The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T COMMON STOCK 00206R102 733 22,821 SH   SOLE   22,821 0 0
AT&T COMMON STOCK 00206R102 196 6,112 SH   OTR   6,112 0 0
ABBOTT COMMON STOCK 002824100 1,258 20,628 SH   SOLE   20,628 0 0
ABBOTT COMMON STOCK 002824100 399 6,540 SH   OTR   6,540 0 0
ABBVIE COMMON STOCK 00287Y109 923 9,964 SH   SOLE   9,964 0 0
ABBVIE COMMON STOCK 00287Y109 314 3,391 SH   OTR   3,391 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 10,305 42,268 SH   SOLE   42,268 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 234 960 SH   OTR   960 0 0
ALPHABET COMMON STOCK 02079K107 5,179 4,642 SH   SOLE   4,642 0 0
ALPHABET COMMON STOCK 02079K107 142 127 SH   OTR   127 0 0
ALPHABET COMMON STOCK 02079K305 552 489 SH   SOLE   489 0 0
ALPHABET COMMON STOCK 02079K305 12 11 SH   DFND   11 0 0
ALPHABET COMMON STOCK 02079K305 32 28 SH   OTR   28 0 0
ALTRIA COMMON STOCK 02209S103 277 4,876 SH   SOLE   4,876 0 0
ALTRIA COMMON STOCK 02209S103 23 400 SH   OTR   400 0 0
AMAZON.COM INC COMMON STOCK 023135106 13,085 7,698 SH   SOLE   7,698 0 0
AMAZON.COM INC COMMON STOCK 023135106 14 8 SH   DFND   8 0 0
AMAZON.COM INC COMMON STOCK 023135106 258 152 SH   OTR   152 0 0
AMERICAN COMMON STOCK 025816109 251 2,565 SH   SOLE   2,565 0 0
AMERICAN COMMON STOCK 025816109 483 4,925 SH   OTR   4,925 0 0
AMGEN COMMON STOCK 031162100 1,629 8,823 SH   SOLE   8,823 0 0
AMGEN COMMON STOCK 031162100 18 100 SH   DFND   100 0 0
AMGEN COMMON STOCK 031162100 476 2,581 SH   OTR   2,581 0 0
APPLE COMMON STOCK 037833100 9,592 51,817 SH   SOLE   51,817 0 0
APPLE COMMON STOCK 037833100 25 133 SH   DFND   133 0 0
APPLE COMMON STOCK 037833100 1,388 7,497 SH   OTR   7,497 0 0
APPLIED COMMON STOCK 038222105 255 5,520 SH   SOLE   5,520 0 0
APPLIED COMMON STOCK 038222105 7 150 SH   DFND   150 0 0
APPLIED COMMON STOCK 038222105 7 150 SH   OTR   150 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 919 6,850 SH   SOLE   6,850 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 54 400 SH   OTR   400 0 0
BB&T COMMON STOCK 054937107 4,355 86,334 SH   SOLE   86,334 0 0
BB&T COMMON STOCK 054937107 151 2,995 SH   OTR   2,995 0 0
BCE FOREIGN STOCK 05534B760 827 20,437 SH   SOLE   20,437 0 0
BCE FOREIGN STOCK 05534B760 242 5,978 SH   OTR   5,978 0 0
B P AMOCO PLC SPONS ADR FOREIGN STOCK 055622104 166 3,632 SH   SOLE   3,632 0 0
B P AMOCO PLC SPONS ADR FOREIGN STOCK 055622104 50 1,100 SH   OTR   1,100 0 0
BERKSHIRE COMMON STOCK 084670702 7,988 42,795 SH   SOLE   42,795 0 0
BERKSHIRE COMMON STOCK 084670702 540 2,892 SH   OTR   2,892 0 0
BLACKROCK COMMON STOCK 09247X101 4,991 10,002 SH   SOLE   10,002 0 0
BLACKROCK COMMON STOCK 09247X101 252 505 SH   OTR   505 0 0
BOEING COMMON STOCK 097023105 2,682 7,993 SH   SOLE   7,993 0 0
