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        <nameOfIssuer>AUTOMATIC DATA PROCESSING INC.</nameOfIssuer>
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        <nameOfIssuer>COSTCO WHOLESALE CORP.</nameOfIssuer>
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        <nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
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        <nameOfIssuer>MARSH &amp; MCLENNAN COS</nameOfIssuer>
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        <nameOfIssuer>SALESFORCE.COM INC.</nameOfIssuer>
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            <None>22767</None>
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            <None>467</None>
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            <None>3118</None>
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        <votingAuthority>
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            <None>44494</None>
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            <None>4619</None>
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        <votingAuthority>
            <Sole>16715</Sole>
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            <Sole>1649</Sole>
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            <None>4682</None>
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            <None>6250</None>
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        <nameOfIssuer>ZURN ELKAY WATER SOULTIONS COR</nameOfIssuer>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <None>5500</None>
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        <value>872671</value>
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        <votingAuthority>
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            <Shared>0</Shared>
            <None>4044</None>
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        <titleOfClass>FD</titleOfClass>
        <cusip>19247L106</cusip>
        <value>128990</value>
        <shrsOrPrnAmt>
            <sshPrnamt>10344</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
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            <None>10344</None>
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        <nameOfIssuer>ROYAL BANK CANADA PV$1</nameOfIssuer>
        <titleOfClass>FS</titleOfClass>
        <cusip>780087102</cusip>
        <value>243815</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1655</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
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            <Shared>0</Shared>
            <None>1655</None>
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        <nameOfIssuer>SOFTBANK GROUP CORPORATION</nameOfIssuer>
        <titleOfClass>FS</titleOfClass>
        <cusip>J7596P109</cusip>
        <value>311976</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2400</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>2400</None>
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        <nameOfIssuer>AMEX HEALTHCARE SELECT SPDR</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>81369y209</cusip>
        <value>612070</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4398</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>730</Sole>
            <Shared>0</Shared>
            <None>3668</None>
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        <nameOfIssuer>CONSUMER DISCRETIONARY SELT</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>81369Y407</cusip>
        <value>226220</value>
        <shrsOrPrnAmt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>944</None>
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        <nameOfIssuer>CURRENCY SHARES SWISS FRANC TR</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46138R108</cusip>
        <value>514995</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4630</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4630</None>
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        <nameOfIssuer>GLOBAL X FUNDS GLOBAL X ART IN</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>37954Y632</cusip>
        <value>1351804</value>
        <shrsOrPrnAmt>
            <sshPrnamt>27370</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>9175</Sole>
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            <None>18195</None>
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        <nameOfIssuer>GRAYSCALE BITCOIN TRUST</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>389637109</cusip>
        <value>489336</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5451</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>800</Sole>
            <Shared>0</Shared>
            <None>4651</None>
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        <nameOfIssuer>I SHARES S&amp;P GROWTH INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287309</cusip>
        <value>5555686</value>
        <shrsOrPrnAmt>
            <sshPrnamt>46021</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>46021</None>
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        <nameOfIssuer>INVESCO EXCHANGE TR FD DVD ACH</nameOfIssuer>
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        <cusip>46137V506</cusip>
        <value>304455</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6000</sshPrnamt>
            <sshPrnamtType>SH</sshPrnamtType>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>6000</None>
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        <nameOfIssuer>INVESCO QQQ NASDAQ 100 INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46090E103</cusip>
        <value>1003306</value>
        <shrsOrPrnAmt>
            <sshPrnamt>1671</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>1671</None>
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        <nameOfIssuer>INVESCO S&amp;P 500 EQUAL WEIGHT</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46137V357</cusip>
        <value>4033805</value>
        <shrsOrPrnAmt>
            <sshPrnamt>21264</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>1745</Sole>
            <Shared>0</Shared>
            <None>19519</None>
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        <nameOfIssuer>ISHARES BITCOIN TRUST</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46438F101</cusip>
        <value>376220</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5788</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>5788</None>
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        <nameOfIssuer>ISHARES CNX INDIA 50 INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464289529</cusip>
        <value>637472</value>
        <shrsOrPrnAmt>
            <sshPrnamt>12524</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>12524</None>
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        <nameOfIssuer>ISHARES CORE GROWTH ALLOCATION</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464289867</cusip>
        <value>315269</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4897</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>4897</None>
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        <nameOfIssuer>ISHARES CORE S&amp;P 500 INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287200</cusip>
        <value>4924414</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7358</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7358</None>
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        <nameOfIssuer>ISHARES CORE S&amp;P MIDCAP</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287507</cusip>
        <value>949468</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
            <Sole>1965</Sole>
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            <None>12584</None>
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        <nameOfIssuer>ISHARES CORE S&amp;P SMALL CAP</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287804</cusip>
        <value>213742</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
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            <None>1699</None>
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        <cusip>464287671</cusip>
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        <votingAuthority>
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            <None>1252</None>
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        <nameOfIssuer>ISHARES DJ REGIONAL BANKS</nameOfIssuer>
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        <cusip>464288778</cusip>
        <value>1277004</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
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            <None>24310</None>
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        <nameOfIssuer>ISHARES DJ US FINANCIAL SECTOR</nameOfIssuer>
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        <cusip>464287788</cusip>
        <value>252647</value>
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            <None>1995</None>
