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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 15,213 $ 12,837
Time deposits with other financial institutions 246 5,697
Securities available for sale 150,175 138,033
Restricted equity securities 3,220 3,219
Loans held for sale 207 0
Loans, net of allowance for loan losses: 2011 - $3,163; 2010 - $2,585 213,952 190,685
Premises and equipment, net 12,173 12,526
Goodwill 4,723 4,723
Identified intangible assets 0 107
Accrued interest receivable 1,404 1,270
Bank owned life insurance 2,649 2,862
Other assets 2,124 2,137
Total assets 406,086 374,096
Deposits    
Non-interest bearing 70,810 57,435
Interest bearing 269,854 251,699
Total deposits 340,664 309,134
Repurchase agreements 10,168 7,747
Federal Reserve note account 0 724
Federal Home Loan Bank advances 8,000 15,000
Accrued interest payable 219 312
Accrued expenses and other liabilities 4,290 2,198
Total liabilities 363,341 335,115
Commitments and contingent liabilities      
Shareholders' equity    
Common stock, no par value; 6,000,000 shares authorized; 2,289,528 shares issued 11,447 11,447
Additional paid-in capital 4,815 4,775
Retained earnings 24,335 22,475
Treasury stock, at cost (76,259 and 83,555 shares) (1,495) (1,639)
Accumulated other comprehensive income 3,643 1,923
Total shareholders' equity 42,745 38,981
Total liabilities and shareholder's equity $ 406,086 $ 374,096