The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T COMMON STOCK 00206R102 367 10,961 SH   SOLE   10,961 0 0
AT&T COMMON STOCK 00206R102 188 5,611 SH   OTR   5,611 0 0
ABBOTT COMMON STOCK 002824100 2,024 24,066 SH   SOLE   24,066 0 0
ABBOTT COMMON STOCK 002824100 522 6,204 SH   OTR   6,204 0 0
ABBVIE COMMON STOCK 00287Y109 393 5,407 SH   SOLE   5,407 0 0
ABBVIE COMMON STOCK 00287Y109 119 1,639 SH   OTR   1,639 0 0
ADOBE COMMON STOCK 00724F101 8,896 30,191 SH   SOLE   30,191 0 0
ADOBE COMMON STOCK 00724F101 544 1,846 SH   OTR   1,846 0 0
ALPHABET COMMON STOCK 02079K107 4,698 4,346 SH   SOLE   4,346 0 0
ALPHABET COMMON STOCK 02079K107 179 166 SH   OTR   166 0 0
ALPHABET COMMON STOCK 02079K305 489 452 SH   SOLE   452 0 0
ALPHABET COMMON STOCK 02079K305 42 39 SH   OTR   39 0 0
AMAZON.COM INC COMMON STOCK 023135106 5,510 2,910 SH   SOLE   2,910 0 0
AMAZON.COM INC COMMON STOCK 023135106 333 176 SH   OTR   176 0 0
AMERICAN COMMON STOCK 025816109 5,593 45,307 SH   SOLE   45,307 0 0
AMERICAN COMMON STOCK 025816109 677 5,483 SH   OTR   5,483 0 0
AMGEN COMMON STOCK 031162100 1,549 8,408 SH   SOLE   8,408 0 0
AMGEN COMMON STOCK 031162100 421 2,285 SH   OTR   2,285 0 0
ANHEUSER-BUSCH FOREIGN STOCK 03524A108 2,580 29,146 SH   SOLE   29,146 0 0
ANHEUSER-BUSCH FOREIGN STOCK 03524A108 289 3,265 SH   OTR   3,265 0 0
APPLE COMMON STOCK 037833100 4,105 20,743 SH   SOLE   20,743 0 0
APPLE COMMON STOCK 037833100 1,429 7,218 SH   OTR   7,218 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 787 4,760 SH   SOLE   4,760 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 132 800 SH   OTR   800 0 0
BB&T COMMON STOCK 054937107 771 15,699 SH   SOLE   15,699 0 0
BB&T COMMON STOCK 054937107 7 150 SH   OTR   150 0 0
BCE FOREIGN STOCK 05534B760 5,521 121,391 SH   SOLE   121,391 0 0
BCE FOREIGN STOCK 05534B760 283 6,222 SH   OTR   6,222 0 0
BERKSHIRE COMMON STOCK 084670702 5,946 27,892 SH   SOLE   27,892 0 0
BERKSHIRE COMMON STOCK 084670702 747 3,506 SH   OTR   3,506 0 0
BLACKROCK COMMON STOCK 09247X101 2,027 4,320 SH   SOLE   4,320 0 0
BLACKROCK COMMON STOCK 09247X101 61 130 SH   OTR   130 0 0
BOEING COMMON STOCK 097023105 1,692 4,649 SH   SOLE   4,649 0 0
BOEING COMMON STOCK 097023105 1,516 4,165 SH   OTR   4,165 0 0
BRISTOL COMMON STOCK 110122108 982 21,646 SH   SOLE   21,646 0 0
BRISTOL COMMON STOCK 110122108 811 17,875 SH   OTR   17,875 0 0
CANADIAN FOREIGN STOCK 136375102 564 6,103 SH   SOLE   6,103 0 0
CANADIAN FOREIGN STOCK 136375102 92 1,000 SH   DFND   1,000 0 0
CANADIAN FOREIGN STOCK 136375102 1,801 19,477 SH   OTR   19,477 0 0
CAPITAL COMMON STOCK 14040H105 2,201 24,254 SH   SOLE   24,254 0 0
CAPITAL COMMON STOCK 14040H105 86 945 SH   OTR   945 0 0
CHEMUNG FINANCIAL CORP COMMON STOCK 164024101 7,243 149,827 SH   SOLE   149,827 0 0
CHEMUNG FINANCIAL CORP COMMON STOCK 164024101 12,098 250,266 SH   OTR   250,266 0 0
