<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">		<infoTable>
			<nameOfIssuer>3M COMPANY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>88579y101</cusip>
			<value>4083</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24502</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>14673</Sole>
				<Shared>0</Shared>
				<None>9829</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>002824100</cusip>
			<value>2962</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70803</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15090</Sole>
				<Shared>0</Shared>
				<None>55713</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00287Y109</cusip>
			<value>4197</value>
			<shrsOrPrnAmt>
				<sshPrnamt>73478</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>18005</Sole>
				<Shared>0</Shared>
				<None>55473</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00724F101</cusip>
			<value>567</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6050</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00130h105</cusip>
			<value>265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22442</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9700</Sole>
				<Shared>0</Shared>
				<None>12742</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AETNA INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00817Y108</cusip>
			<value>314</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2792</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2125</Sole>
				<Shared>0</Shared>
				<None>667</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AFLAC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>001055102</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5508</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5508</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>G0177J108</cusip>
			<value>227</value>
			<shrsOrPrnAmt>
				<sshPrnamt>846</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>661</Sole>
				<Shared>0</Shared>
				<None>185</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>020002101</cusip>
			<value>4805</value>
			<shrsOrPrnAmt>
				<sshPrnamt>71327</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>27089</Sole>
				<Shared>0</Shared>
				<None>44238</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>02079K305</cusip>
			<value>4949</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6487</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1124</Sole>
				<Shared>0</Shared>
				<None>5363</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL C</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>02079K107</cusip>
			<value>7146</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9592</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1874</Sole>
				<Shared>0</Shared>
				<None>7718</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>02209s103</cusip>
			<value>541</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8640</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2300</Sole>
				<Shared>0</Shared>
				<None>6340</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025537101</cusip>
			<value>6078</value>
			<shrsOrPrnAmt>
				<sshPrnamt>91539</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>35123</Sole>
				<Shared>0</Shared>
				<None>56416</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>025816109</cusip>
			<value>4846</value>
			<shrsOrPrnAmt>
				<sshPrnamt>78931</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>30465</Sole>
				<Shared>0</Shared>
				<None>48466</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN INTL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>026874784</cusip>
			<value>291</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5379</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5379</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN WATER WORKS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>030420103</cusip>
			<value>482</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6990</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5900</Sole>
				<Shared>0</Shared>
				<None>1090</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03076C106</cusip>
			<value>1058</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11251</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7251</Sole>
				<Shared>0</Shared>
				<None>4000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMETEK INC NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031100100</cusip>
			<value>835</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>16700</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMGEN INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>031162100</cusip>
			<value>203</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1355</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>550</Sole>
				<Shared>0</Shared>
				<None>805</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANADARKO PETROLEUM CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>032511107</cusip>
			<value>2627</value>
			<shrsOrPrnAmt>
				<sshPrnamt>56402</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6000</Sole>
				<Shared>0</Shared>
				<None>50402</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APACHE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037411105</cusip>
			<value>651</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13344</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13344</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APARTMENT INVESTMENT &amp; MANG CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>03748R101</cusip>
			<value>203</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4866</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4866</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>037833100</cusip>
			<value>13626</value>
			<shrsOrPrnAmt>
				<sshPrnamt>125018</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>20000</Sole>
				<Shared>0</Shared>
				<None>105018</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLIED MATERIALS INC DELAWARE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>038222105</cusip>
			<value>1996</value>
			<shrsOrPrnAmt>
				<sshPrnamt>94255</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31825</Sole>
				<Shared>0</Shared>
				<None>62430</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00206r102</cusip>
			<value>6970</value>
			<shrsOrPrnAmt>
				<sshPrnamt>177937</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>61691</Sole>
				<Shared>0</Shared>
				<None>116246</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AUTOMATIC DATA PROCESSING INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053015103</cusip>
			<value>1250</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13933</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3600</Sole>
				<Shared>0</Shared>
				<None>10333</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AVNET INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>053807103</cusip>
			<value>905</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20427</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15125</Sole>
				<Shared>0</Shared>
				<None>5302</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK NEW YORK MELLON CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>064058100</cusip>
			<value>1612</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43766</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>21707</Sole>
				<Shared>0</Shared>
				<None>22059</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>060505104</cusip>
			<value>1904</value>
			<shrsOrPrnAmt>
				<sshPrnamt>140802</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>69840</Sole>
				<Shared>0</Shared>
				<None>70962</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>075887109</cusip>
			<value>2048</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2690</Sole>
				<Shared>0</Shared>
				<None>10799</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BED BATH &amp; BEYOND INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>075896100</cusip>
			<value>1155</value>
			<shrsOrPrnAmt>
				<sshPrnamt>23259</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3150</Sole>
				<Shared>0</Shared>
				<None>20109</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY - A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>084670108</cusip>
			<value>3842</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1</Sole>
				<Shared>0</Shared>
				<None>17</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BERKSHIRE HATHAWAY INC CL B</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>084670702</cusip>
			<value>10006</value>
			<shrsOrPrnAmt>
				<sshPrnamt>70524</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>17677</Sole>
				<Shared>0</Shared>
