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      id="ixv-144">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
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York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
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Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
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Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006894Member_S000006894SummaryMember"
      id="ixv-145">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006898Member_S000006898SummaryMember"
      id="ixv-146">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006895Member_S000006895SummaryMember"
      id="ixv-147">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006897Member_S000006897SummaryMember"
      id="ixv-148">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006900Member_S000006900SummaryMember"
      id="ixv-149">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006905Member_S000006905SummaryMember"
      id="ixv-150">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006903Member_S000006903SummaryMember"
      id="ixv-151">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006899Member_S000006899SummaryMember"
      id="ixv-152">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006896Member_S000006896SummaryMember"
      id="ixv-153">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
    <oef:SupplementToProspectusTextBlock
      contextRef="Context_20260501_20260501_S000006906Member_S000006906SummaryMember"
      id="ixv-154">&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:bold; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Supplement dated May 1,
2026 (&#x201c;Supplement&#x201d;) to the&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary Prospectuses and Prospectuses dated August 28, 2025,
as supplemented, &lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt; Summary Prospectuses and Prospectuses dated February 28, 2026, as supplemented,
&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;Summary
Prospectus and Prospectus dated March 30, 2026, as supplemented,&lt;/span&gt;&lt;br/&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:bold; text-decoration:none;"&gt;and Statement of Additional
Information (&#x201c;SAI&#x201d;) dated February 28, 2026, as amended&#160;&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:center; font-weight:normal; font-style:italic;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:italic; font-weight:normal; text-decoration:none;"&gt;Capitalized terms and
certain other terms used in this Supplement, unless otherwise defined in this Supplement, have the meanings
assigned to them in the Summary Prospectuses, Prospectuses, and SAI.&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="word-spacing:10.0pt;"&gt;&#160;&lt;/span&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The
Board of Trustees of New York Life Investments Funds and New York Life Investments Funds Trust (each
a &#x201c;Trust&#x201d;) considered and approved the following changes, which will occur on or around August 28,
2026.  &lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Trust will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50.02%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:49.98%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW TRUST NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New York Life Investments
Funds&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;New
York Life Investments Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Funds Trust&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; text-align:left; font-weight:normal; font-style:normal;"&gt;&lt;span style="font-size:10.0pt; font-family:Serif; font-style:normal; font-weight:normal; text-decoration:none;"&gt;The name of each Fund will change as follows:&lt;/span&gt;&lt;br/&gt;&lt;/p&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT
FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Balanced Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Candriam Emerging Markets Debt Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Candriam Emerging Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Candriam Emerging
Markets Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
CBRE Global Infrastructure Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI CBRE Real Estate Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM CBRE Real Estate
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative ETF Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table cellpadding="2" cellspacing="0" style="border-collapse:collapse" width="100%"&gt;&lt;tr style="font-size:1pt;"&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;td style="width:50%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5; font-size:1pt;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;CURRENT FUND NAME&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000; background-color:#C1E4F5;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:bold; text-decoration:none;"&gt;NEW FUND
NAME&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Conservative Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Cushing&lt;sup&gt;&#xae;&lt;/sup&gt; MLP Premier Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Capital Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch Global Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI Epoch International Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM Epoch International
Choice Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Epoch U.S. Equity Yield Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Equity ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Fiera SMID Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Floating Rate Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth Allocation Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Growth ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Income Builder Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Arizona Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay California Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Colorado Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Convertible Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay High Yield Corporate Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay High Yield Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay High Yield
Muni Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay New York Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Oregon Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Short Duration High Income Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Short Term Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Short Term
Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Strategic Muni Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Tax Free Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Tax Free
Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay Total Return Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
MacKay U.S. Infrastructure Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI MacKay Utah Muni Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM MacKay Utah Muni
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Moderate ETF Allocation Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Money Market Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone Global Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
PineStone International Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI PineStone U.S. Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM PineStone U.S. Equity
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
S&amp;amp;P 500 Index Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Short Term Bond Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
U.S. Government Liquidity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
Winslow Large Cap Growth Fund &lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Enduring Capital Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Growth Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC International Research Equity Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI WMC Small Companies Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM WMC Small Companies
Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLI
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;td style="vertical-align:top; border-bottom:0.5pt; border-bottom-style:solid; border-bottom-color:#000000; border-top:0.5pt; border-top-style:solid; border-top-color:#000000; border-left:0.5pt; border-left-style:solid; border-left-color:#000000; border-right:0.5pt; border-right-style:solid; border-right-color:#000000;"&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; font-weight:normal; text-decoration:none;"&gt;NYLIM
WMC Value Fund&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;p style="font-size:10.0pt; font-family:Serif; font-style:normal; text-align:left; color:#FFFFFF; font-weight:normal; text-decoration:none;"&gt;&#160;[End of Supplement Data]&lt;/p&gt;</oef:SupplementToProspectusTextBlock>
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