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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Cash flows from operating activities      
Net income $ 2,612 $ 1,325 $ 1,609
Adjustments to reconcile net income to net cash from operating activities      
Provision for loan losses 600 2,229 1,829
Deferred income taxes 25 95 (382)
Depreciation, amortization and accretion 2,338 1,876 877
Earnings on Bank owned life insurance (87) (91) (94)
Death benefit from life insurance policy (121)    
Restricted equity securities dividends (1) (1) (1)
Origination of mortgage loans held for sale (11,313) (11,889) (16,751)
Proceeds from sales of mortgage loans held for sale 11,362 12,490 16,745
Gain on sale of loans (256) (285) (310)
Net security gains (214) (661) (770)
Loss on sale/write-down of other real estate owned 38 24 112
Gain from the sale of loans guaranteed by SBA (171)    
Compensation expense under stock-based compensation plans 138 23 84
Change in other assets and liabilities 1,331 (68) (1,503)
Net cash from operating activities 6,281 5,067 1,445
Cash flows from investing activities      
Purchases of time deposits with other financial institutions   (984) (13,580)
Proceeds from time deposits with other financial institutions 5,451 8,867  
Available for sale securities:      
Maturities, repayments and calls 37,781 38,526 36,757
Sales 14,980 18,775 23,084
Purchases (63,364) (66,312) (60,353)
Purchases of premises and equipment (580) (4,241) (3,437)
Proceeds from the sale of loans guaranteed by SBA 2,360    
Proceeds from sale of other real estate owned 56 113 191
Proceeds from the sale of an impaired loan   930  
Purchase of loans   (1,184) (1,151)
Net change in loans to customers (26,110) 1,350 (15,118)
Net cash from investing activities (29,426) (4,160) (33,607)
Cash flows from financing activities      
Net change in deposits 31,530 17,761 27,731
Net change in short-term borrowings 1,697 (1,249) (3,565)
Proceeds from Federal Home Loan Bank advances     10,000
Repayments Federal Home Loan Bank advances (7,000) (12,000) (4,000)
Dividends paid (706) (706) (881)
Net cash from financing activities 25,521 3,806 29,285
Net change in cash and cash equivalents 2,376 4,713 (2,877)
Beginning cash and cash equivalents 12,837 8,124 11,001
Ending cash and cash equivalents 15,213 12,837 8,124
Supplemental cash flow information:      
Interest paid 2,143 3,315 4,519
Income taxes paid 420 537 400
Supplemental noncash disclosures:      
Transfer from loans to other real estate owned $ 54 $ 91 $ 54