Finance Assets (Tables)

6 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Financing Receivables

Finance receivables at June 30, 2016 and December 31, 2015 consisted of the following:

	June 30, 2016									December 31, 2015
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,112,708		$	288,403		$	1,401,111		$	1,157,189		$	303,854		$	1,461,043
Unguaranteed residual values	94,283			14,917			109,200			100,000			15,709			115,709
Unearned income	(228,767		)	(66,963		)	(295,730		)	(247,854		)	(68,965		)	(316,819		)
Allowance for credit losses	(5,846		)	(2,697		)	(8,543		)	(6,606		)	(3,542		)	(10,148		)
Net investment in sales-type lease receivables	972,378			233,660			1,206,038			1,002,729			247,056			1,249,785
Loan receivables
Loan receivables	375,590			41,137			416,727			399,193			41,604			440,797
Allowance for credit losses	(8,863		)	(1,339		)	(10,202		)	(10,024		)	(1,518		)	(11,542		)
Net investment in loan receivables	366,727			39,798			406,525			389,169			40,086			429,255
Net investment in finance receivables	$	1,339,105		$	273,458		$	1,612,563		$	1,391,898		$	287,142		$	1,679,040

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the six months ended June 30, 2016 and 2015 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2016	$	6,735		$	3,542		$	9,896		$	1,518		$	21,691
Amounts charged to expense	1,895			186			2,765			390			5,236
Write-offs and other	(2,784		)	(1,031		)	(3,798		)	(569		)	(8,182		)
Balance at June 30, 2016	$	5,846		$	2,697		$	8,863		$	1,339		$	18,745
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2015	$	10,125		$	5,024		$	10,051		$	1,519		$	26,719
Amounts charged to expense	130			(447		)	3,895			554			4,132
Write-offs and other	(2,423		)	(924		)	(3,612		)	(354		)	(7,313		)
Balance at June 30, 2015	$	7,832		$	3,653		$	10,334		$	1,719		$	23,538

Past Due Financing Receivables

The aging of gross finance receivables at June 30, 2016 and December 31, 2015 was as follows:

	June 30, 2016
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,072,727	$	282,986	$	370,080	$	40,603	$	1,766,396
> 90 days	39,981		5,417		5,510		534		51,442
Total	$	1,112,708	$	288,403	$	375,590	$	41,137	$	1,817,838
Past due amounts > 90 days
Still accruing interest	$	16,996	$	1,780	$	—	$	—	$	18,776
Not accruing interest	22,985		3,637		5,510		534		32,666
Total	$	39,981	$	5,417	$	5,510	$	534	$	51,442

	December 31, 2015
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 90 days	$	1,138,031	$	298,772	$	395,573	$	41,117	$	1,873,493
> 90 days	19,158		5,082		3,620		487		28,347
Total	$	1,157,189	$	303,854	$	399,193	$	41,604	$	1,901,840
Past due amounts > 90 days
Still accruing interest	$	5,041	$	1,617	$	—	$	—	$	6,658
Not accruing interest	14,117		3,465		3,620		487		21,689
Total	$	19,158	$	5,082	$	3,620	$	487	$	28,347

Financing Receivable Credit Quality Indicators

	June 30, 2016		December 31, 2015
Sales-type lease receivables
Low	$	878,526	$	886,198
Medium	192,616		192,645
High	21,171		37,573
Not Scored	20,395		40,773
Total	$	1,112,708	$	1,157,189
Loan receivables
Low	$	278,787	$	295,725
Medium	76,479		85,671
High	7,011		10,810
Not Scored	13,313		6,987
Total	$	375,590	$	399,193