Loans and Other Repossessed Assets Acquired (Tables)

3 Months Ended

Mar. 31, 2013

Loans, Notes, Trade and Other Receivables Disclosure [Text Block]

The following table presents the loan portfolio by major category. Loans are grouped by purpose versus underlying collateral.

(in thousands)	March 31, 2013		December 31, 2012
Residential loans
Residential 1-4 family	$	963,053	$	956,355
Residential construction		25,895		22,439
Residential land		48,911		52,739
Total residential loans		1,037,859		1,031,533
Commercial loans
Commercial business		130,169		118,379
Commercial real estate		467,890		491,567
Commercial construction		1,092		1,064
Commercial land		64,582		70,109
Total commercial loans		663,733		681,119
Consumer loans
Home equity		373,108		384,664
Manufactured housing		282,114		280,100
Marine		79,328		75,736
Other consumer		40,000		42,172
Total consumer loans		774,550		782,672
Total loans		2,476,142		2,495,324
Less: Allowance for loan losses		47,427		44,179
Net loans	$	2,428,715	$	2,451,145

Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]

The following is a summary of changes in the accretable yields of acquired loans during the respective periods.

	As of and for the Quarter Ended March 31, 2013									As of and for the Quarter Ended March 31, 2012
(in thousands)	Non-Impaired Loans			Impaired Loans			Total Acquired Loan Portfolios			Non-Impaired Loans			Impaired Loans			Total Acquired Loan Portfolios
Balance at beginning of period	$	5,474		$	20,933		$	26,407		$	2,811		$	14,154		$	16,965
Reclass of nonaccretable difference due to reduction of expected cash flows		---			(1,111	)		(1,111	)		---			---			---
Accretion		(393	)		(5,391	)		(5,784	)		(173	)		(1,010	)		(1,183	)
Balance at end of period	$	5,081		$	14,431		$	19,512		$	2,638			13,144		$	15,782

Past Due Financing Receivables [Table Text Block]

The following table presents the loan portfolio by age of delinquency.

	As of March 31, 2013
(in thousands)	30-59 Days Past Due			60-89 Days Past Due			90 Days and Greater Past Due			90 Days and Greater Accruing			Total Past Due			Current1			Total Loans
Residential loans
Residential 1-4 family		$	821		$	612		$	7,693		$	---		$	9,126		$	953,927		$	963,053
Residential construction			284			---			---			---			284			25,611			25,895
Residential land			585			140			576			---			1,301			47,610			48,911
Total residential loans			1,690			752			8,269			---			10,711			1,027,148			1,037,859
Commercial loans
Commercial business			1,199			56			1,813			---			3,068			127,101			130,169
Commercial real estate			3,091			1,161			18,213			---			22,465			445,425			467,890
Commercial construction			---			---			---			---			---			1,092			1,092
Commercial land			1,321			219			3,845			---			5,385			59,197			64,582
Total commercial loans			5,611			1,436			23,871			---			30,918			632,815			663,733
Consumer loans
Home equity			2,430			328			9,295			---			12,053			361,055			373,108
Manufactured housing			973			189			3,085			---			4,247			277,867			282,114
Marine			112			42			125			---			279			79,049			79,328
Other consumer			140			37			265			6			448			39,552			40,000
Total consumer loans			3,655			596			12,770			6			17,027			757,523			774,550
Total loans		$	10,956		$	2,784		$	44,910		$	6		$	58,656		$	2,417,486		$	2,476,142
Acquired non-covered loans			28			---			235			---			263			111,837			112,100
Acquired covered loans			2,951			414			8,769			---			12,134			189,052			201,186
Legacy loans			7,977			2,370			35,906			6			46,259			2,116,597			2,162,856
Total loans		$	10,956		$	2,784		$	44,910		$	6		$	58,656		$	2,417,486		$	2,476,142