				<None>52847</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BIOSCRIP INC.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>09069N108</cusip>
			<value>56</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>26000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097023105</cusip>
			<value>1401</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11036</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>200</Sole>
				<Shared>0</Shared>
				<None>10836</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOMBARDIER INC CL B SUB-VTG</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>097751200</cusip>
			<value>12</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BRISTOL MYERS SQUIBB CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>110122108</cusip>
			<value>2511</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39307</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7830</Sole>
				<Shared>0</Shared>
				<None>31477</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAMDEN PROPERTY TRUST</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>133131102</cusip>
			<value>825</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<None>3800</None>
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		<infoTable>
			<nameOfIssuer>CARPENTER TECHNOLOGY</nameOfIssuer>
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			<cusip>144285103</cusip>
			<value>1494</value>
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				<sshPrnamt>43659</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2000</Sole>
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				<None>41659</None>
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		<infoTable>
			<nameOfIssuer>CERNER CORP</nameOfIssuer>
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			<value>323</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6100</None>
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			<nameOfIssuer>CHECK POINT SOFTWARE TECHNOLOG</nameOfIssuer>
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			<value>201</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>700</Sole>
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				<None>1600</None>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>29509</Sole>
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				<None>64583</None>
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		<infoTable>
			<nameOfIssuer>CHURCH &amp; DWIGHT CO INC</nameOfIssuer>
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			<value>4710</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6000</Sole>
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				<None>45101</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>84989</Sole>
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				<None>180253</None>
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		<infoTable>
			<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6600</Sole>
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				<None>19431</None>
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		<infoTable>
			<nameOfIssuer>CLOROX COMPANY DE</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3700</None>
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		<infoTable>
			<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
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				<sshPrnamt>18246</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9687</Sole>
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				<None>8559</None>
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		<infoTable>
			<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1000</Sole>
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				<None>19953</None>
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		<infoTable>
			<nameOfIssuer>COMCAST CORP CL A</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>71411</Sole>
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				<None>51637</None>
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		<infoTable>
			<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13080</Sole>
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				<None>70672</None>
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		<infoTable>
			<nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer>
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			<cusip>209115104</cusip>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2112</Sole>
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				<None>7190</None>
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		<infoTable>
			<nameOfIssuer>CORNING INC</nameOfIssuer>
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				<sshPrnamt>222153</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>70275</Sole>
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				<None>151878</None>
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		<infoTable>
			<nameOfIssuer>CRANE CO.</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>224399105</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>800</Sole>
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				<None>4490</None>
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		<infoTable>
			<nameOfIssuer>CVS HEALTH CORPORATION</nameOfIssuer>
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			<cusip>126650100</cusip>
			<value>9022</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>34748</Sole>
				<Shared>0</Shared>
				<None>52228</None>
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		<infoTable>
			<nameOfIssuer>DAVITA HEALTHCARE PARTNERS I</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>23918K108</cusip>
			<value>818</value>
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				<sshPrnamt>11150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>9650</None>
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		<infoTable>
			<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>244199105</cusip>
			<value>617</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8019</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>200</Sole>
				<Shared>0</Shared>
				<None>7819</None>
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		<infoTable>
			<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>247361702</cusip>
			<value>392</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2900</Sole>
				<Shared>0</Shared>
				<None>5150</None>
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		<infoTable>
			<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>253868103</cusip>
			<value>466</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1250</Sole>
				<Shared>0</Shared>
				<None>4020</None>
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		<infoTable>
			<nameOfIssuer>DOMINION RES INC VA NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>25746U109</cusip>
			<value>3714</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>19400</Sole>
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				<None>30036</None>
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		<infoTable>
			<nameOfIssuer>DOW CHEM CO COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>260543103</cusip>
			<value>1268</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>12460</Sole>
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				<None>12462</None>
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		<infoTable>
			<nameOfIssuer>DR PEPPER SNAPPLE GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>26138E109</cusip>
			<value>715</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>8000</None>
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		<infoTable>
			<nameOfIssuer>DU PONT E I DE NEMOURS</nameOfIssuer>
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			<cusip>263534109</cusip>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>32703</Sole>
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				<None>86953</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2362</Sole>
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				<None>7443</None>
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		<infoTable>
			<nameOfIssuer>EASTGROUP PROPERTIES INC</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3999</Sole>
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				<None>1300</None>
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		<infoTable>
			<nameOfIssuer>EASTMAN CHEMICAL</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4890</Sole>
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				<None>11866</None>
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		<infoTable>
			<nameOfIssuer>EATON CORP</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6235</Sole>
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				<None>31775</None>
