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Losses and Loss Adjustment Reserve (Tables)
 12 Months Ended
Dec. 31, 2015
Reinsurance Disclosures [Abstract]  
Effects of Reinsurance on Premiums Written and Earned
The effects of reinsurance on premiums written and earned at December 31 are as follows:
 
2015
 
2014
(in thousands)
Written
 
Earned
 
Written
 
Earned
Direct premiums
$
599,828

 
$
610,753

 
$
439,828

 
$
408,056

Assumed premiums
—

 
18

 
(1
)
 
199

Ceded premiums
599,807

 
610,750

 
439,819

 
408,246

Net premiums
$
21

 
$
21

 
$
8

 
$
8