	As of December 31, 2012
(in thousands)	30-59 Days Past Due			60-89 Days Past Due			90 Days and Greater Past Due			90 Days and Greater Accruing			Total Past Due			Current1			Total Loans
Residential loans
Residential 1-4 family		$	1,943		$	857		$	7,137		$	---		$	9,937		$	946,418		$	956,355
Residential construction			---			---			---			---			---			22,439			22,439
Residential land			8			39			785			---			832			51,907			52,739
Total residential loans			1,951			896			7,922			---			10,769			1,020,764			1,031,533
Commercial loans
Commercial business			761			86			1,460			---			2,307			116,072			118,379
Commercial real estate			2,380			1,112			18,386			---			21,878			469,689			491,567
Commercial construction			---			---			247			---			247			817			1,064
Commercial land			966			607			4,058			---			5,631			64,478			70,109
Total commercial loans			4,107			1,805			24,151			---			30,063			651,056			681,119
Consumer loans
Home equity			2,328			2,086			10,049			---			14,463			370,201			384,664
Manufactured housing			2,479			762			3,355			---			6,596			273,504			280,100
Marine			216			68			139			---			423			75,313			75,736
Other consumer			261			123			275			43			702			41,470			42,172
Total consumer loans			5,284			3,039			13,818			43			22,184			760,488			782,672
Total loans		$	11,342		$	5,740		$	45,891		$	43		$	63,016		$	2,432,308			2,495,324
Acquired non-covered loans			153			329			328			---			810			117,321			118,131
Acquired covered loans			1,472			173			8,649			---			10,294			206,395			216,689
Legacy loans			9,717			5,238			36,914			43			51,912			2,108,592			2,160,504
Total loans		$	11,342		$	5,740		$	45,891		$	43		$	63,016		$	2,432,308		$	2,495,324

Schedule Of Nonperforming Assets [Table Text Block]

The following table presents the composition of nonperforming assets.

(in thousands)	March 31, 2013			December 31, 2012
Nonaccrual loans		$	44,910		$	45,891
Loans 90+ days, still accruing			6			43
Restructured loans, still accruing			3,768			3,536
Total nonperforming loans			48,684			49,470
Other repossessed assets acquired			16,310			18,338
Total nonperforming assets		$	64,994		$	67,808
Acquired non-covered nonperforming loans		$	235		$	328
Acquired covered nonperforming loans			8,769			8,649
Legacy nonperforming loans			39,680			40,493
Total nonperforming loans		$	48,684		$	49,470
Acquired non-covered nonperforming assets		$	1,226		$	2,023
Acquired covered nonperforming assets			18,446			18,256
Legacy nonperforming assets			45,322			47,529
Total nonperforming assets		$	64,994		$	67,808

Impaired Financing Receivables [Table Text Block]

A summary of impaired loans, related valuation reserves and their effect on interest income follows.

(in thousands)	Unpaid Contractual Principal Balance			Recorded Investment With No Specific Allowance			Recorded Investment With Specific Allowance			Total Recorded Investment			Specific Allowance			Average Balance			Interest Income Recognized Period to Date
March 31, 2013
Residential loans
Residential 1-4 family		$	7,734		$	5,705		$	462		$	6,167		$	93		$	4,078		$	---
Residential land			675			314			16			330			5			196			4
Total residential loans			8,409			6,019			478			6,497			98			4,274			4
Commercial loans
Commercial business			2,025			1,180			829			2,009			829			1,743			9
Commercial real estate			16,883			12,024			1,726			13,750			109			12,835			28
Commercial construction			---			---			---			---			---			124			---
Commercial land			5,361			2,426			1,040			3,466			230			3,415			---
Total commercial loans			24,269			15,630			3,595			19,225			1,168			18,116			37
Consumer loans
Home equity			11,013			8,281			447			8,728			43			7,545			6
Manufactured housing			605			273			99			372			16			275			---
Marine			12			5			---			5			---			3			---
Total consumer loans			11,630			8,559			546			9,105			59			7,822			6
Total impaired loans		$	44,308		$	30,208		$	4,619		$	34,827		$	1,325		$	30,212		$	47
Acquired non-covered loans			299			154			---			154			---			77			---
Acquired covered loans			6,379			4,181			719			4,900			42			4,209			---
Legacy loans			37,630			25,873			3,900			29,773			1,283			25,926			47
Total Loans		$	44,308		$	30,208		$	4,619		$	34,827		$	1,325		$	30,212		$	47
December 31, 2012
Residential loans
Residential 1-4 family		$	2,123		$	1,988		$	---		$	1,988		$	---		$	2,117		$	---
Residential land			341			62			---			62			---			31			---
Total residential loans			2,464			2,050			---			2,050			---			2,148			---
Commercial loans
Commercial business			1,676			1,368			108			1,476			---			2,565			33
Commercial real estate			13,510			8,595			3,324			11,919			624			12,096			---
Commercial construction			311			247			---			247			---			254			125
Commercial land			5,000			2,121			1,243			3,364			271			3,546			---
Total commercial loans			20,497			12,331			4,675			17,006			895			18,461			158
Consumer loans
Home equity			8,070			6,262			99			6,361			67			5,068			28
Manufactured housing			195			177			---			177			---			155			---
Marine			---			---			---			---			---			---			---
Total consumer loans			8,265			6,439			99			6,538			67			5,223			28
Total impaired loans		$	31,226		$	20,820		$	4,774		$	25,594		$	962		$	25,832		$	186
Acquired non-covered loans			---			---			---			---			---			---			---
Acquired covered loans			4,228			3,217			300			3,517			12			8,082			---
Legacy Loans			26,998			17,603			4,474			22,077			950			17,750			186
Total Loans		$	31,226		$	20,820		$	4,774		$	25,594		$	962		$	25,832		$	186