CHEVRON COMMON STOCK 166764100 4,005 32,181 SH   SOLE   32,181 0 0
CHEVRON COMMON STOCK 166764100 1,115 8,960 SH   OTR   8,960 0 0
CISCO COMMON STOCK 17275R102 1,495 27,310 SH   SOLE   27,310 0 0
CISCO COMMON STOCK 17275R102 101 1,850 SH   OTR   1,850 0 0
COCA-COLA COMMON STOCK 191216100 8,668 170,237 SH   SOLE   170,237 0 0
COCA-COLA COMMON STOCK 191216100 1,065 20,912 SH   OTR   20,912 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 3,264 45,540 SH   SOLE   45,540 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 99 1,377 SH   OTR   1,377 0 0
COMCAST COMMON STOCK 20030N101 5,478 129,575 SH   SOLE   129,575 0 0
COMCAST COMMON STOCK 20030N101 576 13,625 SH   OTR   13,625 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 523 8,576 SH   SOLE   8,576 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 11 186 SH   OTR   186 0 0
CORNING COMMON STOCK 219350105 3,949 118,844 SH   SOLE   118,844 0 0
CORNING COMMON STOCK 219350105 3,488 104,969 SH   OTR   104,969 0 0
CORTEVA COMMON STOCK 22052L104 222 7,512 SH   SOLE   7,512 0 0
CORTEVA COMMON STOCK 22052L104 17 564 SH   OTR   564 0 0
COSTCO COMMON STOCK 22160K105 206 781 SH   SOLE   781 0 0
COSTCO COMMON STOCK 22160K105 79 300 SH   OTR   300 0 0
XTRACKERS MUTUAL FUNDS - 233051200 3,182 100,667 SH   SOLE   100,667 0 0
XTRACKERS MUTUAL FUNDS - 233051200 174 5,503 SH   OTR   5,503 0 0
DANAHER COMMON STOCK 235851102 145 1,016 SH   SOLE   1,016 0 0
DANAHER COMMON STOCK 235851102 88 618 SH   OTR   618 0 0
DEERE & CO COMMON STOCK 244199105 2,039 12,304 SH   SOLE   12,304 0 0
DEERE & CO COMMON STOCK 244199105 338 2,038 SH   OTR   2,038 0 0
WALT COMMON STOCK 254687106 8,363 59,888 SH   SOLE   59,888 0 0
WALT COMMON STOCK 254687106 2,084 14,922 SH   OTR   14,922 0 0
DOMINION COMMON STOCK 25746U109 4,866 62,934 SH   SOLE   62,934 0 0
DOMINION COMMON STOCK 25746U109 360 4,656 SH   OTR   4,656 0 0
DOW COMMON STOCK 260557103 334 6,777 SH   SOLE   6,777 0 0
DOW COMMON STOCK 260557103 28 564 SH   OTR   564 0 0
DUKE COMMON STOCK 26441C204 4,362 49,437 SH   SOLE   49,437 0 0
DUKE COMMON STOCK 26441C204 379 4,293 SH   OTR   4,293 0 0
DUPONT COMMON STOCK 26614N102 564 7,512 SH   SOLE   7,512 0 0
DUPONT COMMON STOCK 26614N102 58 777 SH   OTR   777 0 0
EMERSON COMMON STOCK 291011104 5,121 76,748 SH   SOLE   76,748 0 0
EMERSON COMMON STOCK 291011104 2,466 36,954 SH   OTR   36,954 0 0
ENBRIDGE FOREIGN STOCK 29250N105 7,332 203,227 SH   SOLE   203,227 0 0
ENBRIDGE FOREIGN STOCK 29250N105 518 14,359 SH   OTR   14,359 0 0
EXXON COMMON STOCK 30231G102 3,087 40,290 SH   SOLE   40,290 0 0
EXXON COMMON STOCK 30231G102 115 1,500 SH   DFND   1,500 0 0
EXXON COMMON STOCK 30231G102 3,199 41,746 SH   OTR   41,746 0 0
GENERAL COMMON STOCK 369604103 81 7,686 SH   SOLE   7,686 0 0
GENERAL COMMON STOCK 369604103 46 4,375 SH   OTR   4,375 0 0
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 6,944 173,508 SH   SOLE   173,508 0 0
