Loan Servicing

12 Months Ended

Dec. 31, 2011

Loans/Loan Servicing/Loan Commitments and Other Related Activities [Abstract]

LOAN SERVICING

NOTE 4 – LOAN SERVICING

Mortgage loans serviced for others are not reported as assets. The principal balances of these loans at year-end are as follows:

	2011		2010
Mortgage loan portfolios serviced for:
FHLMC	$	16,373	$	22,100

There were no custodial escrow balances maintained in connection with serviced loans at year-end 2011 and 2010.

Activity for mortgage servicing rights and the related valuation allowance follows:

	2011			2010			2009
Servicing rights:
Beginning of year	$	76		$	115		$	173
Additions		4			5			2
Amortized to expense		(33	)		(44	)		(60	)
End of year	$	47		$	76		$	115