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        <cusip>464288752</cusip>
        <value>239060</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
            <Sole>1399</Sole>
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            <None>830</None>
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        <nameOfIssuer>ISHARES DJ US TECHNOLOGY SECTO</nameOfIssuer>
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        <cusip>464287721</cusip>
        <value>1831579</value>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <None>9351</None>
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        <nameOfIssuer>ISHARES DOW JONES SELECT DIVID</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287168</cusip>
        <value>6939647</value>
        <shrsOrPrnAmt>
            <sshPrnamt>48836</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>48836</None>
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        <nameOfIssuer>ISHARES ESG MSCI KLD 400</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464288570</cusip>
        <value>705320</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5600</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>5600</None>
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        <nameOfIssuer>ISHARES ETHEREUM TRUST</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46438R105</cusip>
        <value>261533</value>
        <shrsOrPrnAmt>
            <sshPrnamt>8300</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
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            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>8300</None>
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        <nameOfIssuer>ISHARES EXPANDED TECK-SOFTWARE</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287515</cusip>
        <value>491094</value>
        <shrsOrPrnAmt>
            <sshPrnamt>4270</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>60</Sole>
            <Shared>0</Shared>
            <None>4210</None>
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        <nameOfIssuer>ISHARES INC MSCI MEX INVEST</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464286822</cusip>
        <value>401348</value>
        <shrsOrPrnAmt>
            <sshPrnamt>5884</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>5884</None>
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        <nameOfIssuer>ISHARES MSCI EAFE INDEX FUND</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287465</cusip>
        <value>636970</value>
        <shrsOrPrnAmt>
            <sshPrnamt>6822</sshPrnamt>
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        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>6822</None>
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        <nameOfIssuer>ISHARES MSCI EMERGING MARKETS</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287234</cusip>
        <value>1321665</value>
        <shrsOrPrnAmt>
            <sshPrnamt>24750</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>5065</Sole>
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            <None>19685</None>
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        <nameOfIssuer>ISHARES MSCI JAPAN INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>46434G822</cusip>
        <value>296697</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3699</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3699</None>
        </votingAuthority>
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        <nameOfIssuer>ISHARES MSCI USA ESG SELECT</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464288802</cusip>
        <value>954202</value>
        <shrsOrPrnAmt>
            <sshPrnamt>7034</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>7034</None>
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    <infoTable>
        <nameOfIssuer>ISHARES NASDAQ BIOTECH INDX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287556</cusip>
        <value>352840</value>
        <shrsOrPrnAmt>
            <sshPrnamt>2444</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>170</Sole>
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            <None>2274</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ISHARES RUSSELL 1000 GROWTH</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287614</cusip>
        <value>1686744</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3601</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>3601</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES RUSSELL 1000 VALUE</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287598</cusip>
        <value>3832666</value>
        <shrsOrPrnAmt>
            <sshPrnamt>18825</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>18825</None>
        </votingAuthority>
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    <infoTable>
        <nameOfIssuer>ISHARES RUSSELL 2000 INDEX FUN</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287655</cusip>
        <value>9160232</value>
        <shrsOrPrnAmt>
            <sshPrnamt>37858</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>1670</Sole>
            <Shared>0</Shared>
            <None>36188</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES RUSSELL MID-CAP INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287499</cusip>
        <value>6875229</value>
        <shrsOrPrnAmt>
            <sshPrnamt>71209</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>0</Sole>
            <Shared>0</Shared>
            <None>71209</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES S&amp;P 100 INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287101</cusip>
        <value>8717080</value>
        <shrsOrPrnAmt>
            <sshPrnamt>26190</sshPrnamt>
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        <investmentDiscretion>SOLE</investmentDiscretion>
        <votingAuthority>
            <Sole>227</Sole>
            <Shared>0</Shared>
            <None>25963</None>
        </votingAuthority>
    </infoTable>
    <infoTable>
        <nameOfIssuer>ISHARES S&amp;P EUROPE 350 INDEX</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>464287861</cusip>
        <value>255961</value>
        <shrsOrPrnAmt>
            <sshPrnamt>3909</sshPrnamt>
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        <titleOfClass>ETF</titleOfClass>
        <cusip>464288687</cusip>
        <value>654238</value>
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        <nameOfIssuer>ISHARES TR S&amp;P LTN AM 40</nameOfIssuer>
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        <cusip>464287390</cusip>
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        <titleOfClass>ETF</titleOfClass>
        <cusip>464288851</cusip>
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        <shrsOrPrnAmt>
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            <None>20556</None>
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        <nameOfIssuer>NUVEEN ESG LARGE-CAP VALUE</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>67092P300</cusip>
        <value>238857</value>
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            <None>5450</None>
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        <nameOfIssuer>REAL ESTATE SELECT SECT SPDR</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>81369Y860</cusip>
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        <votingAuthority>
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        <nameOfIssuer>SCHWAB US BROAD MARKET ETF</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>808524102</cusip>
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        <votingAuthority>
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        <nameOfIssuer>SCHWAB US DIVIDEND EQUITY FUND</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>808524797</cusip>
        <value>771538</value>
        <shrsOrPrnAmt>
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        <votingAuthority>
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        <nameOfIssuer>SCHWAB US LARGE-CAP ETR</nameOfIssuer>
        <titleOfClass>ETF</titleOfClass>
        <cusip>808524201</cusip>
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        <votingAuthority>
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        <nameOfIssuer>SCHWAB US LARGE-CAP VALUE</nameOfIssuer>
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        <cusip>808524409</cusip>
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        <cusip>808524607</cusip>
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        <cusip>78467X109</cusip>
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        <cusip>81369Y605</cusip>
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        <votingAuthority>
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        <votingAuthority>
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        <cusip>78467Y107</cusip>
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