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 369 9,230 SH   OTR   9,230 0 0
GOLDMAN COMMON STOCK 38141G104 2,752 13,453 SH   SOLE   13,453 0 0
GOLDMAN COMMON STOCK 38141G104 540 2,639 SH   OTR   2,639 0 0
HOME COMMON STOCK 437076102 2,350 11,301 SH   SOLE   11,301 0 0
HOME COMMON STOCK 437076102 687 3,305 SH   OTR   3,305 0 0
HONEYWELL COMMON STOCK 438516106 1,049 6,010 SH   SOLE   6,010 0 0
HONEYWELL COMMON STOCK 438516106 216 1,235 SH   OTR   1,235 0 0
INTEL COMMON STOCK 458140100 8,667 181,062 SH   SOLE   181,062 0 0
INTEL COMMON STOCK 458140100 985 20,569 SH   OTR   20,569 0 0
INTERNATIONAL COMMON STOCK 459200101 540 3,918 SH   SOLE   3,918 0 0
INTERNATIONAL COMMON STOCK 459200101 141 1,025 SH   OTR   1,025 0 0
INVESCO MUTUAL FUNDS - 46090E103 986 5,280 SH   SOLE   5,280 0 0
INVESCO MUTUAL FUNDS - 46090E103 31 166 SH   DFND   166 0 0
INVESCO MUTUAL FUNDS - 46090E103 2,387 12,780 SH   OTR   12,780 0 0
ISHARES MUTUAL FUNDS - 464287176 536 4,644 SH   SOLE   4,644 0 0
ISHARES MUTUAL FUNDS - 464287200 1,162 3,942 SH   SOLE   3,942 0 0
ISHARES MUTUAL FUNDS - 464287200 244 829 SH   OTR   829 0 0
ISHARES MUTUAL FUNDS - 464287465 5,484 83,437 SH   SOLE   83,437 0 0
ISHARES MUTUAL FUNDS - 464287465 408 6,214 SH   OTR   6,214 0 0
ISHARES COMMON STOCK 464287556 203 1,861 SH   SOLE   1,861 0 0
ISHARES COMMON STOCK 464287556 17 153 SH   OTR   153 0 0
ISHARES MUTUAL FUNDS - 464287598 1,372 10,786 SH   SOLE   10,786 0 0
ISHARES MUTUAL FUNDS - 464287598 618 4,855 SH   OTR   4,855 0 0
ISHARES MUTUAL FUNDS - 464287630 734 6,091 SH   SOLE   6,091 0 0
ISHARES MUTUAL FUNDS - 464287630 15 121 SH   DFND   121 0 0
ISHARES MUTUAL FUNDS - 464287630 937 7,772 SH   OTR   7,772 0 0
ISHARES MUTUAL FUNDS - 464287648 932 4,639 SH   SOLE   4,639 0 0
ISHARES MUTUAL FUNDS - 464287648 20 98 SH   DFND   98 0 0
ISHARES MUTUAL FUNDS - 464287648 1,012 5,036 SH   OTR   5,036 0 0
ISHARES MUTUAL FUNDS - 464287655 1,186 7,629 SH   SOLE   7,629 0 0
ISHARES MUTUAL FUNDS - 464287655 46 295 SH   OTR   295 0 0
ISHARES MUTUAL FUNDS - 464288448 216 7,038 SH   SOLE   7,038 0 0
JPMORGAN COMMON STOCK 46625H100 4,847 43,357 SH   SOLE   43,357 0 0
JPMORGAN COMMON STOCK 46625H100 1,599 14,299 SH   OTR   14,299 0 0
JOHNSON COMMON STOCK 478160104 7,060 50,692 SH   SOLE   50,692 0 0
JOHNSON COMMON STOCK 478160104 8,156 58,555 SH   OTR   58,555 0 0
LABORATORY CRP OF AMER HLDGS COMMON STOCK 50540R409 464 2,684 SH   SOLE   2,684 0 0
ELI COMMON STOCK 532457108 282 2,541 SH   SOLE   2,541 0 0
ELI COMMON STOCK 532457108 76 683 SH   OTR   683 0 0
MCDONALDS CORP COMMON STOCK 580135101 9,466 45,584 SH   SOLE   45,584 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,390 6,695 SH   OTR   6,695 0 0
MERCK COMMON STOCK 58933Y105 7,547 90,008 SH   SOLE   90,008 0 0
MERCK COMMON STOCK 58933Y105 938 11,188 SH   OTR   11,188 0 0
