X0101 EFFECT 33 LIVE 2009-08-20 15:30:00

N-14

0000787441 MAINSTAY FUNDS 333-160662 0000787441 MAINSTAY FUNDS S000006900 MainStay Total Return Fund C000018706 Class A 0000868307 ECLIPSE FUNDS INC. S000010108 MainStay Income Manager Fund C000028035 Class A 0000787441 MAINSTAY FUNDS S000006900 MainStay Total Return Fund C000018707 Class B 0000868307 ECLIPSE FUNDS INC. S000010108 MainStay Income Manager Fund C000028036 Class B 0000787441 MAINSTAY FUNDS S000006900 MainStay Total Return Fund C000018708 Class C 0000868307 ECLIPSE FUNDS INC. S000010108 MainStay Income Manager Fund C000028037 Class C 0000787441 MAINSTAY FUNDS S000006900 MainStay Total Return Fund C000018709 Class I 0000868307 ECLIPSE FUNDS INC. S000010108 MainStay Income Manager Fund C000028038 Class I 0000787441 MAINSTAY FUNDS S000006900 MainStay Total Return Fund C000060796 INVESTOR CLASS 0000868307 ECLIPSE FUNDS INC. S000010108 MainStay Income Manager Fund C000060736 Investor Class 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000018724 Class A 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000018736 Class A 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000018725 Class B 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000018737 Class B 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000018726 Class C 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000018738 Class C 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000018727 Class I 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000018739 Class I 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000018729 Class R2 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000057101 Class R2 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000030958 Class R3 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000030960 Class R3 0000787441 MAINSTAY FUNDS S000006905 MainStay Large Cap Growth Fund C000060800 INVESTOR CLASS 0000787441 MAINSTAY FUNDS S000006907 MainStay Mid Cap Growth Fund C000060802 INVESTOR CLASS 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000018730 Class A 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000027903 Class A 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000018731 Class B 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000027904 Class B 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000018732 Class C 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000027905 Class C 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000018733 Class I 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000027906 Class I 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000030959 Class R3 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000030926 Class R3 0000787441 MAINSTAY FUNDS S000006906 MainStay MAP Fund C000060801 INVESTOR CLASS 0000802209 ECLIPSE FUNDS S000010078 MainStay Mid Cap Core Fund C000060726 Investor Class