Consolidated Statements of Income and Comprehensive Income (Unaudited) (USD $) In Thousands, except Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income
Loans, including fees	$ 2,654	$ 2,638	$ 5,172	$ 5,240
Securities:
Taxable	821	938	1,560	1,967
Nontaxable	394	293	784	564
Federal funds sold and other	23	51	51	107
Total interest and dividend income	3,892	3,920	7,567	7,878
Interest expense
Deposits	453	557	938	1,129
Short-term borrowings	10	13	21	26
Federal Home Loan Bank advances	59	249	141	510
Total interest expense	522	819	1,100	1,665
Net interest income	3,370	3,101	6,467	6,213
Provision for loan losses	150	615	297	1,122
Net interest income after provision for loan losses	3,220	2,486	6,170	5,091
Noninterest income
Checking account fees	269	272	535	534
Visa check card interchange fees	141	112	262	210
Deposit and miscellaneous service fees	80	80	155	163
Mortgage banking activities	40	50	77	101
Securities gains, net	46		51	76
Loss on other real estate owned	(38)		(38)	(11)
Gain on sale of SBA loans			128
Other	83	98	183	164
Total noninterest income	621	612	1,353	1,237
Noninterest expense
Salaries and employee benefits	1,455	1,357	2,949	2,735
Data processing	286	256	569	497
Net occupancy	378	304	745	598
FDIC assessment	94	145	230	266
Professional and consulting fees	176	210	326	392
Franchise tax	91	87	184	177
Maintenance and repairs	58	43	135	113
Amortization of intangibles	22	23	43	45
Telephone	62	58	121	116
Marketing	60	66	120	131
Director fees and pension	60	68	120	140
Software expense	66	50	120	93
Postage and supplies	72	75	146	155
Other	268	260	486	473
Total noninterest expense	3,148	3,002	6,294	5,931
Income before income tax expense	693	96	1,229	397
Income tax expense (benefit)	104	(62)	153	(54)
Net income	589	158	1,076	451
Other comprehensive income:
Unrealized appreciation in fair value of securities available for sale, net of taxes of $(306), $(193), $(498) and $(524)	595	325	967	1,017
Reclassification adjustment for realized gains included in earnings, net of taxes of $16, $0, $17 and $26	(30)		(34)	(50)
Total other comprehensive income, net of taxes	565	325	933	967
Comprehensive income	$ 1,154	$ 483	$ 2,009	$ 1,418
Weighted average basic and diluted common shares outstanding	2,209,717	2,205,973	2,209,717	2,205,973
Basic and diluted earnings per common share	$ 0.27	$ 0.07	$ 0.49	$ 0.20
Dividends declared per common share	$ 0.08	$ 0.08	$ 0.16	$ 0.16