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		<infoTable>
			<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>532457108</cusip>
			<value>396</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>5500</None>
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		<infoTable>
			<nameOfIssuer>EMC CORP-MASS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>268648102</cusip>
			<value>4858</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>69115</Sole>
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				<None>113163</None>
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		<infoTable>
			<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>291011104</cusip>
			<value>2992</value>
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				<sshPrnamt>55021</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6025</Sole>
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				<None>48996</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPRESS SCRIPTS HOLDING CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30219G108</cusip>
			<value>450</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6551</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
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				<None>6051</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30231g102</cusip>
			<value>9931</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>28167</Sole>
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				<None>90634</None>
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		<infoTable>
			<nameOfIssuer>FACEBOOK INC A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>30303M102</cusip>
			<value>3714</value>
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				<sshPrnamt>32554</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5185</Sole>
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				<None>27369</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>31428X106</cusip>
			<value>3011</value>
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				<sshPrnamt>18507</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3315</Sole>
				<Shared>0</Shared>
				<None>15192</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>316773100</cusip>
			<value>1568</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93969</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6950</Sole>
				<Shared>0</Shared>
				<None>87019</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FIRST CONNECTICUT BANCORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>319850103</cusip>
			<value>160</value>
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			<nameOfIssuer>FIRSTMERIT CORP</nameOfIssuer>
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			<value>480</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<None>22818</None>
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			<nameOfIssuer>FNB CORP COM</nameOfIssuer>
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				<sshPrnamt>34739</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>29773</Sole>
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				<None>4966</None>
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			<nameOfIssuer>FULTON FINL CORP PA COM</nameOfIssuer>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<Sole>31651</Sole>
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				<None>0</None>
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			<nameOfIssuer>GAMESTOP CORP NEW CL A</nameOfIssuer>
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				<None>9590</None>
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			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
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				<None>338636</None>
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			<nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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				<None>6793</None>
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			<nameOfIssuer>GENERAL MOTORS CORP</nameOfIssuer>
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			<value>2495</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>55273</None>
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			<nameOfIssuer>GENL DYNAMICS CORP   COM</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
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				<None>5127</None>
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		<infoTable>
			<nameOfIssuer>GILEAD SCIENCES</nameOfIssuer>
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			<value>368</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>4006</None>
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			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>18204</None>
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			<nameOfIssuer>GREIF BROS CORP CLASS A</nameOfIssuer>
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			<cusip>397624107</cusip>
			<value>255</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7800</None>
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		<infoTable>
			<nameOfIssuer>HARRIS CORP DEL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>413875105</cusip>
			<value>1600</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5530</Sole>
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				<None>15020</None>
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			<nameOfIssuer>HARTFORD FINANCIAL SERVICES GR</nameOfIssuer>
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			<cusip>416515104</cusip>
			<value>4223</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>19860</Sole>
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				<None>71794</None>
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			<nameOfIssuer>HERSHEY COMPANY</nameOfIssuer>
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			<value>1077</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11700</None>
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			<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>437076102</cusip>
			<value>2620</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7895</Sole>
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				<None>11741</None>
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			<nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438516106</cusip>
			<value>1453</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6792</Sole>
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				<None>6177</None>
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			<nameOfIssuer>HONGLI CLEAN ENERGY TECHNOLOGY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>438586109</cusip>
			<value>10</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>28000</None>
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			<nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>440452100</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>12000</Sole>
				<Shared>0</Shared>
				<None>75774</None>
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		<infoTable>
			<nameOfIssuer>ILLINOIS TOOL WORKS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>452308109</cusip>
			<value>1253</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>12229</None>
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			<nameOfIssuer>INTEL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>458140100</cusip>
			<value>9270</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>202407</None>
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			<nameOfIssuer>INTL BUSINESS MACHINES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>459200101</cusip>
			<value>6865</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>16468</Sole>
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				<None>28862</None>
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			<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>460146103</cusip>
			<value>1531</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8300</Sole>
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				<None>29016</None>
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		<infoTable>
			<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>478160104</cusip>
			<value>14202</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>48102</Sole>
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				<None>83158</None>
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			<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>830</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>19587</Sole>
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				<None>1700</None>
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		<infoTable>
