Quarterly Financial Data

12 Months Ended

Dec. 31, 2023

Quarterly Financial Information Disclosure [Abstract]

Quarterly Financial Data

Note 21 – Quarterly Financial Data

Quarterly Financial Data - UNAUDITED
	Quarter Ended in 2023
	Mar 31			June 30			Sep 30			Dec 31
Summary of Income:
Interest income	$	31,802		$	33,377		$	36,359		$	38,270
Interest expense		10,120			13,259			16,697			18,335
Net Interest Income		21,682			20,118			19,662			19,935
Provision for Credit Losses - Loans*		817			143			460			278
Provision for Credit Losses - Off Balance Sheet Credit Exposures*		62			(129	)		(76	)		189
Net Interest Income After Provision for Credit Losses*		20,803			20,104			19,278			19,468
Other income (expense)		(12,754	)		(12,572	)		(13,380	)		(12,593	)
Net income before income taxes		8,049			7,532			5,898			6,875
Income taxes		1,583			1,531			1,121			1,332
Net income	$	6,466		$	6,001		$	4,777		$	5,543
Earnings per Common Share	$	0.47		$	0.44		$	0.35		$	0.41
Average common shares outstanding		13,615,655			13,632,440			13,650,823			13,665,773

	Quarter Ended in 2022
	Mar 31			June 30			Sep 30			Dec 31
Summary of Income:
Interest income	$	21,899		$	23,911		$	25,847		$	29,492
Interest expense		2,116			2,047			3,264			6,935
Net Interest Income		19,783			21,864			22,583			22,557
Provision for loan loss		580			1,628			1,637			755
Net interest income after provision for loan loss		19,203			20,236			20,946			21,802
Other income (expense)		(9,150	)		(9,915	)		(9,739	)		(12,908	)
Net income before income taxes		10,053			10,321			11,207			8,894
Income taxes		1,951			2,050			2,253			1,706
Net income	$	8,102		$	8,271		$	8,954		$	7,188
Earnings per Common Share	$	0.62		$	0.63		$	0.68		$	0.53
Average common shares outstanding		12,955,107			12,957,126			12,983,307			13,606,876