BOEING COMMON STOCK 097023105 17 50 SH   DFND   50 0 0
BOEING COMMON STOCK 097023105 2,746 8,184 SH   OTR   8,184 0 0
BOOKING COMMON STOCK 09857L108 3,049 1,504 SH   SOLE   1,504 0 0
BOOKING COMMON STOCK 09857L108 14 7 SH   DFND   7 0 0
BOOKING COMMON STOCK 09857L108 20 10 SH   OTR   10 0 0
BRISTOL COMMON STOCK 110122108 1,362 24,619 SH   SOLE   24,619 0 0
BRISTOL COMMON STOCK 110122108 10 175 SH   DFND   175 0 0
BRISTOL COMMON STOCK 110122108 980 17,700 SH   OTR   17,700 0 0
CANADIAN FOREIGN STOCK 136375102 523 6,395 SH   SOLE   6,395 0 0
CANADIAN FOREIGN STOCK 136375102 82 1,000 SH   DFND   1,000 0 0
CANADIAN FOREIGN STOCK 136375102 1,927 23,577 SH   OTR   23,577 0 0
CHEMUNG FINANCIAL CORP COMMON STOCK 164024101 8,263 164,893 SH   SOLE   164,893 0 0
CHEMUNG FINANCIAL CORP COMMON STOCK 164024101 50 1,000 SH   DFND   1,000 0 0
CHEMUNG FINANCIAL CORP COMMON STOCK 164024101 12,933 258,083 SH   OTR   258,083 0 0
CHEVRON COMMON STOCK 166764100 6,976 55,178 SH   SOLE   55,178 0 0
CHEVRON COMMON STOCK 166764100 10 76 SH   DFND   76 0 0
CHEVRON COMMON STOCK 166764100 1,607 12,714 SH   OTR   12,714 0 0
CISCO COMMON STOCK 17275R102 1,228 28,547 SH   SOLE   28,547 0 0
CISCO COMMON STOCK 17275R102 80 1,850 SH   OTR   1,850 0 0
COCA-COLA COMMON STOCK 191216100 5,611 127,924 SH   SOLE   127,924 0 0
COCA-COLA COMMON STOCK 191216100 1,027 23,407 SH   OTR   23,407 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 458 7,066 SH   SOLE   7,066 0 0
COLGATE PALMOLIVE COMMON STOCK 194162103 134 2,060 SH   OTR   2,060 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 160 2,303 SH   SOLE   2,303 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 83 1,186 SH   OTR   1,186 0 0
CORNING COMMON STOCK 219350105 3,977 144,554 SH   SOLE   144,554 0 0
CORNING COMMON STOCK 219350105 3 100 SH   DFND   100 0 0
CORNING COMMON STOCK 219350105 3,796 137,997 SH   OTR   137,997 0 0
COSTCO COMMON STOCK 22160K105 259 1,237 SH   SOLE   1,237 0 0
COSTCO COMMON STOCK 22160K105 63 300 SH   OTR   300 0 0
XTRACKERS MUTUAL FUNDS - 233051200 1,087 34,631 SH   SOLE   34,631 0 0
XTRACKERS MUTUAL FUNDS - 233051200 275 8,772 SH   OTR   8,772 0 0
DANAHER COMMON STOCK 235851102 289 2,933 SH   SOLE   2,933 0 0
DANAHER COMMON STOCK 235851102 148 1,500 SH   OTR   1,500 0 0
DEERE & CO COMMON STOCK 244199105 185 1,321 SH   SOLE   1,321 0 0
DEERE & CO COMMON STOCK 244199105 304 2,178 SH   OTR   2,178 0 0
WALT COMMON STOCK 254687106 4,377 41,758 SH   SOLE   41,758 0 0
WALT COMMON STOCK 254687106 1,362 12,992 SH   OTR   12,992 0 0
DOMINION COMMON STOCK 25746U109 1,681 24,662 SH   SOLE   24,662 0 0
DOMINION COMMON STOCK 25746U109 159 2,326 SH   OTR   2,326 0 0
DOWDUPONT COMMON STOCK 26078J100 1,925 29,195 SH   SOLE   29,195 0 0
DOWDUPONT COMMON STOCK 26078J100 314 4,763 SH   OTR   4,763 0 0