			<nameOfIssuer>JPMORGAN CHASE &amp; CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>46625h100</cusip>
			<value>12093</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>56670</Sole>
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				<None>147527</None>
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			<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>494368103</cusip>
			<value>2261</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9450</Sole>
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				<None>7357</None>
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		<infoTable>
			<nameOfIssuer>L-3 COMMNCTNS HLDGS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>502424104</cusip>
			<value>519</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>800</Sole>
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				<None>3578</None>
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		<infoTable>
			<nameOfIssuer>LAM RESEARCH CORP    COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>512807108</cusip>
			<value>598</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>7244</None>
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		<infoTable>
			<nameOfIssuer>LIGHTBRIDGE CORPORATION</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>53224K104</cusip>
			<value>10</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17086</None>
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		<infoTable>
			<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>539830109</cusip>
			<value>589</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2657</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2657</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>548661107</cusip>
			<value>774</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10222</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10222</None>
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		<infoTable>
			<nameOfIssuer>MACYS INC COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>55616P104</cusip>
			<value>1285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>29145</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5100</Sole>
				<Shared>0</Shared>
				<None>24045</None>
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		<infoTable>
			<nameOfIssuer>MARATHON OIL CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>565849106</cusip>
			<value>239</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21411</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15250</Sole>
				<Shared>0</Shared>
				<None>6161</None>
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		<infoTable>
			<nameOfIssuer>MARATHON PETROLEUM CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>56585A102</cusip>
			<value>813</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21877</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15810</Sole>
				<Shared>0</Shared>
				<None>6067</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>MARRIOTT INTL INC NEW CL A</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>571903202</cusip>
			<value>329</value>
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				<sshPrnamt>4616</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4016</Sole>
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				<None>600</None>
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		<infoTable>
			<nameOfIssuer>MASTERCARD INC CL A COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>57636Q104</cusip>
			<value>1622</value>
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				<sshPrnamt>17160</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17160</None>
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		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>580135101</cusip>
			<value>2228</value>
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				<sshPrnamt>17724</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2425</Sole>
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				<None>15299</None>
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		<infoTable>
			<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>58933Y105</cusip>
			<value>3502</value>
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				<sshPrnamt>66186</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>31699</Sole>
				<Shared>0</Shared>
				<None>34487</None>
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			<nameOfIssuer>METLIFE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>59156R108</cusip>
			<value>4371</value>
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				<sshPrnamt>99466</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>44950</Sole>
				<Shared>0</Shared>
				<None>54516</None>
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			<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>594918104</cusip>
			<value>9033</value>
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				<sshPrnamt>163560</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>52765</Sole>
				<Shared>0</Shared>
				<None>110795</None>
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		<infoTable>
			<nameOfIssuer>MONDELEZ INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>609207105</cusip>
			<value>2076</value>
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				<sshPrnamt>51754</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>14725</Sole>
				<Shared>0</Shared>
				<None>37029</None>
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			<nameOfIssuer>NEWELL BRANDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>651229106</cusip>
			<value>1152</value>
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				<sshPrnamt>26013</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>19788</Sole>
				<Shared>0</Shared>
				<None>6225</None>
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			<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
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			<cusip>65339F101</cusip>
			<value>333</value>
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				<sshPrnamt>2817</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2817</None>
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			<nameOfIssuer>NIKE INC - B</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>654106103</cusip>
			<value>1410</value>
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				<sshPrnamt>22938</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8000</Sole>
				<Shared>0</Shared>
				<None>14938</None>
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		<infoTable>
			<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>655844108</cusip>
			<value>452</value>
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				<sshPrnamt>5435</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5435</None>
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		<infoTable>
			<nameOfIssuer>NORTHWEST NAT GAS CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>667655104</cusip>
			<value>224</value>
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				<sshPrnamt>4156</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4156</None>
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			<nameOfIssuer>OAKTREE CAPITAL GROUP LLC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>450</value>
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				<sshPrnamt>9120</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9120</None>
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			<nameOfIssuer>OCCIDENTAL PETE</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>674599105</cusip>
			<value>979</value>
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				<sshPrnamt>14302</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1560</Sole>
				<Shared>0</Shared>
				<None>12742</None>
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		<infoTable>
			<nameOfIssuer>ORACLE CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>68389X105</cusip>
			<value>5070</value>
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				<sshPrnamt>123941</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15250</Sole>
				<Shared>0</Shared>
				<None>108691</None>
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			<nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>701094104</cusip>
			<value>2537</value>
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				<sshPrnamt>22837</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2500</Sole>
				<Shared>0</Shared>
				<None>20337</None>
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		<infoTable>
			<nameOfIssuer>PEPSICO INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>713448108</cusip>
			<value>8802</value>
			<shrsOrPrnAmt>
				<sshPrnamt>85887</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>22290</Sole>
				<Shared>0</Shared>
