Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 174,855	$ 140,917
Federal funds sold	1,496	1,284
Total cash and cash equivalents	176,351	142,201
Interest-bearing time deposits	2,482	2,740
Securities - available-for-sale	426,556	358,478
Other securities, at cost	14,400	17,138
Loans held for sale	2,996	1,576
Loans, net of allowance for credit losses of $25,826 and $25,024	2,536,043	2,556,167
Premises and equipment	33,828	35,790
Construction in progress	0	8
Goodwill	86,358	86,358
Loan servicing rights	5,656	5,648
Bank owned life insurance	34,872	33,907
Other assets	45,181	43,218
Total Assets	3,364,723	3,283,229
Deposits
Noninterest-bearing	516,904	528,465
Interest-bearing
NOW accounts	850,462	816,790
Savings	671,818	599,191
Time	647,581	663,017
Total deposits	2,686,765	2,607,463
Federal funds purchased and securities sold under agreement to repurchase	27,218	28,218
Federal Home Loan Bank (FHLB) advances	246,056	265,750
Subordinated notes, net of unamortized issuance costs	34,818	34,702
Dividend payable	2,996	2,974
Accrued expenses and other liabilities	31,659	27,579
Total liabilities	3,029,512	2,966,686
Commitments and Contingencies
Stockholders' Equity
Common stock - No par value 20,000,000 shares authorized; issued 14,564,425 shares 12/31/24 and 12/31/23; outstanding 13,699,536 shares 12/31/24 and 13,664,641 shares 12/31/23	135,565	135,515
Treasury stock - 864,889 shares 12/31/24 and 899,784 shares 12/31/23	(10,985)	(11,040)
Retained earnings	235,854	221,080
Accumulated other comprehensive loss	(25,223)	(29,012)
Total stockholders' equity	335,211	316,543
Total Liabilities and Stockholders' Equity	$ 3,364,723	$ 3,283,229