,173 869 475 315 6,457 
67,350 42,197 26,009 18,182 8,518 3,629 165,885 
$3,039,349 $1,841,057 $892,848 $546,562 $271,617 $156,768 $6,748,201 
September 25, 2022
202220212020201920182017 & PriorTotal
U.S. Retail:
Super prime$1,002,057 $684,597 $312,641 $187,399 $87,508 $36,424 $2,310,626 
Prime1,281,483 982,085 476,677 297,481 160,552 102,887 3,301,165 
Sub-prime389,674 334,611 185,874 122,231 67,147 58,364 1,157,901 
2,673,214 2,001,293 975,192 607,111 315,207 197,675 6,769,692 
Canadian Retail:
Super prime46,930 33,149 19,727 14,500 6,365 2,085 122,756 
Prime15,043 11,537 8,149 5,738 3,562 2,345 46,374 
Sub-prime1,984 1,552 1,321 991 582 397 6,827 
63,957 46,238 29,197 21,229 10,509 4,827 175,957 
$2,737,171 $2,047,531 $1,004,389 $628,340 $325,716 $202,502 $6,945,649 
The amortized cost of the Company's wholesale finance receivables, by vintage and credit quality indicator, was as follows (in thousands):
September 30, 2023
202320222021202020192018 & PriorTotal
Non-Performing$— $— $— $— $— $— $— 
Doubtful— — — — — — — 
Substandard— — — — — — — 
Special Mention603 30 — — — — 633 
Medium Risk2,754 16 — 25 — — 2,795 
Low Risk934,104 95,436 5,928 5,354 4,601 690 1,046,113 
$937,461 $95,482 $5,928 $5,379 $4,601 $690 $1,049,541 
December 31, 2022
202220212020201920182017 & PriorTotal
Non-Performing$— $— $— $— $— $— $— 
Doubtful— — — — — — — 
Substandard— — — — — — — 
Special Mention— — — — — — — 
Medium Risk— — — — — — — 
Low Risk714,238 11,478 6,646 8,457 7,938 191 748,948 
$714,238 $11,478 $6,646 $8,457 $7,938 $191 $748,948 
September 25, 2022
202220212020201920182017 & PriorTotal
Non-Performing$— $— $— $— $— $— $— 
Doubtful— — — — — — — 
Substandard— — — — — — — 
Special Mention— — — — — — — 
Medium Risk— — — — — — — 
Low Risk714,122 22,850 7,169 3,749 8,607 398 756,895 
$714,122 $22,850 $7,169 $3,749 $8,607 $398 $756,895 
Schedule of Past Due Financing Receivables The aging analysis of the Company's finance receivables was as follows (in thousands):
 September 30, 2023
Current31-60 Days
Past Due		61-90 Days
Past Due		Greater than
90 Days
Past Due		Total
Past Due		Total
Retail finance receivables$6,738,510 $151,192 $55,454 $53,241 $259,887 $6,998,397 
Wholesale finance receivables1,049,338 19 22 162 203 1,049,541 
$7,787,848 $151,211 $55,476 $53,403 $260,090 $8,047,938 
 December 31, 2022
Current31-60 Days
Past Due		61-90 Days
Past Due		Greater than
90 Days
Past Due		Total
Past Due		Total
Retail finance receivables$6,473,462 $152,343 $60,446 $61,950 $274,739 $6,748,201 
Wholesale finance receivables748,682 222 44 — 266 748,948 
$7,222,144 $152,565 $60,490 $61,950 $275,005 $7,497,149 
 September 25, 2022
Current31-60 Days
Past Due		61-90 Days
Past Due		Greater than
90 Days
Past Due		Total
Past Due		Total
Retail finance receivables$6,714,095 $136,957 $49,260 $45,337 $231,554 $6,945,649 
Wholesale finance receivables756,609 271 15 — 286 756,895 
$7,470,704 $137,228 $49,275 $45,337 $231,840 $7,702,544