				<None>63597</None>
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		<infoTable>
			<nameOfIssuer>PFIZER INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>717081103</cusip>
			<value>2782</value>
			<shrsOrPrnAmt>
				<sshPrnamt>93843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>43152</Sole>
				<Shared>0</Shared>
				<None>50691</None>
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		<infoTable>
			<nameOfIssuer>PHILIP MORRIS INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>718172109</cusip>
			<value>1226</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12501</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1200</Sole>
				<Shared>0</Shared>
				<None>11301</None>
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		<infoTable>
			<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>718546104</cusip>
			<value>1960</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22632</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1516</Sole>
				<Shared>0</Shared>
				<None>21116</None>
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		<infoTable>
			<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>693475105</cusip>
			<value>3484</value>
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				<sshPrnamt>41200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>14820</Sole>
				<Shared>0</Shared>
				<None>26380</None>
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		<infoTable>
			<nameOfIssuer>PRINCIPAL FINANCIAL GROUP INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74251V102</cusip>
			<value>448</value>
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				<sshPrnamt>11350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>7950</Sole>
				<Shared>0</Shared>
				<None>3400</None>
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		<infoTable>
			<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>742718109</cusip>
			<value>6543</value>
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				<sshPrnamt>79493</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>26909</Sole>
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				<None>52584</None>
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		<infoTable>
			<nameOfIssuer>PROGRESSIVE CORP-OHIO-</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>743315103</cusip>
			<value>422</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12000</None>
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		<infoTable>
			<nameOfIssuer>PUBLIC SVC ENTERPRISE GROUP IN</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>744573106</cusip>
			<value>202</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1500</Sole>
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				<None>2790</None>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>747525103</cusip>
			<value>3212</value>
			<shrsOrPrnAmt>
				<sshPrnamt>62799</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10350</Sole>
				<Shared>0</Shared>
				<None>52449</None>
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		<infoTable>
			<nameOfIssuer>QUINTILES TRANSNATIONAL HLDGS</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>74876Y101</cusip>
			<value>444</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6825</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2905</Sole>
				<Shared>0</Shared>
				<None>3920</None>
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		<infoTable>
			<nameOfIssuer>RYDER SYS INC COM</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>783549108</cusip>
			<value>273</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4208</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4208</None>
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		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>806857108</cusip>
			<value>2049</value>
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				<sshPrnamt>27784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10740</Sole>
				<Shared>0</Shared>
				<None>17044</None>
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		<infoTable>
			<nameOfIssuer>SEQUENOM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>817337405</cusip>
			<value>110</value>
			<shrsOrPrnAmt>
				<sshPrnamt>78000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>78000</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>842587107</cusip>
			<value>5992</value>
			<shrsOrPrnAmt>
				<sshPrnamt>115839</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>43021</Sole>
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				<None>72818</None>
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		<infoTable>
			<nameOfIssuer>STANLEY BLACK &amp; DECKER INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>854502101</cusip>
			<value>698</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6635</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5646</Sole>
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				<None>989</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>SYSCO CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>871829107</cusip>
			<value>2030</value>
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				<sshPrnamt>43438</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3250</Sole>
				<Shared>0</Shared>
				<None>40188</None>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>87612E106</cusip>
			<value>6144</value>
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				<sshPrnamt>74672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>22685</Sole>
				<Shared>0</Shared>
				<None>51987</None>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>882508104</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3850</Sole>
				<Shared>0</Shared>
				<None>1150</None>
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		<infoTable>
			<nameOfIssuer>THE KRAFT HEINZ COMPANY</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>500754106</cusip>
			<value>338</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4306</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1500</Sole>
				<Shared>0</Shared>
				<None>2806</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>883556102</cusip>
			<value>1656</value>
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				<sshPrnamt>11696</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5700</Sole>
				<Shared>0</Shared>
				<None>5996</None>
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		<infoTable>
			<nameOfIssuer>TIFFANY &amp; CO NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>886547108</cusip>
			<value>647</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8820</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8820</None>
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		<infoTable>
			<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>89417E109</cusip>
			<value>6744</value>
			<shrsOrPrnAmt>
				<sshPrnamt>57784</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>27918</Sole>
				<Shared>0</Shared>
				<None>29866</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>913017109</cusip>
			<value>2038</value>
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				<sshPrnamt>20363</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
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				<Sole>4570</Sole>
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				<None>15793</None>
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		<infoTable>
			<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
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			<value>515</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3996</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3996</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>UNUM GROUP</nameOfIssuer>
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			<value>367</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11875</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>9250</Sole>
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				<None>2625</None>
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		<infoTable>
			<nameOfIssuer>US BANCORP DEL NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>2582</value>
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				<sshPrnamt>63611</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>29175</Sole>
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				<None>34436</None>
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		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
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			<cusip>92343V104</cusip>
			<value>9743</value>
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				<sshPrnamt>180162</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>84573</Sole>