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

The following table provides a summary of TDRs that continue to accrue interest under restructured terms and TDRs that have been placed in nonaccrual status.

	As of March 31, 2013								As of December 31, 2012
(dollars in thousands)	#		Accruing		Non-accruing		Total1		#		Accruing		Non-accruing		Total1
Residential loans
Residential 1-4 family		5	$	---	$	1,816	$	1,816		4	$	---	$	1,745	$	1,745
Residential land		2		257		57		314		1		---		61		61
Residential Loans		7		257		1,873		2,130		5		---		1,806		1,806
Commercial loans
Commercial business		2		683		252		935		3		687		609		1,296
Commercial real estate		21		1,695		4,030		5,725		18		1,713		4,543		6,256
Commercial land		5		499		1,820		2,319		5		499		1,852		2,351
Total commercial loans		28		2,877		6,102		8,979		26		2,899		7,004		9,903
Consumer loans
Home equity		22		500		4,254		4,754		22		502		4,359		4,861
Manufactured housing		5		134		94		228		1		135		---		135
Marine		1		---		5		5		---		---		---		---
Total consumer loans		28		634		4,353		4,987		23		637		4,359		4,996
Total loans		63	$	3,768	$	12,328	$	16,096		54	$	3,536	$	13,169	$	16,705
Acquired covered loans included above		9	$	---	$	2,410	$	2,410		8	$	---	$	2,612	$	2,612
1 There were no acquired non-covered TDRs in the above noted periods.

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

The following table provides a summary of the primary reason loan modifications were classified as TDRs and their estimated impact on the allowance for loan losses.

	As of March 31, 2013								As of December 31, 2012
			Types of Modifications1								Types of Modifications1
(dollars in thousands)	#		Rate		Structure		Increase to Allowance		#		Rate		Structure		Increase to Allowance
Residential loans
Residential 1-4		5	$	539	$	1,277	$	---		4	$	543	$	1,202	$	---
Residential Land		2		57		257		---		1		61		---		---
Total residential loans		7		596		1,534		---		5		604		1,202		---
Commercial loans
Commercial business		2		---		935		---		3		---		1,296		---
Commercial real estate		21		359		5,366		---		18		---		6,256		12
Commercial land		5		---		2,319		230		5		---		2,351		257
Total commercial loans		28		359		8,620		230		26		---		9,903		269
Consumer loans
Home equity		22		3,597		1,157		---		22		3,686		1,175		---
Manufactured housing		5		134		94		7		1		135		---		---
Marine		1		---		5		---		---		---		---		---
Total consumer loans		28		3,731		1,256		7		23		3,821		1,175		---
Total loans		63	$	4,686	$	11,410	$	237		54	$	4,425	$	12,280	$	269
Acquired covered loans included above		9	$	39	$	2,371	$	---		8	$	---	$	2,612	$	---
1 There were no acquired non-covered TDRs in the above noted periods.

Schedule of Defaulted TDRs With Structure Or Rate Modifications [Table Text Block]

The following table provides a summary of the pre-default balance for TDRs that experienced a payment default during the respective period, that were classified as TDRs during the previous twelve months.

