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Losses and Loss Adjustment Reserve (Tables)

9 Months Ended

Sep. 30, 2015

The effects of reinsurance on premiums written and earned are as follows:



(in thousands)	Period from January 1, 2015 to September 30, 2015
	Written		Earned
Direct premiums	$	468,761	$	459,552
Assumed premiums	—		18
Ceded premiums	468,750		459,559
Net premiums	$	11	$	11