Supplemental Disclosures of Cash Flow Information and Non-Cash Financing and Investing Activities (Tables)

6 Months Ended

Jun. 30, 2025

Supplemental Cash Flow Elements [Abstract]

Summary of Cash Paid for Interest and Income Taxes

Cash paid during the period for interest and income taxes are summarized as follows:

	Six months ended June 30,
(in millions)	2025		2024
Cash paid during the period for:
Interest	$	90	$	94
Income taxes, net of refunds	$	268	$	267

Summary of Significant Non-Cash Investing and Financing Activities

Significant non-cash investing and financing activities are summarized as follows:

	Six months ended June 30,
(in millions)	2025		2024
Other payables issued for agency acquisitions and purchased customer accounts	$	10	$	7
Estimated acquisition earn-out payables issued for agency acquisitions	$	17	$	19

Schedule of Reconciliation of Cash and Cash Equivalents Inclusive of Restricted Cash

The Company's restricted cash balance is composed of funds held in separate premium trust accounts as required by state law or, in some cases, by agreement with carrier partners. The following is a reconciliation of cash and cash equivalents inclusive of restricted cash as of June 30, 2025 and 2024.

(in millions)	June 30, 2025		December 31, 2024
Table to reconcile restricted and non-restricted fiduciary cash
Restricted fiduciary cash	$	1,674	$	1,570
Non-restricted fiduciary cash		352		257
Total restricted and non-restricted fiduciary cash at the end of the period	$	2,026	$	1,827

	Balance as of June 30,
(in millions)	2025		2024
Table to reconcile cash and cash equivalents inclusive of fiduciary cash
Cash and cash equivalents	$	8,893	$	1,107
Fiduciary cash		2,026		1,867
Total cash and cash equivalents inclusive of restricted cash at the end of the period	$	10,919	$	2,974