DUKE COMMON STOCK 26441C204 2,062 26,079 SH   SOLE   26,079 0 0
DUKE COMMON STOCK 26441C204 193 2,438 SH   OTR   2,438 0 0
EMERSON COMMON STOCK 291011104 9,495 137,331 SH   SOLE   137,331 0 0
EMERSON COMMON STOCK 291011104 2,699 39,036 SH   OTR   39,036 0 0
EXXON COMMON STOCK 30231G102 4,657 56,286 SH   SOLE   56,286 0 0
EXXON COMMON STOCK 30231G102 155 1,875 SH   DFND   1,875 0 0
EXXON COMMON STOCK 30231G102 3,897 47,110 SH   OTR   47,110 0 0
FIRST COMMON STOCK 33736Q104 952 17,387 SH   SOLE   17,387 0 0
FIRST COMMON STOCK 33736Q104 15 266 SH   OTR   266 0 0
GENERAL COMMON STOCK 369604103 315 23,173 SH   SOLE   23,173 0 0
GENERAL COMMON STOCK 369604103 96 7,075 SH   OTR   7,075 0 0
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 3,113 77,218 SH   SOLE   77,218 0 0
GLAXOSMITHKLINE FOREIGN STOCK 37733W105 35 879 SH   OTR   879 0 0
GOLDMAN COMMON STOCK 38141G104 1,656 7,509 SH   SOLE   7,509 0 0
GOLDMAN COMMON STOCK 38141G104 27 124 SH   OTR   124 0 0
HOME COMMON STOCK 437076102 4,764 24,417 SH   SOLE   24,417 0 0
HOME COMMON STOCK 437076102 12 63 SH   DFND   63 0 0
HOME COMMON STOCK 437076102 805 4,126 SH   OTR   4,126 0 0
HONEYWELL COMMON STOCK 438516106 1,349 9,367 SH   SOLE   9,367 0 0
HONEYWELL COMMON STOCK 438516106 207 1,435 SH   OTR   1,435 0 0
INTEL COMMON STOCK 458140100 5,614 112,926 SH   SOLE   112,926 0 0
INTEL COMMON STOCK 458140100 462 9,285 SH   OTR   9,285 0 0
INTERNATIONAL COMMON STOCK 459200101 1,104 7,902 SH   SOLE   7,902 0 0
INTERNATIONAL COMMON STOCK 459200101 270 1,935 SH   OTR   1,935 0 0
INVESCO MUTUAL FUNDS - 46090E103 3,830 22,311 SH   SOLE   22,311 0 0
INVESCO MUTUAL FUNDS - 46090E103 75 435 SH   DFND   435 0 0
INVESCO MUTUAL FUNDS - 46090E103 2,054 11,968 SH   OTR   11,968 0 0
ISHARES MUTUAL FUNDS - 464287176 599 5,310 SH   SOLE   5,310 0 0
ISHARES MUTUAL FUNDS - 464287200 1,743 6,384 SH   SOLE   6,384 0 0
ISHARES MUTUAL FUNDS - 464287200 333 1,219 SH   OTR   1,219 0 0
ISHARES MUTUAL FUNDS - 464287234 60 1,390 SH   SOLE   1,390 0 0
ISHARES MUTUAL FUNDS - 464287234 164 3,774 SH   OTR   3,774 0 0
ISHARES MUTUAL FUNDS - 464287465 8,948 133,614 SH   SOLE   133,614 0 0
ISHARES MUTUAL FUNDS - 464287465 52 778 SH   DFND   778 0 0
ISHARES MUTUAL FUNDS - 464287465 1,009 15,064 SH   OTR   15,064 0 0
ISHARES COMMON STOCK 464287556 698 6,357 SH   SOLE   6,357 0 0
ISHARES COMMON STOCK 464287556 31 284 SH   OTR   284 0 0
ISHARES MUTUAL FUNDS - 464287598 1,492 12,290 SH   SOLE   12,290 0 0
ISHARES MUTUAL FUNDS - 464287598 580 4,775 SH   OTR   4,775 0 0
ISHARES MUTUAL FUNDS - 464287614 185 1,285 SH   SOLE   1,285 0 0
ISHARES MUTUAL FUNDS - 464287614 24 167 SH   OTR   167 0 0
ISHARES MUTUAL FUNDS - 464287630 633 4,795 SH   SOLE   4,795 0 0
ISHARES MUTUAL FUNDS - 464287630 16 121 SH   DFND   121 0 0