	As of March 31, 2013							As of December 31, 2012
(dollars in thousands)	#	Performing Restructurings		Nonperforming Restructurings		Total1		#	Performing Restructurings		Nonperforming Restructurings		Total1
Residential 1-4 family	1	$	---	$	392	$	392	---	$	---	$	---	$	---
Commercial real estate	3		---		897		897	5		662		1,289		1,951
Home equity	2		---		601		601	3		---		1,387		1,387
Total loans	6	$	---	$	1,890	$	1,890	8		662	$	2,676	$	3,338
Acquired covered loans included above	1	$	---	$	523	$	523	2	$	---	$	300	$	300
1 There were no acquired non-covered TDRs in the above noted periods.

Schedule of Commercial Credit Quality [Table Text Block]

The following table presents the risk profiles for the commercial loan portfolio by the primary categories monitored.

Commercial Credit Quality1	As of March 31, 2013
(in thousands)	Commercial Business		Commercial Real Estate		Commercial Construction		Commercial Land		Total Commercial Loans
Pass	$	92,495	$	337,052	$	1,092	$	18,520	$	449,159
Special mention		2,991		26,665		---		15,693		45,349
Substandard		9,714		57,024		---		8,596		75,334
Doubtful		---		---		---		---		---
Total		105,200		420,741		1,092		42,809		569,842
ASC 310-30 loans		24,969		47,149		---		21,773		93,891
Total	$	130,169	$	467,890	$	1,092	$	64,582	$	663,733

	As of December 31, 2012
(in thousands)	Commercial Business		Commercial Real Estate		Commercial Construction		Commercial Land		Total Commercial Loans
Pass	$	77,326	$	349,981	$	817	$	20,732	$	448,856
Special mention		2,608		27,523		---		16,423		46,554
Substandard		10,988		64,610		247		9,131		84,976
Doubtful		---		---		---		---		---
Total		90,922		442,114		1,064		46,286		580,386
ASC 310-30 loans		27,457		49,453		---		23,823		100,733
Total	$	118,379	$	491,567	$	1,064	$	70,109	$	681,119
1Credit quality indicators are reviewed and updated as applicable on an ongoing basis in accordance with credit policies.

Schedule Of Residential Credit Quality [Table Text Block]

The following tables present the risk indicators for the residential and consumer loan portfolios.

Residential Credit Quality1	As of March 31, 2013
(in thousands)	Residential 1-4 Family		Residential Construction		Residential Land		Total Residential Loans
Performing	$	934,014	$	25,895	$	43,230	$	1,003,139
Performing classified		10,261		---		1,111		11,372
Nonperforming		7,693		---		833		8,526
Total		951,968		25,895		45,174		1,023,037
ASC 310-30 loans		11,085		---		3,737		14,822
Total	$	963,053	$	25,895	$	48,911	$	1,037,859

	As of December 31, 2012
(in thousands)	Residential 1-4 Family		Residential Construction		Residential Land		Total Residential Loans
Performing	$	928,298	$	22,439	$	48,165	$	998,902
Performing classified		9,598		---		532		10,130
Nonperforming		7,137		---		785		7,922
Total		945,033		22,439		49,482		1,016,954
ASC 310-30 loans		11,322		---		3,257		14,579
Total	$	956,355	$	22,439	$	52,739	$	1,031,533
1Credit quality indicators are reviewed and updated as applicable on an ongoing basis in accordance with credit policies.

Schedule Of Consumer Credit Quality [Table Text Block]

The following tables present the risk indicators for the residential and consumer loan portfolios.

Consumer Credit Quality1	As of March 31, 2013
(in thousands)	Home Equity		Manufactured Housing		Marine		Other Consumer		Total Consumer Loans
Performing	$	342,164	$	278,329	$	79,153	$	39,512	$	739,158
Performing classified		10,226		566		50		93		10,935
Nonperforming		9,795		3,219		125		271		13,410
Total		362,185		282,114		79,328		39,876		763,503
ASC 310-30 loans		10,923		---		---		124		11,047
Total	$	373,108	$	282,114	$	79,328	$	40,000	$	774,550

	As of December 31, 2012
(in thousands)	Home Equity		Manufactured Housing		Marine		Other Consumer		Total Consumer Loans
Performing	$	355,983	$	276,522	$	75,544	$	41,644	$	749,693
Performing classified		6,858		87		53		59		7,057
Nonperforming		10,551		3,491		139		318		14,499
Total		373,392		280,100		75,736		42,021		771,249
ASC 310-30 loans		11,272		---		---		151		11,423
Total	$	384,664	$	280,100	$	75,736	$	42,172	$	782,672
1Credit quality indicators are reviewed and updated as applicable on an ongoing basis in accordance with credit policies.

