CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Current Assets:
Cash and cash equivalents	$ 957	$ 700
Fiduciary cash	1,744	1,603
Short-term investments	11	11
Commission, fees and other receivables	917	790
Fiduciary receivables	961	1,125
Reinsurance recoverable	2,036	125
Prepaid reinsurance premiums	539	462
Other current assets	314	314
Total current assets	7,479	5,130
Fixed assets, net	309	270
Operating lease assets	192	199
Goodwill	7,577	7,341
Amortizable intangible assets, net	1,582	1,621
Investments	21	21
Other assets	365	301
Total assets	17,525	14,883
Current Liabilities:
Fiduciary liabilities	2,705	2,727
Losses and loss adjustment reserve	2,044	131
Unearned premiums	625	462
Accounts payable	329	459
Accrued expenses and other liabilities	597	608
Current portion of long-term debt	225	569
Total current liabilities	6,525	4,956
Long-term debt less unamortized discount and debt issuance costs	3,367	3,227
Operating lease liabilities	181	179
Deferred income taxes, net	638	616
Other liabilities	334	326
Equity:
Common stock, par value $0.10 per share; authorized 560 shares; issued 306 shares and outstanding 286 shares at 2024, issued 304 shares and outstanding 285 shares at 2023, respectively	31	30
Additional paid-in capital	1,095	1,027
Treasury stock, at cost 20 shares at 2024 and 2023	(748)	(748)
Accumulated other comprehensive loss	125	(19)
Non-controlling interests	16
Retained earnings	5,961	5,289
Total equity	6,480	5,579
Total liabilities and equity	$ 17,525	$ 14,883