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USD ($)

USD ($) / shares

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   &lt;div align="left" style="font-family: 'Times New Roman',Times,serif; margin-left: 0in; "&gt;
   &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt"&gt;&lt;b&gt;Note 2. Recent Accounting Pronouncements&lt;/b&gt;
   &lt;/div&gt;
   &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt"&gt;&lt;i&gt;Recently Adopted Accounting Pronouncements&lt;/i&gt;
   &lt;/div&gt;
   &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt"&gt;In January&amp;#160;2010, the Financial Accounting Standards Board (&amp;#8220;FASB&amp;#8221;) issued accounting guidance
   (Accounting Standards Update (&amp;#8220;ASU&amp;#8221;) 2010-06) which improves disclosures about fair value
   measurements (Accounting Standards Codification (&amp;#8220;ASC&amp;#8221; or &amp;#8220;Codification&amp;#8221;) 820-10). This guidance
   requires additional disclosures regarding significant transfers in and out of Levels 1 and 2 and
   additional disclosures regarding Level 3 purchases, sales, issuances and settlements. In addition,
   this guidance also requires fair value measurement disclosures for each class of assets and
   liabilities as well as disclosures about the valuation techniques and inputs used to measure fair
   value for items classified as Level 2 or Level 3. This guidance was effective as of January&amp;#160;1, 2010
   for calendar year reporting entities with the exception of the additional disclosures about
   purchases, sales, issuances and settlements in the roll forward of activity in Level 3 fair value
   measurements which became effective as of January&amp;#160;1, 2011 for calendar year reporting entities.
   Early adoption is permitted. The Company adopted this guidance in the first quarter of 2010 with
   the exception of the additional disclosures about purchases, sales, issuances and settlement in the
   roll forward of activity in Level 3 fair value measurements, which the Company adopted in the first
   quarter of 2011. Adoption of this guidance did not have a material effect on the Company&amp;#8217;s
   consolidated financial condition, results of operations or cash flows.
   &lt;/div&gt;
   &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt"&gt;&lt;i&gt;Recent Accounting Developments&lt;/i&gt;
   &lt;/div&gt;
   &lt;div align="justify" style="font-size: 10pt; margin-top: 10pt"&gt;In October&amp;#160;2010, the FASB issued accounting guidance (ASU 2010-26) that clarifies which costs
   relating to the acquisition of new or renewal insurance contracts qualify for deferral (ASC 944).
   In addition, this guidance specifies that only costs that are related directly to the successful
   acquisition of new or renewal insurance contracts can be capitalized. This guidance is effective as
   of January&amp;#160;1, 2012 for calendar year reporting entities with early adoption as of January&amp;#160;1, 2011
   permitted. The Company did not early adopt this guidance and it is currently evaluating the
   potential impact of adoption on its&amp;#8217; consolidated financial condition, results of operations and
   cash flows.
   &lt;/div&gt;
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   &lt;/div&gt;
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 -Publisher FASB
 -Name Statement of Financial Accounting Standard (FAS)
 -Number 154
 -Paragraph 2, 17, 18

Reference 2: http://www.xbrl.org/2003/role/presentationRef
 -Publisher AICPA
 -Name Accounting Principles Board Opinion (APB)
 -Number 28
 -Paragraph 23, 24

Reference 3: http://www.xbrl.org/2003/role/presentationRef
 -Publisher SEC
 -Name Regulation S-X (SX)
 -Number 210
 -Section 01
 -Paragraph b
 -Subparagraph 6
 -Article 10

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