Allowance for Credit Losses on Financing Receivables [Table Text Block]

An analysis of changes in the allowance for loan losses follows.

	As of and for the Quarter Ended March 31, 2013
(in thousands)	Residential			Commercial Business			Commercial Real Estate			Commercial Construction			Commercial Land			Consumer			Total
Balance at beginning of period	$	7,790		$	3,066		$	10,099		$	16		$	2,805		$	20,403		$	44,179
Provision for loan losses before benefit from FDIC loss share agreements		1,669			1,833			3,068			19			574			2,148		$	9,311
Benefit from FDIC loss share agreements		(250	)		(145	)		(1,621	)		---			(1,318	)		(5	)		(3,339	)
Provision for loan losses		1,419			1,688			1,447			19			(744	)		2,143			5,972
Increase in FDIC indemnification asset		250			145			1,621			---			1,318			5			3,339
Loan charge-offs		(1,120	)		(352	)		(2,401	)		(36	)		(130	)		(3,237	)		(7,276	)
Recoveries		49			83			312			32			109			628			1,213
Net charge-offs		(1,071	)		(269	)		(2,089	)		(4	)		(21	)		(2,609	)		(6,063	)
Balance at end of period	$	8,388		$	4,630		$	11,078		$	31		$	3,358		$	19,942		$	47,427
Loans as of March 31, 2013
Individually evaluated for impairment	$	6,497		$	2,009		$	13,750		$	---		$	3,466		$	9,105		$	34,827
Collectively evaluated for impairment		1,016,540			103,191			406,991			1,092			39,343			754,398			2,321,555
ASC 310-30 loans		14,822			24,969			47,149			---			21,773			11,047			119,760
Total loans	$	1,037,859		$	130,169		$	467,890		$	1,092		$	64,582		$	774,550		$	2,476,142

	As of and for the Quarter Ended March 31, 2012
(in thousands)	Residential			Commercial Business			Commercial Real Estate			Commercial Construction		Commercial Land			Consumer			Total
Balance at beginning of period	$	8,748		$	4,106		$	11,711		$	397	$	5,981		$	22,581		$	53,524
Provision for loan losses		41			719			567			2		1,046			4,370			6,745
Loan charge-offs		(1,253	)		(887	)		(1,624	)		---		(1,505	)		(4,802	)		(10,071	)
Recoveries		45			62			162			2		66			241			578
Net charge-offs		(1,208	)		(825	)		(1,462	)		2		(1,439	)		(4,561	)		(9,493	)
Balance at end of period	$	7,581		$	4,000		$	10,816		$	401	$	5,588		$	22,390		$	50,776
Loans as of March 31, 2012
Individually evaluated for impairment	$	2,698		$	2,181		$	11,111		$	261	$	2,541		$	5,683		$	24,475
Collectively evaluated for impairment		1,026,214			85,138			430,553			16,028		50,506			713,870			2,322,309
ASC 310-30 loans		264			735			5,675			---		1,739			370			8,783
Total loans	$	1,029,176		$	88,054		$	447,339		$	16,289	$	54,786		$	719,923		$	2,355,567

Schedule Of Other Repossessed Assets Acquired [Table Text Block]

The following table presents the components of other repossessed assets acquired, which is comprised of OREO and other consumer-related repossessed items, such as manufactured houses and boats, and is included in other assets on the Consolidated Balance Sheets.

	As of
(in thousands)	March 31, 2013		December 31, 2012
Residential real estate	$	4,146	$	4,660
Commercial real estate		5,165		5,588
Land		5,422		6,350
Consumer-related assets		1,577		1,740
Total other repossessed assets acquired	$	16,310	$	18,338

Schedule Of Components Of Other Real Estate Expenses Net [Table Text Block]

The following table presents the components of OREO expenses, net.

	Quarters Ended March 31,
(in thousands)	2013			2012
Gain on sale of other real estate, net	$	(214	)	$	(643	)
Fair value writedown		805			989
Expenses, net		674			527
Rental income		(75	)		(59	)
Covered OREO expense reimbursement		(266	)		(284	)
Total other real estate expenses, net	$	924		$	530