MICROSOFT COMMON STOCK 594918104 17,084 127,531 SH   SOLE   127,531 0 0
MICROSOFT COMMON STOCK 594918104 2,795 20,861 SH   OTR   20,861 0 0
NBT BANCORP INC COMMON STOCK 628778102 227 6,041 SH   SOLE   6,041 0 0
NEXTERA COMMON STOCK 65339F101 287 1,401 SH   SOLE   1,401 0 0
NEXTERA COMMON STOCK 65339F101 246 1,200 SH   OTR   1,200 0 0
NORFOLK COMMON STOCK 655844108 117 587 SH   SOLE   587 0 0
NORFOLK COMMON STOCK 655844108 100 500 SH   OTR   500 0 0
NOVO FOREIGN STOCK 670100205 255 5,000 SH   SOLE   5,000 0 0
O'REILLY COMMON STOCK 67103H107 1,140 3,087 SH   SOLE   3,087 0 0
O'REILLY COMMON STOCK 67103H107 79 215 SH   OTR   215 0 0
PAYCHEX INC COMMON STOCK 704326107 877 10,663 SH   SOLE   10,663 0 0
PAYCHEX INC COMMON STOCK 704326107 132 1,600 SH   OTR   1,600 0 0
PEPSICO COMMON STOCK 713448108 10,341 78,863 SH   SOLE   78,863 0 0
PEPSICO COMMON STOCK 713448108 2,082 15,879 SH   OTR   15,879 0 0
PFIZER COMMON STOCK 717081103 6,869 158,559 SH   SOLE   158,559 0 0
PFIZER COMMON STOCK 717081103 11 250 SH   DFND   250 0 0
PFIZER COMMON STOCK 717081103 1,128 26,031 SH   OTR   26,031 0 0
PHILLIPS COMMON STOCK 718546104 431 4,603 SH   SOLE   4,603 0 0
PHILLIPS COMMON STOCK 718546104 118 1,263 SH   OTR   1,263 0 0
PROCTER COMMON STOCK 742718109 9,887 90,165 SH   SOLE   90,165 0 0
PROCTER COMMON STOCK 742718109 4,658 42,483 SH   OTR   42,483 0 0
QUEST COMMON STOCK 74834L100 509 5,000 SH   SOLE   5,000 0 0
STANDARD & POORS MUTUAL FUNDS - 78462F103 199 679 SH   SOLE   679 0 0
STANDARD & POORS MUTUAL FUNDS - 78462F103 113 385 SH   OTR   385 0 0
SPDR MUTUAL FUNDS - 78463V107 266 2,000 SH   SOLE   2,000 0 0
SPDR MUTUAL FUNDS - 78464A763 340 3,370 SH   SOLE   3,370 0 0
SPDR MUTUAL FUNDS - 78464A847 1,533 44,991 SH   SOLE   44,991 0 0
SPDR MUTUAL FUNDS - 78464A847 1,533 45,000 SH   OTR   45,000 0 0
SALESFORCE.COM COMMON STOCK 79466L302 6,499 42,831 SH   SOLE   42,831 0 0
SALESFORCE.COM COMMON STOCK 79466L302 189 1,247 SH   OTR   1,247 0 0
SECTOR SPDR COMMON STOCK 81369Y209 2,787 30,085 SH   SOLE   30,085 0 0
SECTOR SPDR COMMON STOCK 81369Y209 25 268 SH   OTR   268 0 0
SECTOR SPDR COMMON STOCK 81369Y308 277 4,770 SH   SOLE   4,770 0 0
SECTOR SPDR COMMON STOCK 81369Y407 1,836 15,405 SH   SOLE   15,405 0 0
SECTOR SPDR COMMON STOCK 81369Y407 68 570 SH   OTR   570 0 0
SECTOR SPDR COMMON STOCK 81369Y506 1,244 19,529 SH   SOLE   19,529 0 0
SECTOR SPDR COMMON STOCK 81369Y506 18 287 SH   OTR   287 0 0
SECTOR SPDR COMMON STOCK 81369Y605 2,987 108,239 SH   SOLE   108,239 0 0
SECTOR SPDR COMMON STOCK 81369Y605 1,231 44,584 SH   OTR   44,584 0 0
SECTOR SPDR COMMON STOCK 81369Y704 1,084 13,997 SH   SOLE   13,997 0 0
SECTOR SPDR COMMON STOCK 81369Y704 53 684 SH   OTR   684 0 0
SECTOR SPDR COMMON STOCK 81369Y803 7,764 99,482 SH   SOLE   99,482 0 0
SECTOR SPDR COMMON STOCK 81369Y803 23 300 SH   DFND   300 0 0
SECTOR SPDR COMMON STOCK 81369Y803 5,312 68,068 SH   OTR   68,068 0 0
