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Finance Assets (Tables)
 6 Months Ended
Jun. 30, 2012
Receivables [Abstract]  
Financing Receivables
Finance receivables at June 30, 2012 and December 31, 2011 consisted of the following:
 
June 30, 2012
 
North America
 
International
 
Total
Sales-type lease receivables
 

 
 

 
 

Gross finance receivables
$
1,638,414

 
$
447,317

 
$
2,085,731

Unguaranteed residual values
163,736

 
20,336

 
184,072

Unearned income
(325,882
)
 
(103,142
)
 
(429,024
)
Allowance for credit losses
(23,881
)
 
(9,041
)
 
(32,922
)
Net investment in sales-type lease receivables
1,452,387

 
355,470

 
1,807,857

Loan receivables
 

 
 

 
 

Loan receivables
407,327

 
45,621

 
452,948

Allowance for credit losses
(16,530
)
 
(2,289
)
 
(18,819
)
Net investment in loan receivables
390,797

 
43,332

 
434,129

Net investment in finance receivables
$
1,843,184

 
$
398,802

 
$
2,241,986

 
 
 
 
 
 
 
December 31, 2011
 
North America
 
International
 
Total
Sales-type lease receivables
 

 
 

 
 

Gross finance receivables
$
1,727,653

 
$
460,101

 
$
2,187,754

Unguaranteed residual values
185,450

 
20,443

 
205,893

Unearned income
(348,286
)
 
(102,618
)
 
(450,904
)
Allowance for credit losses
(28,661
)
 
(12,039
)
 
(40,700
)
Net investment in sales-type lease receivables
1,536,156

 
365,887

 
1,902,043

Loan receivables
 

 
 

 
 

Loan receivables
436,631

 
40,937

 
477,568

Allowance for credit losses
(20,272
)
 
(2,458
)
 
(22,730
)
Net investment in loan receivables
416,359

 
38,479

 
454,838

Net investment in finance receivables
$
1,952,515

 
$
404,366

 
$
2,356,881
Allowance For Credit Losses On Financing Receivables
Activity in the allowance for credit losses for finance receivables for the six months ended June 30, June 30, 2012 was as follows:
 
Sales-type Lease Receivables
 
Loan Receivables
 
 
 
North
America
 
International
 
North
America
 
International
 
Total
Balance at January 1, 2012
$
28,661

 
$
12,039

 
$
20,272

 
$
2,458

 
$
63,430

Amounts charged to expense
288

 
53

 
2,284

 
422

 
3,047

Accounts written off
(5,068
)
 
(3,051
)
 
(6,026
)
 
(591
)
 
(14,736
)
Balance at June 30, 2012
$
23,881

 
$
9,041

 
$
16,530

 
$
2,289

 
$
51,741
Past Due Financing Receivables
The aging of finance receivables at June 30, 2012 and December 31, 2011 was as follows:
 
Sales-type Lease Receivables
 
Loan Receivables
 
 
 
North
America
 
International
 
North
America
 
International
 
Total
June 30, 2012
 

 
 

 
 

 
 

 
 

< 31 days
$
1,556,971

 
$
419,905

 
$
387,285

 
$
43,646

 
$
2,407,807

> 30 days and < 61 days
32,991

 
11,043

 
11,372

 
1,291

 
56,697

> 60 days and < 91 days
22,348

 
4,893

 
3,660

 
327

 
31,228

> 90 days and < 121 days
8,044

 
3,809

 
2,404

 
147

 
14,404

> 120 days
18,060

 
7,667

 
2,606

 
210

 
28,543

Total
$
1,638,414

 
$
447,317

 
$
407,327

 
$
45,621

 
$
2,538,679

Past due amounts > 90 days
 

 
 

 
 

 
 

 
 

Still accruing interest
$
8,044

 
$
3,809

 
$
—

 
$
—

 
$
11,853

Not accruing interest
18,060

 
7,667

 
5,010

 
357

 
31,094

Total
$
26,104

 
$
11,476

 
$
5,010

 
$
357

 
$
42,947

 
Sales-type Lease Receivables
 
Loan Receivables
 
 
 
North
America
 
International
 
North
America
 
International
 
Total
December 31, 2011
 

 
 

 
 

 
 

 
 

< 31 days
$
1,641,706

 
$
434,811

 
$
414,434

 
$
38,841

 
$
2,529,792

> 30 days and < 61 days
41,018

 
10,152

 
12,399

 
1,066

 
64,635

> 60 days and < 91 days
24,309

 
5,666

 
4,362

 
425

 
34,762

> 90 days and < 121 days
4,912

 
3,207

 
2,328

 
186

 
10,633

> 120 days
15,708

 
6,265

 
3,108

 
419

 
25,500

Total
$
1,727,653

 
$
460,101

 
$
436,631

 
$
40,937

 
$
2,665,322

Past due amounts > 90 days
 

 
 

 
 

 
 

 
 

Still accruing interest
$
4,912

 
$
3,207

 
$
—

 
$
—

 
$
8,119

Not accruing interest
15,708

 
6,265

 
5,436

 
605

 
28,014

Total
$
20,620

 
$
9,472

 
$
5,436

 
$
605

 
$
36,133
Financing Receivable Credit Quality Indicators
 
June 30,
2012
 
December 31,
2011
Sales-type lease receivables
 

 
 

Risk Level
 

 
 

Low
$
1,041,255

 
$
1,096,676

Medium
470,064

 
473,394

High
49,313

 
58,177

Not Scored
77,782

 
99,406

Total
$
1,638,414

 
$
1,727,653

Loan receivables
 

 
 

Risk Level
 

 
 

Low
$
243,419

 
$
269,547

Medium
145,053

 
115,490

High
13,720

 
21,081

Not Scored
5,135

 
30,513

Total
$
407,327

 
$
436,631
Schedule Of Components Of Leveraged Lease Investments
Our investment in leveraged lease assets consisted of the following:
 
June 30,
2012
 
December 31,
2011
Rental receivables
$
88,942

 
$
810,306

Unguaranteed residual values
13,816

 
13,784

Principal and interest on non-recourse loans
(61,497
)
 
(606,708
)
Unearned income
(8,536
)
 
(79,111
)
Investment in leveraged leases
32,725

 
138,271

Less: deferred taxes related to leveraged leases
(20,117
)
 
(101,255
)
Net investment in leveraged leases
$
12,608

 
$
37,016

The following is a summary of the components of income from leveraged leases:
 
Three Months Ended June 30,
 
Six Months Ended June 30,
 
2012
 
2011
 
2012
 
2011
Pre-tax leveraged lease income
$
432

 
$
1,558

 
$
1,225

 
$
3,094

Income tax effect
7

 
(81
)
 
26

 
(163
)
Income from leveraged leases
$
439

 
$
1,477

 
$
1,251

 
$
2,931