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Finance Assets and Lessor Operating Leases (Tables)
 3 Months Ended
Mar. 31, 2025
Receivables [Abstract]  
Schedule of Financing Receivables
Finance receivables consisted of the following:
March 31, 2025December 31, 2024
North AmericaInternationalTotalNorth AmericaInternationalTotal
Sales-type lease receivables      
Gross finance receivables$924,060 $117,395 $1,041,455 $946,294 $120,109 $1,066,403 
Unguaranteed residual values35,581 5,968 41,549 36,361 5,890 42,251 
Unearned income(259,886)(35,621)(295,507)(257,971)(34,674)(292,645)
Allowance for credit losses(12,303)(2,165)(14,468)(12,659)(2,324)(14,983)
Net investment in sales-type lease receivables687,452 85,577 773,029 712,025 89,001 801,026 
Loan receivables     
Loan receivables367,054 16,966 384,020 334,717 16,874 351,591 
Allowance for credit losses(6,095)(143)(6,238)(6,549)(144)(6,693)
Net investment in loan receivables360,959 16,823 377,782 328,168 16,730 344,898 
Net investment in finance receivables$1,048,411 $102,400 $1,150,811 $1,040,193 $105,731 $1,145,924 
Schedule of Sales-type Lease Maturity
Maturities of gross finance receivables at March 31, 2025 were as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2025$264,931 $42,469 $307,400 $189,629 $16,966 $206,595 
2026293,370 34,911 328,281 53,160 — 53,160 
2027203,728 21,949 225,677 50,759 — 50,759 
2028112,503 12,098 124,601 38,404 — 38,404 
202944,771 4,808 49,579 22,055 — 22,055 
Thereafter4,757 1,160 5,917 13,047 — 13,047 
Total$924,060 $117,395 $1,041,455 $367,054 $16,966 $384,020 
Schedule of Loan Receivable Maturity
Maturities of gross finance receivables at March 31, 2025 were as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2025$264,931 $42,469 $307,400 $189,629 $16,966 $206,595 
2026293,370 34,911 328,281 53,160 — 53,160 
2027203,728 21,949 225,677 50,759 — 50,759 
2028112,503 12,098 124,601 38,404 — 38,404 
202944,771 4,808 49,579 22,055 — 22,055 
Thereafter4,757 1,160 5,917 13,047 — 13,047 
Total$924,060 $117,395 $1,041,455 $367,054 $16,966 $384,020 
Schedule of Past Due Financing Receivables
The aging of gross finance receivables was as follows:
March 31, 2025
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Past due amounts 0 - 90 days$913,405 $115,830 $363,953 $16,866 $1,410,054 
Past due amounts > 90 days10,655 1,565 3,101 100 15,421 
Total$924,060 $117,395 $367,054 $16,966 $1,425,475 

December 31, 2024
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Past due amounts 0 - 90 days$932,948 $117,908 $331,411 $16,809 $1,399,076 
Past due amounts > 90 days13,346 2,201 3,306 65 18,918 
Total$946,294 $120,109 $334,717 $16,874 $1,417,994 
Schedule of Allowance for Credit Losses and Write-offs on Financing Receivables
Activity in the allowance for credit losses for finance receivables was as follows:
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Balance at January 1, 2025$12,659 $2,324 $6,549 $144 $21,676 
Amounts charged to expense644 (105)582 42 1,163 
Write-offs(1,536)(186)(1,543)(48)(3,313)
Recoveries492 48 328 — 868 
Other44 84 179 5 312 
Balance at March 31, 2025$12,303 $2,165 $6,095 $143 $20,706 
Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalNorth AmericaInternationalTotal
Balance at January 1, 2024$13,942 $2,786 $6,346 $153 $23,227 
Amounts charged to expense62 (123)631 70 640 
Write-offs (1,178)(156)(1,260)(67)(2,661)
Recoveries398 113 408 — 919 
Other(11)(141)(1)(4)(157)
Balance at March 31, 2024$13,213 $2,479 $6,124 $152 $21,968 
The table below shows write-offs of gross finance receivables by year of origination.
March 31, 2025
Sales Type Lease ReceivablesLoan ReceivablesTotal
20252024202320222021Prior
Write-offs$64 $124 $383 $518 $396 $237 $1,591 $3,313 

March 31, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Write-offs$21 $193 $566 $249 $172 $133 $1,327 $2,661 
Schedule of Financing Receivable Credit Quality Indicators
The table below shows gross finance receivables by relative risk class and year of origination based on the relative scores of the accounts within each class.
March 31, 2025
Sales Type Lease ReceivablesLoan ReceivablesTotal
20252024202320222021Prior
Low$41,655 $176,645 $191,448 $146,902 $91,835 $100,342 $305,415 $1,054,242 
Medium8,064 37,437 33,324 25,302 18,973 19,378 38,979 181,457 
High1,101 4,230 3,867 3,345 2,100 2,454 9,678 26,775 
Not Scored30,016 38,875 30,415 20,246 9,259 4,242 29,948 163,001 
Total$80,836 $257,187 $259,054 $195,795 $122,167 $126,416 $384,020 $1,425,475 
December 31, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Low$188,847 $210,547 $163,892 $104,269 $66,673 $42,586 $273,736 $1,050,550 
Medium31,970 31,839 26,652 19,180 10,556 10,512 34,376 165,085 
High4,633 4,488 3,753 2,415 2,038 684 11,826 29,837 
Not Scored49,835 38,659 28,250 17,131 5,400 1,594 31,653 172,522 
Total$275,285 $285,533 $222,547 $142,995 $84,667 $55,376 $351,591 $1,417,994 
Schedule of Sales-type Lease, Lease Income
Lease income from sales-type leases, excluding variable lease payments, was as follows:
Three Months Ended March 31,
20252024
Profit recognized at commencement$19,760 $26,977 
Interest income37,763 37,968 
Total lease income from sales-type leases$57,523 $64,945 
Schedule of Lessor, Payments to be Received Maturities of operating leases are as follows:
Remainder 2025$17,658 
202619,388 
202714,585 
20285,620 
20292,927 
Thereafter760 
Total$60,938