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Finance Assets and Lessor Operating Leases (Tables)
 6 Months Ended
Jun. 30, 2025
Receivables [Abstract]  
Schedule of Financing Receivables
Finance receivables consisted of the following:
June 30, 2025December 31, 2024
North AmericaInternationalTotalNorth AmericaInternationalTotal
Sales-type lease receivables      
Gross finance receivables$901,674 $123,527 $1,025,201 $946,294 $120,109 $1,066,403 
Unguaranteed residual values34,589 6,273 40,862 36,361 5,890 42,251 
Unearned income(255,916)(37,881)(293,797)(257,971)(34,674)(292,645)
Allowance for credit losses(11,549)(2,063)(13,612)(12,659)(2,324)(14,983)
Net investment in sales-type lease receivables668,798 89,856 758,654 712,025 89,001 801,026 
Loan receivables     
Loan receivables373,881 19,253 393,134 334,717 16,874 351,591 
Allowance for credit losses(6,011)(163)(6,174)(6,549)(144)(6,693)
Net investment in loan receivables367,870 19,090 386,960 328,168 16,730 344,898 
Net investment in finance receivables$1,036,668 $108,946 $1,145,614 $1,040,193 $105,731 $1,145,924 
Schedule of Sales-type Lease Maturity
Maturities of gross finance receivables at June 30, 2025 were as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2025$180,046 $38,541 $218,587 $198,622 $19,253 $217,875 
2026309,301 38,219 347,520 63,356 — 63,356 
2027220,116 24,834 244,950 53,212 — 53,212 
2028126,609 14,151 140,760 35,110 — 35,110 
202955,801 6,093 61,894 19,154 — 19,154 
Thereafter9,801 1,689 11,490 4,427 — 4,427 
Total$901,674 $123,527 $1,025,201 $373,881 $19,253 $393,134 
Schedule of Loan Receivable Maturity
Maturities of gross finance receivables at June 30, 2025 were as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2025$180,046 $38,541 $218,587 $198,622 $19,253 $217,875 
2026309,301 38,219 347,520 63,356 — 63,356 
2027220,116 24,834 244,950 53,212 — 53,212 
2028126,609 14,151 140,760 35,110 — 35,110 
202955,801 6,093 61,894 19,154 — 19,154 
Thereafter9,801 1,689 11,490 4,427 — 4,427 
Total$901,674 $123,527 $1,025,201 $373,881 $19,253 $393,134 
Schedule of Past Due Financing Receivables
The aging of gross finance receivables was as follows:
June 30, 2025
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Past due amounts 0 - 90 days$892,743 $121,074 $371,206 $19,175 $1,404,198 
Past due amounts > 90 days8,931 2,453 2,675 78 14,137 
Total$901,674 $123,527 $373,881 $19,253 $1,418,335 

December 31, 2024
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Past due amounts 0 - 90 days$932,948 $117,908 $331,411 $16,809 $1,399,076 
Past due amounts > 90 days13,346 2,201 3,306 65 18,918 
Total$946,294 $120,109 $334,717 $16,874 $1,417,994 
Schedule of Allowance for Credit Losses and Write-offs on Financing Receivables
Activity in the allowance for credit losses for finance receivables was as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Balance at January 1, 2025$12,659 $2,324 $6,549 $144 $21,676 
Amounts charged to expense618 (149)1,752 108 2,329 
Write-offs(2,940)(432)(2,744)(107)(6,223)
Recoveries1,122 75 447 — 1,644 
Other90 245 7 18 360 
Balance at June 30, 2025$11,549 $2,063 $6,011 $163 $19,786 
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Balance at January 1, 2024$13,942 $2,786 $6,346 $153 $23,227 
Amounts charged to expense422 (81)2,839 275 3,455 
Write-offs (2,134)(402)(2,836)(268)(5,640)
Recoveries886 130 873 — 1,889 
Other(20)(148)(1)(3)(172)
Balance at June 30, 2024$13,096 $2,285 $7,221 $157 $22,759 
The table below shows write-offs of gross finance receivables by year of origination.
June 30, 2025
Sales Type Lease ReceivablesLoan ReceivablesTotal
20252024202320222021Prior
Write-offs$459 $373 $696 $890 $595 $359 $2,851 $6,223 

June 30, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Write-offs$63 $542 $914 $487 $312 $218 $3,104 $5,640 
Schedule of Financing Receivable Credit Quality Indicators
The table below shows gross finance receivables by relative risk class and year of origination based on the relative scores of the accounts within each class.
June 30, 2025
Sales Type Lease ReceivablesLoan ReceivablesTotal
20252024202320222021Prior
Low$78,579 $167,817 $179,071 $132,733 $85,432 $94,947 $325,798 $1,064,377 
Medium15,081 36,313 31,234 24,149 15,512 14,530 35,999 172,818 
High1,561 3,216 2,870 2,409 1,621 1,946 5,318 18,941 
Not Scored40,180 37,704 28,644 18,136 7,880 3,636 26,019 162,199 
Total$135,401 $245,050 $241,819 $177,427 $110,445 $115,059 $393,134 $1,418,335 
December 31, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Low$188,847 $210,547 $163,892 $104,269 $66,673 $42,586 $273,736 $1,050,550 
Medium31,970 31,839 26,652 19,180 10,556 10,512 34,376 165,085 
High4,633 4,488 3,753 2,415 2,038 684 11,826 29,837 
Not Scored49,835 38,659 28,250 17,131 5,400 1,594 31,653 172,522 
Total$275,285 $285,533 $222,547 $142,995 $84,667 $55,376 $351,591 $1,417,994 
Schedule of Sales-type Lease, Lease Income
Lease income from sales-type leases, excluding variable lease payments, was as follows:
Three Months Ended June 30,Six Months Ended June 30,
2025202420252024
Profit recognized at commencement$18,062 $27,245 $37,818 $54,206 
Interest income38,237 38,045 76,000 76,012 
Total lease income from sales-type leases$56,299 $65,290 $113,818 $130,218 
Schedule of Lessor, Payments to be Received Maturities of operating leases are as follows:
Remainder 2025$11,039 
202619,252 
202714,809 
20287,058 
20294,078 
Thereafter1,850 
Total$58,086