ISHARES MUTUAL FUNDS - 464287630 1,554 11,778 SH   OTR   11,778 0 0
ISHARES MUTUAL FUNDS - 464287648 720 3,522 SH   SOLE   3,522 0 0
ISHARES MUTUAL FUNDS - 464287648 20 98 SH   DFND   98 0 0
ISHARES MUTUAL FUNDS - 464287648 1,381 6,760 SH   OTR   6,760 0 0
ISHARES MUTUAL FUNDS - 464287655 1,460 8,912 SH   SOLE   8,912 0 0
ISHARES MUTUAL FUNDS - 464287655 48 295 SH   DFND   295 0 0
ISHARES MUTUAL FUNDS - 464287655 243 1,486 SH   OTR   1,486 0 0
ISHARES COMMON STOCK 464287713 45 1,634 SH   SOLE   1,634 0 0
ISHARES COMMON STOCK 464287713 283 10,250 SH   OTR   10,250 0 0
ISHARES MUTUAL FUNDS - 464288448 369 11,498 SH   SOLE   11,498 0 0
JPMORGAN COMMON STOCK 46625H100 9,088 87,218 SH   SOLE   87,218 0 0
JPMORGAN COMMON STOCK 46625H100 34 330 SH   DFND   330 0 0
JPMORGAN COMMON STOCK 46625H100 1,564 15,005 SH   OTR   15,005 0 0
JOHNSON COMMON STOCK 478160104 5,278 43,496 SH   SOLE   43,496 0 0
JOHNSON COMMON STOCK 478160104 7,571 62,398 SH   OTR   62,398 0 0
KIMBERLY COMMON STOCK 494368103 99 940 SH   SOLE   940 0 0
KIMBERLY COMMON STOCK 494368103 127 1,210 SH   OTR   1,210 0 0
LABORATORY CRP OF AMER HLDGS COMMON STOCK 50540R409 434 2,416 SH   SOLE   2,416 0 0
LABORATORY CRP OF AMER HLDGS COMMON STOCK 50540R409 241 1,342 SH   OTR   1,342 0 0
ELI COMMON STOCK 532457108 218 2,552 SH   SOLE   2,552 0 0
ELI COMMON STOCK 532457108 142 1,666 SH   OTR   1,666 0 0
MARATHON COMMON STOCK 56585A102 1,089 15,526 SH   SOLE   15,526 0 0
MARATHON COMMON STOCK 56585A102 21 304 SH   DFND   304 0 0
MARATHON COMMON STOCK 56585A102 72 1,025 SH   OTR   1,025 0 0
MCDONALDS CORP COMMON STOCK 580135101 6,929 44,219 SH   SOLE   44,219 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,041 6,646 SH   OTR   6,646 0 0
MERCK COMMON STOCK 58933Y105 2,901 47,793 SH   SOLE   47,793 0 0
MERCK COMMON STOCK 58933Y105 673 11,091 SH   OTR   11,091 0 0
MICROSOFT COMMON STOCK 594918104 14,020 142,179 SH   SOLE   142,179 0 0
MICROSOFT COMMON STOCK 594918104 45 458 SH   DFND   458 0 0
MICROSOFT COMMON STOCK 594918104 1,853 18,791 SH   OTR   18,791 0 0
NBT BANCORP INC COMMON STOCK 628778102 248 6,504 SH   SOLE   6,504 0 0
NEXTERA COMMON STOCK 65339F101 274 1,641 SH   SOLE   1,641 0 0
NEXTERA COMMON STOCK 65339F101 134 800 SH   OTR   800 0 0
NIKE INC CL B COMMON STOCK 654106103 263 3,300 SH   SOLE   3,300 0 0
O'REILLY COMMON STOCK 67103H107 2,341 8,558 SH   SOLE   8,558 0 0
O'REILLY COMMON STOCK 67103H107 16 59 SH   DFND   59 0 0
O'REILLY COMMON STOCK 67103H107 43 156 SH   OTR   156 0 0
PAYCHEX INC COMMON STOCK 704326107 999 14,610 SH   SOLE   14,610 0 0
PAYCHEX INC COMMON STOCK 704326107 183 2,674 SH   OTR   2,674 0 0
PEPSICO COMMON STOCK 713448108 3,528 32,409 SH   SOLE   32,409 0 0
PEPSICO COMMON STOCK 713448108 1,705 15,663 SH   OTR   15,663 0 0