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				<None>95589</None>
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		<infoTable>
			<nameOfIssuer>VISA INC COM CL A</nameOfIssuer>
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			<cusip>92826C839</cusip>
			<value>1942</value>
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				<sshPrnamt>25386</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8400</Sole>
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				<None>16986</None>
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			<nameOfIssuer>VORNADO RLTY TR</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>929042109</cusip>
			<value>275</value>
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				<sshPrnamt>2912</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1610</Sole>
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				<None>1302</None>
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			<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
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			<value>4428</value>
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				<sshPrnamt>64654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>21590</Sole>
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				<None>43064</None>
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		<infoTable>
			<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
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			<value>2330</value>
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				<sshPrnamt>27655</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>12965</Sole>
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				<None>14690</None>
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			<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
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			<value>7373</value>
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				<sshPrnamt>74242</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>25189</Sole>
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				<None>49053</None>
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			<nameOfIssuer>WASHINGTON REAL EST INV TR SBI</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>939653101</cusip>
			<value>853</value>
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				<sshPrnamt>29204</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5175</Sole>
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				<None>24029</None>
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		<infoTable>
			<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
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			<value>311</value>
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				<sshPrnamt>5175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5175</None>
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		<infoTable>
			<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>2335</value>
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				<sshPrnamt>48275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4950</Sole>
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				<None>43325</None>
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		<infoTable>
			<nameOfIssuer>WELLTOWER INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>3817</value>
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				<sshPrnamt>55050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>11760</Sole>
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				<None>43290</None>
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			<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
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			<value>585</value>
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				<sshPrnamt>13985</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>13985</None>
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		<infoTable>
			<nameOfIssuer>XYLEM INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>98419M100</cusip>
			<value>932</value>
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				<sshPrnamt>22795</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>12250</Sole>
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				<None>10545</None>
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		<infoTable>
			<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>988498101</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3070</None>
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			<nameOfIssuer>ALIBABA GROUP HLDING -SP ADR</nameOfIssuer>
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			<cusip>01609W102</cusip>
			<value>619</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3644</Sole>
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				<None>4189</None>
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			<nameOfIssuer>AXA-SPONS ADR</nameOfIssuer>
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			<value>1276</value>
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				<sshPrnamt>54532</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>14537</Sole>
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				<None>39995</None>
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			<nameOfIssuer>BHP BILLITON LTD SPONS</nameOfIssuer>
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			<value>380</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1150</Sole>
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				<None>13540</None>
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		<infoTable>
			<nameOfIssuer>BP PLC SPONS ADR</nameOfIssuer>
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				<sshPrnamt>17734</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>17734</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN NATL RAILWAY CO</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
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			<value>4841</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>69507</None>
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		<infoTable>
			<nameOfIssuer>DIAGEO PLC NEW</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
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			<value>306</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>36</None>
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		<infoTable>
			<nameOfIssuer>KONINKLIJKE PHILIPS NV</nameOfIssuer>
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			<cusip>500472303</cusip>
			<value>278</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<None>3389</None>
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		<infoTable>
			<nameOfIssuer>NESTLE SA-SPONS ADR</nameOfIssuer>
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			<cusip>641069406</cusip>
			<value>4249</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>37150</Sole>
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				<None>19797</None>
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		<infoTable>
			<nameOfIssuer>NOKIA CORP SPONSORED ADR</nameOfIssuer>
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			<cusip>654902204</cusip>
			<value>125</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>17600</Sole>
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				<None>3525</None>
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		<infoTable>
			<nameOfIssuer>NOVARTIS AG ADR</nameOfIssuer>
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			<cusip>66987v109</cusip>
			<value>3261</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>18173</Sole>
				<Shared>0</Shared>
				<None>26838</None>
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		<infoTable>
			<nameOfIssuer>ROYAL DUTCH SHELL ADR B</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
			<cusip>780259107</cusip>
			<value>801</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8791</Sole>
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				<None>7489</None>
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			<nameOfIssuer>SANOFI</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
			<cusip>80105N105</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3200</Sole>
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				<None>2100</None>
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		<infoTable>
			<nameOfIssuer>TELEFONICA SA ADR</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
			<cusip>879382208</cusip>
			<value>285</value>
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				<sshPrnamt>25591</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>15567</Sole>
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				<None>10024</None>
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		<infoTable>
