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Finance Assets and Lessor Operating Leases (Tables)
 3 Months Ended
Mar. 31, 2024
Receivables [Abstract]  
Schedule of Financing Receivables
Finance receivables consisted of the following:
March 31, 2024December 31, 2023
North AmericaInternationalTotalNorth AmericaInternationalTotal
Sales-type lease receivables      
Gross finance receivables$981,126 $130,139 $1,111,265 $987,743 $143,466 $1,131,209 
Unguaranteed residual values37,798 6,803 44,601 38,059 7,211 45,270 
Unearned income(255,945)(40,847)(296,792)(253,711)(42,847)(296,558)
Allowance for credit losses(13,213)(2,479)(15,692)(13,942)(2,786)(16,728)
Net investment in sales-type lease receivables749,766 93,616 843,382 758,149 105,044 863,193 
Loan receivables     
Loan receivables330,526 17,983 348,509 342,062 17,865 359,927 
Allowance for credit losses(6,124)(152)(6,276)(6,346)(153)(6,499)
Net investment in loan receivables324,402 17,831 342,233 335,716 17,712 353,428 
Net investment in finance receivables$1,074,168 $111,447 $1,185,615 $1,093,865 $122,756 $1,216,621 
Schedule of Sales-type Lease Maturity
Maturities of gross finance receivables at March 31, 2024 were as follows:

Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2024$276,844 $47,624 $324,468 $212,740 $17,983 $230,723 
2025301,413 38,259 339,672 39,781 — 39,781 
2026215,733 24,302 240,035 31,234 — 31,234 
2027129,174 13,435 142,609 24,551 — 24,551 
202853,162 5,333 58,495 15,644 — 15,644 
Thereafter4,800 1,186 5,986 6,576 — 6,576 
Total$981,126 $130,139 $1,111,265 $330,526 $17,983 $348,509 
Schedule of Loan Receivable Maturity
Maturities of gross finance receivables at March 31, 2024 were as follows:

Sales-type Lease ReceivablesLoan Receivables
North AmericaInternationalTotalNorth AmericaInternationalTotal
Remainder 2024$276,844 $47,624 $324,468 $212,740 $17,983 $230,723 
2025301,413 38,259 339,672 39,781 — 39,781 
2026215,733 24,302 240,035 31,234 — 31,234 
2027129,174 13,435 142,609 24,551 — 24,551 
202853,162 5,333 58,495 15,644 — 15,644 
Thereafter4,800 1,186 5,986 6,576 — 6,576 
Total$981,126 $130,139 $1,111,265 $330,526 $17,983 $348,509 
Schedule of Past Due Financing Receivables
The aging of gross finance receivables was as follows:
March 31, 2024
Sales-type Lease ReceivablesLoan Receivables
North
America		InternationalNorth
America		InternationalTotal
Past due amounts 0 - 90 days$970,612 $128,802 $327,806 $17,731 $1,444,951 
Past due amounts > 90 days10,514 1,337 2,720 252 14,823 
Total$981,126 $130,139 $330,526 $17,983 $1,459,774 

December 31, 2023
Sales-type Lease ReceivablesLoan Receivables
North
America		InternationalNorth
America		InternationalTotal
Past due amounts 0 - 90 days$977,744 $140,857 $339,789 $17,664 $1,476,054 
Past due amounts > 90 days9,999 2,609 2,273 201 15,082 
Total$987,743 $143,466 $342,062 $17,865 $1,491,136 
Schedule of Allowance for Credit Losses and Write-offs on Financing Receivables
Activity in the allowance for credit losses for finance receivables was as follows:
Sales-type Lease ReceivablesLoan Receivables
North
America		InternationalNorth
America		InternationalTotal
Balance at January 1, 2024$13,942 $2,786 $6,346 $153 $23,227 
Amounts charged to expense62 (123)631 70 640 
Write-offs(1,178)(156)(1,260)(67)(2,661)
Recoveries398 113 408 — 919 
Other(11)(141)(1)(4)(157)
Balance at March 31, 2024$13,213 $2,479 $6,124 $152 $21,968 
Sales-type Lease ReceivablesLoan Receivables
North
America		InternationalNorth
America		InternationalTotal
Balance at January 1, 2023$14,131 $2,893 $4,787 $139 $21,950 
Amounts charged to expense395 238 1,097 55 1,785 
Write-offs (1,683)(267)(1,109)(46)(3,105)
Recoveries614 111 648 — 1,373 
Other1 (102)— 2 (99)
Balance at March 31, 2023$13,458 $2,873 $5,423 $150 $21,904 

The table below shows write-offs of gross finance receivables by year of origination.

March 31, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Write-offs$21 $193 $566 $249 $172 $133 $1,327 $2,661 

March 31, 2023
Sales Type Lease ReceivablesLoan ReceivablesTotal
2022202120202019Prior
Write-offs$455 $675 $412 $250 $158 $1,155 $3,105 
Schedule of Financing Receivable Credit Quality Indicators
The table below shows gross finance receivables by relative risk class and year of origination based on the relative scores of the accounts within each class.

March 31, 2024
Sales Type Lease ReceivablesLoan ReceivablesTotal
20242023202220212020Prior
Low$54,204 $250,379 $208,036 $140,263 $88,707 $64,848 $250,820 $1,057,257 
Medium9,721 44,388 33,492 22,228 13,821 16,441 66,167 206,258 
High791 4,261 3,955 2,347 1,422 979 6,772 20,527 
Not Scored31,761 49,096 34,169 22,514 9,203 4,239 24,750 175,732 
Total$96,477 $348,124 $279,652 $187,352 $113,153 $86,507 $348,509 $1,459,774 
December 31, 2023
Sales Type Lease ReceivablesLoan ReceivablesTotal
20232022202120202019Prior
Low$261,583 $222,947 $155,193 $96,986 $46,635 $27,164 $264,232 $1,074,740 
Medium46,208 35,891 24,483 16,027 10,503 8,041 62,910 204,063 
High4,455 4,217 2,554 1,853 740 862 7,487 22,168 
Not Scored59,335 49,839 33,494 15,944 5,089 1,166 25,298 190,165 
Total$371,581 $312,894 $215,724 $130,810 $62,967 $37,233 $359,927 $1,491,136 
Schedule of Sales-type Lease, Lease Income
Lease income from sales-type leases, excluding variable lease payments, was as follows:
Three Months Ended March 31,
20242023
Profit recognized at commencement$26,977 $31,822 
Interest income37,968 38,931 
Total lease income from sales-type leases$64,945 $70,753 
Schedule of Lessor, Payments to be Received Maturities of these operating leases are as follows:
Remainder 2024$13,687 
202518,505 
202620,622 
20275,653 
2028951 
Thereafter1,706 
Total$61,124