SECTOR SPDR COMMON STOCK 81369Y860 7,925 215,517 SH   SOLE   215,517 0 0
SECTOR SPDR COMMON STOCK 81369Y860 308 8,380 SH   OTR   8,380 0 0
SECTOR SPDR COMMON STOCK 81369Y886 3,608 60,505 SH   SOLE   60,505 0 0
SECTOR SPDR COMMON STOCK 81369Y886 15 250 SH   DFND   250 0 0
SECTOR SPDR COMMON STOCK 81369Y886 539 9,042 SH   OTR   9,042 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 1,894 34,253 SH   SOLE   34,253 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 213 3,853 SH   OTR   3,853 0 0
STARBUCKS CORP COMMON STOCK 855244109 5,790 69,063 SH   SOLE   69,063 0 0
STARBUCKS CORP COMMON STOCK 855244109 91 1,087 SH   OTR   1,087 0 0
SYSCO COMMON STOCK 871829107 190 2,683 SH   SOLE   2,683 0 0
SYSCO COMMON STOCK 871829107 79 1,124 SH   OTR   1,124 0 0
TJX COMMON STOCK 872540109 234 4,422 SH   SOLE   4,422 0 0
TEXAS COMMON STOCK 882508104 621 5,412 SH   SOLE   5,412 0 0
TEXAS COMMON STOCK 882508104 11 100 SH   OTR   100 0 0
3M CO COMMON STOCK 88579Y101 1,069 6,169 SH   SOLE   6,169 0 0
3M CO COMMON STOCK 88579Y101 312 1,798 SH   OTR   1,798 0 0
THE COMMON STOCK 89417E109 4,187 28,003 SH   SOLE   28,003 0 0
THE COMMON STOCK 89417E109 293 1,961 SH   OTR   1,961 0 0
US BANCORP COMMON STOCK 902973304 314 6,000 SH   SOLE   6,000 0 0
UNION COMMON STOCK 907818108 6,284 37,159 SH   SOLE   37,159 0 0
UNION COMMON STOCK 907818108 155 914 SH   OTR   914 0 0
UNITED COMMON STOCK 913017109 8,043 61,777 SH   SOLE   61,777 0 0
UNITED COMMON STOCK 913017109 576 4,422 SH   OTR   4,422 0 0
VANGUARD MUTUAL FUNDS - 921946406 267 3,061 SH   SOLE   3,061 0 0
VANGUARD MUTUAL FUNDS - 922042858 767 18,039 SH   SOLE   18,039 0 0
VANGUARD COMMON STOCK 92204A702 239 1,133 SH   SOLE   1,133 0 0
VERIZON COMMON STOCK 92343V104 7,094 124,175 SH   SOLE   124,175 0 0
VERIZON COMMON STOCK 92343V104 720 12,608 SH   OTR   12,608 0 0
VISA COMMON STOCK 92826C839 9,519 54,849 SH   SOLE   54,849 0 0
VISA COMMON STOCK 92826C839 1,289 7,425 SH   OTR   7,425 0 0
WAL-MART COMMON STOCK 931142103 4,420 40,004 SH   SOLE   40,004 0 0
WAL-MART COMMON STOCK 931142103 445 4,032 SH   OTR   4,032 0 0
WALGREENS COMMON STOCK 931427108 419 7,671 SH   OTR   7,671 0 0
WELLS COMMON STOCK 949746101 554 11,697 SH   SOLE   11,697 0 0
WELLS COMMON STOCK 949746101 57 1,200 SH   OTR   1,200 0 0
ZIMMER COMMON STOCK 98956P102 72 613 SH   SOLE   613 0 0
ZIMMER COMMON STOCK 98956P102 301 2,560 SH   OTR   2,560 0 0
ALLERGAN FOREIGN STOCK G0177J108 305 1,823 SH   SOLE   1,823 0 0
JOHNSON FOREIGN STOCK G51502105 3,144 76,097 SH   SOLE   76,097 0 0
JOHNSON FOREIGN STOCK G51502105 294 7,111 SH   OTR   7,111 0 0
MEDTRONIC FOREIGN STOCK G5960L103 5,710 58,633 SH   SOLE   58,633 0 0
MEDTRONIC FOREIGN STOCK G5960L103 640 6,569 SH   OTR   6,569 0 0
CHUBB FOREIGN STOCK H1467J104 722 4,903 SH   SOLE   4,903 0 0
CHUBB FOREIGN STOCK H1467J104 15 100 SH   OTR   100 0 0