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Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2023
Regulatory Capital Requirements [Abstract]  
Compliance with Regulatory Compliance Requirements Under Banking Regulations The Company and NBT Bank’s actual capital amounts and ratios are presented as follows:

 
Actual
   
Regulatory Ratio Requirements
 
(Dollars in thousands)
 
Amount
   
Ratio
   
Minimum
Capital
Adequacy
   
Minimum
plus Buffer
   
For
Classification
as Well-
Capitalized
 
As of December 31, 2023
                             
Tier 1 Capital (to average assets)
                             
Company
 
$
1,301,560
     
9.71
%
   
4.00
%
         
5.00
%
NBT Bank
   
1,223,551
     
9.16
%
   
4.00
%
         
5.00
%
Common Equity Tier 1 Capital
                                     
Company
   
1,204,560
     
11.57
%
   
4.50
%
   
7.00
%
   
6.50
%
NBT Bank
   
1,223,551
     
11.84
%
   
4.50
%
   
7.00
%
   
6.50
%
Tier 1 Capital (to risk-weighted assets)
                                       
Company
   
1,301,560
     
12.50
%
   
6.00
%
   
8.50
%
   
8.00
%
NBT Bank
   
1,223,551
     
11.84
%
   
6.00
%
   
8.50
%
   
8.00
%
Total Capital (to risk-weighted assets)
                                       
Company
   
1,534,826
     
14.75
%
   
8.00
%
   
10.50
%
   
10.00
%
NBT Bank
   
1,333,817
     
12.91
%
   
8.00
%
   
10.50
%
   
10.00
%
                                         
As of December 31, 2022
                                       
Tier 1 Capital (to average assets)
                                       
Company
 
$
1,193,336
     
10.32
%
   
4.00
%
           
5.00
%
NBT Bank
   
1,133,481
     
9.86
%
   
4.00
%
           
5.00
%
Common Equity Tier 1 Capital
                                       
Company
   
1,096,336
     
12.12
%
   
4.50
%
   
7.00
%
   
6.50
%
NBT Bank
   
1,133,481
     
12.63
%
   
4.50
%
   
7.00
%
   
6.50
%
Tier 1 Capital (to risk-weighted assets)
                                       
Company
   
1,193,336
     
13.19
%
   
6.00
%
   
8.50
%
   
8.00
%
NBT Bank
   
1,133,481
     
12.63
%
   
6.00
%
   
8.50
%
   
8.00
%
Total Capital (to risk-weighted assets)
                                       
Company
   
1,391,182
     
15.38
%
   
8.00
%
   
10.50
%
   
10.00
%
NBT Bank
   
1,233,327
     
13.74
%
   
8.00
%
   
10.50
%
   
10.00
%