X0303 5 2010-12-31 0 0 0 0000793547 NAVIGATORS GROUP INC NAVG 0001277022 DEEKS MONICA C/O THE NAVIGATORS GROUP INC 6 INTERNATIONAL DRIVE RYE BROOK NY 10573 0 0 1 0 Common Stock, par value $.10 per share 2010-01-29 5 G 0 1283208 0 A 2461812 I See footnote Common Stock, par value $.10 per share 2010-12-31 5 G 0 198053 0 D 2461812 I See footnote Common Stock, par value $.10 per share 2010-12-31 5 G 0 470432 0 D 2461812 I See footnote Common Stock, par value $.10 per share 2010-12-31 5 G 0 352841 0 D 2461812 I See footnote Common Stock, par value $.10 per share 2010-12-31 5 G 0 8500 0 D 2461812 I See footnote Represents gift by Terence N. Deeks to the Terence N. Deeks 2010 Qualified Three Year Annuity Trust (the "2010 Trust"), of which the Reporting Person is trustee. Represents distribution in kind to Terence N. Deeks by the Terence N. Deeks 2008 Qualified Three Year Annuity Trust (the "2008 Trust"), of which the Reporting Person is trustee. Represents distribution in kind to Terence N. Deeks by the Terence N. Deeks 2009 Qualified Three Year Annuity Trust (the "2009 Trust"), of which the Reporting Person is trustee. Represents distribution in kind to Terence N. Deeks by the 2010 Trust, of which the Reporting Person is trustee. Represents gift by the Reporting Person to the Deeks Family Foundation (the "Foundation"). These shares were previously directly beneficially owned jointly with Reporting Person's spouse and following the gift are now indirectly beneficially owned. The Reporting Person is the sole trustee of the 2008 Trust, 2009 Trust and 2010 Trust (collectively, the "Trusts"). Includes 1,359,644 shares held by the Trusts, as of December 31, 2010, 67,342 shares owned jointly with the Reporting Person's husband, Terence N. Deeks, and 13, 500 shares held by the Foundation. Includes 1,021,326 shares held by the Reporting Person's spouse directly. The Reporting Person disclaims beneficial ownership of the shares held by the Trusts and the Foundation except to the extent of her pecuniary interest therein. Monica J. Deeks 2011-02-11