X0203 3 2010-03-25 0 0000793547 NAVIGATORS GROUP INC NAVG 0001488411 Coward Stephen R C/O THE NAVIGATORS GROUP, INC. 6 INTERNATIONAL DRIVE RYE BROOK NY 10573 0 1 0 0 President, NavTech (division) Common Stock 8177 D Employee Stock Option (right to buy) 29.11 2014-02-26 Common Stock 500 D Excludes unvested shares of restricted stock awards. The original grant of 5,000 employee stock options vested in four equal installments on February 26, 2005, February 26, 2006, February 26, 2007 and February 26, 2008. Mr. Coward is the President of Navigators Technical Risk, a global division of Issuer. Exhibit List 24. Power of Attorney /s/Emily B. Miner, attorney-in-fact 2010-04-08