The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 28,469 9,848 SH   SOLE 0 0 0 9,848
AON PLC SHS CL A G0403H108 3,027 11,061 SH   SOLE 0 0 0 11,061
APPLE INC COM 037833100 27,932 172,828 SH   SOLE 0 0 0 172,828
ASML HOLDING N V N Y REGISTRY SHS N07059210 8,154 11,862 SH   SOLE 0 0 0 11,862
BANCORP INC DEL COM 05969A105 3,449 117,919 SH   SOLE 0 0 0 117,919
BELLRING BRANDS INC COM CL A 079823100 2,058 77,574 SH   SOLE 0 0 0 77,574
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 610 2,010 SH   SOLE 0 0 0 2,010
BK OF AMERICA CORP COM 060505104 12,023 269,873 SH   SOLE 0 0 0 269,873
CAPITAL ONE FINL CORP COM 14040H105 2,885 19,457 SH   SOLE 0 0 0 19,457
CATERPILLAR INC COM 149123101 7,280 33,964 SH   SOLE 0 0 0 33,964
CENTENE CORP DEL COM 15135B101 3,047 39,301 SH   SOLE 0 0 0 39,301
CHEWY INC CL A 16679L109 1,489 34,414 SH   SOLE 0 0 0 34,414
CITIGROUP INC COM NEW 172967424 4,984 79,485 SH   SOLE 0 0 0 79,485
COMCAST CORP NEW CL A 20030N101 4,580 91,480 SH   SOLE 0 0 0 91,480
CORTEVA INC COM 22052L104 3,036 65,903 SH   SOLE 0 0 0 65,903
CROWN CASTLE INTL CORP NEW COM 22822V101 6,099 33,219 SH   SOLE 0 0 0 33,219
CSW INDUSTRIALS INC COM 126402106 212 1,791 SH   SOLE 0 0 0 1,791
CUMMINS INC COM 231021106 5,489 24,506 SH   SOLE 0 0 0 24,506
D R HORTON INC COM 23331A109 2,389 26,227 SH   SOLE 0 0 0 26,227
DEERE & CO COM 244199105 3,950 10,851 SH   SOLE 0 0 0 10,851
DELTA AIR LINES INC DEL COM NEW 247361702 2,355 62,128 SH   SOLE 0 0 0 62,128
DIGITAL TURBINE INC COM NEW 25400W102 1,788 43,253 SH   SOLE 0 0 0 43,253
DISNEY WALT CO COM 254687106 6,873 50,001 SH   SOLE 0 0 0 50,001
DOLLAR GEN CORP NEW COM 256677105 2,681 12,378 SH   SOLE 0 0 0 12,378
FISERV INC COM 337738108 2,885 28,079 SH   SOLE 0 0 0 28,079
FREEPORT-MCMORAN INC CL B 35671D857 5,522 138,192 SH   SOLE 0 0 0 138,192
GENERAL ELECTRIC CO COM NEW 369604301 4,698 48,478 SH   SOLE 0 0 0 48,478
GENERAL MTRS CO COM 37045V100 11,970 227,400 SH   SOLE 0 0 0 227,400
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 6,001 59,995 SH   SOLE 0 0 0 59,995
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 1,531 23,192 SH   SOLE 0 0 0 23,192
GOLDMAN SACHS GROUP INC COM 38141G104 237 690 SH   SOLE 0 0 0 690
HESKA CORP COM RESTRC NEW 42805E306 1,910 12,453 SH   SOLE 0 0 0 12,453
IDEXX LABS INC COM 45168D104 5,738 11,215 SH   SOLE 0 0 0 11,215
ILLUMINA INC COM 452327109 6,182 16,939 SH   SOLE 0 0 0 16,939
INGREDION INC COM 457187102 207 2,141 SH   SOLE 0 0 0 2,141
INTUIT COM 461202103 10,908 20,401 SH   SOLE 0 0 0 20,401
ISHARES INC MSCI EMERG MRKT 464286533 9,600 154,061 SH   SOLE 0 0 0 154,061
ISHARES TR MSCI USA MIN VOL 46429B697 12,473 165,145 SH   SOLE 0 0 0 165,145
ISHARES TR MSCI EAFE MIN VL 46429B689 13,824 189,919 SH   SOLE 0 0 0 189,919
ISHARES TR FLTG RATE NT ETF 46429B655 1,237 24,396 SH   SOLE 0 0 0 24,396
ISHARES TR CORE MSCI EAFE 46432F842 8,357 117,062 SH   SOLE 0 0 0 117,062
ISHARES TR MSCI USA MMENTM 46432F396 5,438 33,811 SH   SOLE 0 0 0 33,811
ISHARES TR MSCI USA VALUE 46432F388 7,765 72,475 SH   SOLE 0 0 0 72,475
ISHARES TR RUS 2000 GRW ETF 464287648 395 1,555 SH   SOLE 0 0 0 1,555
ISHARES TR S&P MC 400VL ETF 464287705 1,082 10,107 SH   SOLE 0 0 0 10,107
ISHARES TR S&P MC 400GR ETF 464287606 1,264 16,582 SH   SOLE 0 0 0 16,582
ISHARES TR S&P 500 VAL ETF 464287408 542 3,567 SH   SOLE 0 0 0 3,567
ISHARES TR CORE S&P500 ETF 464287200 11,844 26,825 SH   SOLE 0 0 0 26,825
ISHARES TR RUSSELL 2000 ETF 464287655 28,330 140,577 SH   SOLE 0 0 0 140,577
ISHARES TR NATIONAL MUN ETF 464288414 576 5,034 SH   SOLE 0 0 0 5,034
ISHARES TR SHRT NAT MUN ETF 464288158 5,472 51,409 SH   SOLE 0 0 0 51,409
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,556 110,128 SH   SOLE 0 0 0 110,128
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 7,860 154,507 SH   SOLE 0 0 0 154,507
JPMORGAN CHASE & CO COM 46625H100 15,447 106,568 SH   SOLE 0 0 0 106,568
KEYSIGHT TECHNOLOGIES INC COM 49338L103 3,701 21,106 SH   SOLE 0 0 0 21,106
