Finance Assets (Tables)

6 Months Ended

Jun. 30, 2015

Receivables [Abstract]

Financing Receivables

Finance receivables at June 30, 2015 and December 31, 2014 consisted of the following:

	June 30, 2015									December 31, 2014
	North America			International			Total			North America			International			Total
Sales-type lease receivables
Gross finance receivables	$	1,236,030		$	329,171		$	1,565,201		$	1,286,624		$	366,669		$	1,653,293
Unguaranteed residual values	101,622			16,825			118,447			105,205			18,291			123,496
Unearned income	(262,081		)	(74,024		)	(336,105		)	(270,196		)	(83,110		)	(353,306		)
Allowance for credit losses	(7,973		)	(3,721		)	(11,694		)	(10,281		)	(5,129		)	(15,410		)
Net investment in sales-type lease receivables	1,067,598			268,251			1,335,849			1,111,352			296,721			1,408,073
Loan receivables
Loan receivables	359,033			50,888			409,921			376,987			47,665			424,652
Allowance for credit losses	(10,193		)	(1,719		)	(11,912		)	(10,912		)	(1,788		)	(12,700		)
Net investment in loan receivables	348,840			49,169			398,009			366,075			45,877			411,952
Net investment in finance receivables	$	1,416,438		$	317,420		$	1,733,858		$	1,477,427		$	342,598		$	1,820,025

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for credit losses for the six months ended June 30, 2015 and 2014 was as follows:

	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2015	$	10,281		$	5,129		$	10,912		$	1,788		$	28,110
Amounts charged to expense	112			(447		)	3,913			554			4,132
Write-offs and other	(2,420		)	(961		)	(4,632		)	(623		)	(8,636		)
Balance at June 30, 2015	$	7,973		$	3,721		$	10,193		$	1,719		$	23,606
	Sales-type Lease Receivables						Loan Receivables
	North America			International			North America			International			Total
Balance at January 1, 2014	$	14,165		$	9,703		$	11,165		$	1,916		$	36,949
Amounts charged to expense	2,360			(350		)	4,742			1,034			7,786
Write-offs and other	(3,382		)	(1,749		)	(5,132		)	(801		)	(11,064		)
Balance at June 30, 2014	$	13,143		$	7,604		$	10,775		$	2,149		$	33,671

Past Due Financing Receivables

The aging of gross finance receivables at June 30, 2015 and December 31, 2014 was as follows:

	June 30, 2015
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,171,926	$	310,382	$	344,290	$	48,546	$	1,875,144
31 - 60 days	22,927		5,785		8,274		1,598		38,584
61 - 90 days	18,667		3,575		2,790		340		25,372
> 90 days	22,510		9,429		3,679		404		36,022
Total	$	1,236,030	$	329,171	$	359,033	$	50,888	$	1,975,122
Past due amounts > 90 days
Still accruing interest	$	6,658	$	2,819	$	—	$	—	$	9,477
Not accruing interest	15,852		6,610		3,679		404		26,545
Total	$	22,510	$	9,429	$	3,679	$	404	$	36,022

	December 31, 2014
	Sales-type Lease Receivables				Loan Receivables
	North America		International		North America		International		Total
1 - 30 days	$	1,217,623	$	347,236	$	359,672	$	45,678	$	1,970,209
31 - 60 days	23,242		6,207		9,245		1,201		39,895
61 - 90 days	24,198		4,494		3,498		413		32,603
> 90 days	21,561		8,732		4,572		373		35,238
Total	$	1,286,624	$	366,669	$	376,987	$	47,665	$	2,077,945
Past due amounts > 90 days
Still accruing interest	$	5,931	$	2,517	$	—	$	—	$	8,448
Not accruing interest	15,630		6,215		4,572		373		26,790
Total	$	21,561	$	8,732	$	4,572	$	373	$	35,238

Financing Receivable Credit Quality Indicators

	June 30, 2015		December 31, 2014
Sales-type lease receivables
Low	$	923,475	$	936,979
Medium	215,444		230,799
High	43,248		45,202
Not Scored	53,863		73,644
Total	$	1,236,030	$	1,286,624
Loan receivables
Low	$	248,331	$	259,436
Medium	89,725		96,243
High	10,287		10,913
Not Scored	10,690		10,395
Total	$	359,033	$	376,987