			<nameOfIssuer>TEVA PHARMACEUTICAL INDS</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
			<cusip>881624209</cusip>
			<value>439</value>
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				<sshPrnamt>8209</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1150</Sole>
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				<None>7059</None>
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		<infoTable>
			<nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer>
			<titleOfClass>ADR</titleOfClass>
			<cusip>92857w308</cusip>
			<value>1379</value>
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				<sshPrnamt>43028</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>13518</Sole>
				<Shared>0</Shared>
				<None>29510</None>
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		<infoTable>
			<nameOfIssuer>KAYNE ANDERSON ENERGY COM</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>48660P104</cusip>
			<value>161</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>200</Sole>
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				<None>19600</None>
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		<infoTable>
			<nameOfIssuer>NUVEEN S&amp;P 500 BUY-WRITE INC F</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>6706er101</cusip>
			<value>142</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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		<infoTable>
			<nameOfIssuer>FORTESCUE METALS GROUPS LTD</nameOfIssuer>
			<titleOfClass>FS</titleOfClass>
			<cusip>Q39360104</cusip>
			<value>33</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>16900</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>GRUPO MEXICO SAB DE CV-SER B</nameOfIssuer>
			<titleOfClass>COM</titleOfClass>
			<cusip>00B032VC1</cusip>
			<value>49</value>
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				<sshPrnamt>20426</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>20426</None>
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		<infoTable>
			<nameOfIssuer>DEUTSCHE X-TRACKERS MSCI EUROP</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>233051853</cusip>
			<value>377</value>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6175</Sole>
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		<infoTable>
			<nameOfIssuer>GLOBAL X MLP</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>37950E473</cusip>
			<value>290</value>
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				<sshPrnamt>29700</sshPrnamt>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6600</Sole>
				<Shared>0</Shared>
				<None>23100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES CNX INDIA 50 INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464289529</cusip>
			<value>695</value>
			<shrsOrPrnAmt>
				<sshPrnamt>25849</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>25849</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES CORE HIGH DIVIDEND</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>46429B663</cusip>
			<value>282</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3620</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES CORE S&amp;P 500 INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287200</cusip>
			<value>382</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1848</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1848</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES CURRENCY HEDGED MSCI E</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>46434V639</cusip>
			<value>304</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12465</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12465</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES DJ US FINANCIAL SECTOR</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287788</cusip>
			<value>227</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2680</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2680</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES DJ US TECHNOLOGY SECTO</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287721</cusip>
			<value>476</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4391</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4391</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES DOW JONES SELECT DIVID</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287168</cusip>
			<value>361</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4425</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES FTSE CHINA 25 LARGE-CA</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287184</cusip>
			<value>699</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20716</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3476</Sole>
				<Shared>0</Shared>
				<None>17240</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES MSCI EMERGING MARKETS</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287234</cusip>
			<value>1287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37566</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6732</Sole>
				<Shared>0</Shared>
				<None>30834</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES MSCI HONG KONG INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464286871</cusip>
			<value>638</value>
			<shrsOrPrnAmt>
				<sshPrnamt>32290</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>32290</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES RUSSELL 1000 GROWTH</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287614</cusip>
			<value>405</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4055</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4055</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES RUSSELL 2000 INDEX FUN</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287655</cusip>
			<value>325</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2940</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>200</Sole>
				<Shared>0</Shared>
				<None>2740</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES RUSSELL MID-CAP INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287499</cusip>
			<value>932</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5722</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5722</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ISHARES S&amp;P 100 INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464287101</cusip>
			<value>3247</value>
			<shrsOrPrnAmt>
				<sshPrnamt>35536</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>705</Sole>
				<Shared>0</Shared>
				<None>34831</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>ISHARES S&amp;P PREF STK INDX FN</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>464288687</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6440</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6440</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PROSHARES ULTRASHORT 20+ YEAR</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>74347B201</cusip>
			<value>632</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17155</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>17155</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PROSHARES ULTRASHORT 7-10 YEAR</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>74347R313</cusip>
			<value>1152</value>
			<shrsOrPrnAmt>
				<sshPrnamt>54515</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>54515</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB US LARGE-CAP ETR</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>808524201</cusip>
			<value>416</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8519</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>315</Sole>
				<Shared>0</Shared>
				<None>8204</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR FD FINANCIAL SEL</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>81369Y605</cusip>
			<value>225</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9978</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9978</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR GOLD TRUST</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>78463V107</cusip>
			<value>975</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8292</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4777</Sole>
				<Shared>0</Shared>
				<None>3515</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SPDR S&amp;P 500 INDEX</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>78462F103</cusip>
			<value>941</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4581</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>145</Sole>
				<Shared>0</Shared>
				<None>4436</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD DIVIDEND APPREC</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>921908844</cusip>
			<value>425</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1385</Sole>