LILLY ELI & CO COM 532457108 3,085 12,832 SH   SOLE 0 0 0 12,832
MAGNA INTL INC COM 559222401 2,447 31,151 SH   SOLE 0 0 0 31,151
MATTERPORT INC COM CL A 577096100 1,516 145,212 SH   SOLE 0 0 0 145,212
METLIFE INC COM 59156R108 2,823 43,151 SH   SOLE 0 0 0 43,151
MICROSOFT CORP COM 594918104 36,577 123,416 SH   SOLE 0 0 0 123,416
MUELLER INDS INC COM 624756102 3,104 57,224 SH   SOLE 0 0 0 57,224
NVIDIA CORPORATION COM 67066G104 19,449 83,214 SH   SOLE 0 0 0 83,214
NXP SEMICONDUCTORS N V COM N6596X109 2,443 12,028 SH   SOLE 0 0 0 12,028
OSHKOSH CORP COM 688239201 2,987 25,586 SH   SOLE 0 0 0 25,586
PAYPAL HLDGS INC COM 70450Y103 2,448 15,097 SH   SOLE 0 0 0 15,097
PNC FINL SVCS GROUP INC COM 693475105 4,312 21,128 SH   SOLE 0 0 0 21,128
POST HLDGS INC COM 737446104 3,507 31,101 SH   SOLE 0 0 0 31,101
QUALCOMM INC COM 747525103 6,139 36,095 SH   SOLE 0 0 0 36,095
QUANTA SVCS INC COM 74762E102 4,245 42,674 SH   SOLE 0 0 0 42,674
REGENERON PHARMACEUTICALS COM 75886F107 2,799 4,504 SH   SOLE 0 0 0 4,504
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 655 12,936 SH   SOLE 0 0 0 12,936
SCHWAB STRATEGIC TR US TIPS ETF 808524870 15,397 250,153 SH   SOLE 0 0 0 250,153
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 861 16,262 SH   SOLE 0 0 0 16,262
SOFI TECHNOLOGIES INC COM 83406F102 3,144 236,361 SH   SOLE 0 0 0 236,361
SOUTHWEST AIRLS CO COM 844741108 2,344 53,433 SH   SOLE 0 0 0 53,433
SPDR SER TR PORTFOLIO SHORT 78464A474 261 8,468 SH   SOLE 0 0 0 8,468
SPDR SER TR S&P BIOTECH 78464A870 2,420 26,272 SH   SOLE 0 0 0 26,272
SPDR SER TR S&P REGL BKG 78464A698 10,348 142,510 SH   SOLE 0 0 0 142,510
SPDR SER TR BLOOMBERG INVT 78468R200 1,409 46,050 SH   SOLE 0 0 0 46,050
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 3,168 439,448 SH   SOLE 0 0 0 439,448
SYNOPSYS INC COM 871607107 2,137 6,932 SH   SOLE 0 0 0 6,932
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 3,578 21,687 SH   SOLE 0 0 0 21,687
UNION PAC CORP COM 907818108 215 876 SH   SOLE 0 0 0 876
UNITED PARCEL SERVICE INC CL B 911312106 3,932 19,264 SH   SOLE 0 0 0 19,264
UNITY SOFTWARE INC COM 91332U101 2,422 21,838 SH   SOLE 0 0 0 21,838
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,378 15,194 SH   SOLE 0 0 0 15,194
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 218 1,503 SH   SOLE 0 0 0 1,503
VANGUARD INDEX FDS LARGE CAP ETF 922908637 550 2,708 SH   SOLE 0 0 0 2,708
VANGUARD INDEX FDS MID CAP ETF 922908629 20,468 88,198 SH   SOLE 0 0 0 88,198
VANGUARD INDEX FDS SM CP VAL ETF 922908611 530 3,100 SH   SOLE 0 0 0 3,100
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,194 20,182 SH   SOLE 0 0 0 20,182
VANGUARD INDEX FDS GROWTH ETF 922908736 6,564 23,311 SH   SOLE 0 0 0 23,311
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 11,810 181,694 SH   SOLE 0 0 0 181,694
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14,467 115,474 SH   SOLE 0 0 0 115,474
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 224 2,219 SH   SOLE 0 0 0 2,219
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 48,390 987,547 SH   SOLE 0 0 0 987,547
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 27,115 530,635 SH   SOLE 0 0 0 530,635
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 816 10,122 SH   SOLE 0 0 0 10,122
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 751 4,670 SH   SOLE 0 0 0 4,670
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 27,568 563,654 SH   SOLE 0 0 0 563,654
VANGUARD WELLINGTON FD US MOMENTUM 921935508 9,619 80,714 SH   SOLE 0 0 0 80,714
VANGUARD WELLINGTON FD US MINIMUM 921935409 11,886 117,723 SH   SOLE 0 0 0 117,723
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 26,469 254,900 SH   SOLE 0 0 0 254,900
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 22,300 219,089 SH   SOLE 0 0 0 219,089
VANGUARD WELLINGTON FD US LIQUIDITY 921935300 14,593 138,654 SH   SOLE 0 0 0 138,654
VISA INC COM CL A 92826C839 13,237 65,579 SH   SOLE 0 0 0 65,579
ZOETIS INC CL A 98978V103 4,121 20,597 SH   SOLE 0 0 0 20,597