PFIZER COMMON STOCK 717081103 7,546 207,997 SH   SOLE   207,997 0 0
PFIZER COMMON STOCK 717081103 21 579 SH   DFND   579 0 0
PFIZER COMMON STOCK 717081103 849 23,401 SH   OTR   23,401 0 0
PHILLIPS COMMON STOCK 718546104 2,930 26,086 SH   SOLE   26,086 0 0
PHILLIPS COMMON STOCK 718546104 335 2,984 SH   OTR   2,984 0 0
PROCTER COMMON STOCK 742718109 2,954 37,842 SH   SOLE   37,842 0 0
PROCTER COMMON STOCK 742718109 3,097 39,675 SH   OTR   39,675 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 186 1,985 SH   SOLE   1,985 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 28 300 SH   OTR   300 0 0
ROYAL FOREIGN STOCK 780259206 305 4,412 SH   SOLE   4,412 0 0
SPDR COMMON STOCK 78464A698 1,509 24,732 SH   SOLE   24,732 0 0
SPDR COMMON STOCK 78464A698 14 237 SH   OTR   237 0 0
SPDR COMMON STOCK 78464A730 3,857 89,578 SH   SOLE   89,578 0 0
SPDR COMMON STOCK 78464A730 22 500 SH   DFND   500 0 0
SPDR COMMON STOCK 78464A730 336 7,797 SH   OTR   7,797 0 0
SPDR MUTUAL FUNDS - 78464A763 312 3,370 SH   SOLE   3,370 0 0
SPDR MUTUAL FUNDS - 78464A847 1,046 29,988 SH   SOLE   29,988 0 0
SPDR MUTUAL FUNDS - 78464A847 2,093 60,003 SH   OTR   60,003 0 0
SPDR COMMON STOCK 78464A870 8,357 87,791 SH   SOLE   87,791 0 0
SPDR COMMON STOCK 78464A870 56 585 SH   DFND   585 0 0
SPDR COMMON STOCK 78464A870 93 975 SH   OTR   975 0 0
SALESFORCE.COM COMMON STOCK 79466L302 5,250 38,490 SH   SOLE   38,490 0 0
SALESFORCE.COM COMMON STOCK 79466L302 54 399 SH   OTR   399 0 0
SECTOR SPDR COMMON STOCK 81369Y100 4,743 81,681 SH   SOLE   81,681 0 0
SECTOR SPDR COMMON STOCK 81369Y100 25 423 SH   OTR   423 0 0
SECTOR SPDR COMMON STOCK 81369Y209 3,587 42,979 SH   SOLE   42,979 0 0
SECTOR SPDR COMMON STOCK 81369Y209 30 359 SH   OTR   359 0 0
SECTOR SPDR COMMON STOCK 81369Y308 929 18,021 SH   SOLE   18,021 0 0
SECTOR SPDR COMMON STOCK 81369Y407 2,247 20,561 SH   SOLE   20,561 0 0
SECTOR SPDR COMMON STOCK 81369Y407 64 590 SH   OTR   590 0 0
SECTOR SPDR COMMON STOCK 81369Y506 5,394 71,034 SH   SOLE   71,034 0 0
SECTOR SPDR COMMON STOCK 81369Y506 55 730 SH   OTR   730 0 0
SECTOR SPDR COMMON STOCK 81369Y605 6,941 261,032 SH   SOLE   261,032 0 0
SECTOR SPDR COMMON STOCK 81369Y605 1,576 59,284 SH   OTR   59,284 0 0
SECTOR SPDR COMMON STOCK 81369Y704 2,037 28,433 SH   SOLE   28,433 0 0
SECTOR SPDR COMMON STOCK 81369Y704 55 764 SH   OTR   764 0 0
SECTOR SPDR COMMON STOCK 81369Y803 14,213 204,597 SH   SOLE   204,597 0 0
SECTOR SPDR COMMON STOCK 81369Y803 21 300 SH   DFND   300 0 0
SECTOR SPDR COMMON STOCK 81369Y803 4,910 70,675 SH   OTR   70,675 0 0
SECTOR SPDR COMMON STOCK 81369Y860 2,864 87,548 SH   SOLE   87,548 0 0
SECTOR SPDR COMMON STOCK 81369Y860 174 5,334 SH   OTR   5,334 0 0
SECTOR SPDR COMMON STOCK 81369Y886 2,308 44,426 SH   SOLE   44,426 0 0