				<Shared>0</Shared>
				<None>3845</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD FTSE ALL WORLD EX-U</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>922042775</cusip>
			<value>580</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13431</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2845</Sole>
				<Shared>0</Shared>
				<None>10586</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD INDEX FDS VALUE ETF</nameOfIssuer>
			<titleOfClass>ETF</titleOfClass>
			<cusip>922908744</cusip>
			<value>884</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10733</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>297</Sole>
				<Shared>0</Shared>
				<None>10436</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS L P</nameOfIssuer>
			<titleOfClass>LP</titleOfClass>
			<cusip>293792107</cusip>
			<value>412</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>2500</Sole>
				<Shared>0</Shared>
				<None>14220</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ONEOK PARTNERS L.P</nameOfIssuer>
			<titleOfClass>LP</titleOfClass>
			<cusip>68268N103</cusip>
			<value>315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10023</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1865</Sole>
				<Shared>0</Shared>
				<None>8158</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>THE BLACKSTONE GROUP LP</nameOfIssuer>
			<titleOfClass>LP</titleOfClass>
			<cusip>09253U108</cusip>
			<value>438</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15627</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>5250</Sole>
				<Shared>0</Shared>
				<None>10377</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>THE CARLYLE GROUP</nameOfIssuer>
			<titleOfClass>LP</titleOfClass>
			<cusip>14309L102</cusip>
			<value>169</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>10000</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BUNGE LTD 4.875%</nameOfIssuer>
			<titleOfClass>PFD</titleOfClass>
			<cusip>G16962204</cusip>
			<value>2649</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30895</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>30895</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DODGE &amp; COX FDS INTL STK FD</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>256206103</cusip>
			<value>270</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7679</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7679</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY CONTRAFUND COM</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>316071109</cusip>
			<value>540</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5582</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5582</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY LOW PRICED STOCK FUND</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>316345305</cusip>
			<value>230</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4764</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4764</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY SECS FD BLUE CHIP GWT</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>316389303</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3914</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3914</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY SECS FD OTC PORTFOLIO</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>316389105</cusip>
			<value>346</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4537</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4537</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY SMALL CAP DISCOVERY F</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>315912600</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9404</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9404</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY SPARAN EXTENDED MKT I</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>315911883</cusip>
			<value>263</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5294</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5294</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIDELITY STR DVD&amp;INC FUND</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>316145887</cusip>
			<value>179</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12706</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12706</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIRST EAGLE GLOBAL FUND</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>32008F507</cusip>
			<value>543</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10225</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10225</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HANCOCK HORIZON DIVERSIFIED IN</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>41012R787</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10941</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10941</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMORGAN MID CAP VALUE FD-A</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>339128308</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5954</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5954</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>JPMORGAN TR I INTERM TF BD S</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>4812a0441</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18712</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>18712</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LEUTHOLD CORE INVESTMENT FUND</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>527289102</cusip>
			<value>265</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14805</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>1078</Sole>
				<Shared>0</Shared>
				<None>13727</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>NORTHERN INTERNATIONAL EQUITY</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>665130209</cusip>
			<value>137</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13047</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13047</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PRUDENTIAL JENN EQTY OPPOR-Z</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>74437E800</cusip>
			<value>266</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14458</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14458</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SCHWAB SMALL-CAP INDEX</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>808509848</cusip>
			<value>324</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13625</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>6851</Sole>
				<Shared>0</Shared>
				<None>6774</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TWEEDY BROWNE GLOBAL VALUE FUN</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>901165100</cusip>
			<value>346</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14489</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>11054</Sole>
				<Shared>0</Shared>
				<None>3435</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD 500 INDEX</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>922908108</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1097</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>8</Sole>
				<Shared>0</Shared>
				<None>1089</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD BALANCED INDEX FUND</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>921931200</cusip>
			<value>212</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7143</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>4724</Sole>
				<Shared>0</Shared>
				<None>2419</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>VANGUARD STAR FUND STAR PORTFO</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>921909107</cusip>
			<value>1714</value>
			<shrsOrPrnAmt>
				<sshPrnamt>73199</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>3865</Sole>
				<Shared>0</Shared>
				<None>69334</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WELLS FARGO ADVANTAGE TOT RET</nameOfIssuer>
			<titleOfClass>FD</titleOfClass>
			<cusip>94975J631</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11515</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11515</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF AMERICA CORP - EXP 1/1</nameOfIssuer>
			<titleOfClass>WT</titleOfClass>
			<cusip>060505146</cusip>
			<value>51</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WELLS FARGO &amp; CO - EXP 10/28/1</nameOfIssuer>
			<titleOfClass>WT</titleOfClass>
			<cusip>949746119</cusip>
			<value>297</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18950</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>SOLE</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>18950</None>
			</votingAuthority>
		</infoTable>
</informationTable>
