Loans

12 Months Ended

Dec. 31, 2012

Loans [Abstract]

Loans

(6) Loans

A summary of loans, net of deferred fees and origination costs, by category is as follows:

	At December 31,
(In thousands)	2012		2011
Residential real estate mortgages	$	651,107	$	581,511
Commercial		694,799		611,298
Commercial real estate		1,072,807		888,879
Real estate construction and development		123,078		93,977
Agricultural and agricultural real estate mortgages		112,687		108,423
Consumer		1,047,856		946,470
Home equity		575,282		569,645
Total loans	$	4,277,616	$	3,800,203

Included in the above loans are net deferred loan origination costs totaling $0.9 million and $1.6 million at December 31, 2012 and 2011, respectively. The Company had residential loans held for sale totaling $3.8 million as of December 31, 2012 and $2.7 million as of December 31, 2011.

FHLB advances are collateralized by a blanket lien on the Company's residential real estate mortgages.