SECTOR SPDR COMMON STOCK 81369Y886 13 250 SH   DFND   250 0 0
SECTOR SPDR COMMON STOCK 81369Y886 660 12,706 SH   OTR   12,706 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 1,825 39,409 SH   SOLE   39,409 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 22 475 SH   DFND   475 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 127 2,753 SH   OTR   2,753 0 0
SPROTT MUTUAL FUNDS-AL 85207H104 82 8,050 SH   SOLE   8,050 0 0
SPROTT MUTUAL FUNDS-AL 85207H104 19 1,889 SH   DFND   1,889 0 0
SPROTT MUTUAL FUNDS-AL 85207H104 12 1,170 SH   OTR   1,170 0 0
SYSCO COMMON STOCK 871829107 850 12,450 SH   SOLE   12,450 0 0
SYSCO COMMON STOCK 871829107 16 241 SH   DFND   241 0 0
SYSCO COMMON STOCK 871829107 60 883 SH   OTR   883 0 0
TEXAS COMMON STOCK 882508104 1,072 9,721 SH   SOLE   9,721 0 0
TEXAS COMMON STOCK 882508104 11 100 SH   OTR   100 0 0
3M CO COMMON STOCK 88579Y101 1,328 6,753 SH   SOLE   6,753 0 0
3M CO COMMON STOCK 88579Y101 503 2,555 SH   OTR   2,555 0 0
THE COMMON STOCK 89417E109 273 2,233 SH   SOLE   2,233 0 0
THE COMMON STOCK 89417E109 70 576 SH   OTR   576 0 0
UNION COMMON STOCK 907818108 5,320 37,552 SH   SOLE   37,552 0 0
UNION COMMON STOCK 907818108 17 118 SH   DFND   118 0 0
UNION COMMON STOCK 907818108 123 868 SH   OTR   868 0 0
UNITED COMMON STOCK 913017109 7,941 63,514 SH   SOLE   63,514 0 0
UNITED COMMON STOCK 913017109 828 6,621 SH   OTR   6,621 0 0
VANGUARD MUTUAL FUNDS - 921946406 254 3,061 SH   SOLE   3,061 0 0
VANGUARD MUTUAL FUNDS - 922042858 271 6,421 SH   SOLE   6,421 0 0
VANGUARD MUTUAL FUNDS - 922042858 86 2,040 SH   OTR   2,040 0 0
VERIZON COMMON STOCK 92343V104 3,082 61,267 SH   SOLE   61,267 0 0
VERIZON COMMON STOCK 92343V104 10 198 SH   DFND   198 0 0
VERIZON COMMON STOCK 92343V104 543 10,789 SH   OTR   10,789 0 0
VISA COMMON STOCK 92826C839 9,975 75,312 SH   SOLE   75,312 0 0
VISA COMMON STOCK 92826C839 21 156 SH   DFND   156 0 0
VISA COMMON STOCK 92826C839 1,003 7,574 SH   OTR   7,574 0 0
WAL-MART COMMON STOCK 931142103 3,343 39,026 SH   SOLE   39,026 0 0
WAL-MART COMMON STOCK 931142103 291 3,402 SH   OTR   3,402 0 0
WALGREENS COMMON STOCK 931427108 2 37 SH   SOLE   37 0 0
WALGREENS COMMON STOCK 931427108 460 7,671 SH   OTR   7,671 0 0
WELLS COMMON STOCK 949746101 375 6,769 SH   SOLE   6,769 0 0
WELLS COMMON STOCK 949746101 89 1,600 SH   OTR   1,600 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 280 7,680 SH   SOLE   7,680 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 6 160 SH   OTR   160 0 0
ZIMMER COMMON STOCK 98956P102 68 613 SH   SOLE   613 0 0
ZIMMER COMMON STOCK 98956P102 285 2,560 SH   OTR   2,560 0 0
MEDTRONIC FOREIGN STOCK G5960L103 3,687 43,071 SH   SOLE   43,071 0 0
MEDTRONIC FOREIGN STOCK G5960L103 10 117 SH   DFND   117 0 0