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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
ASSETS      
Cash and due from banks $ 60,290 $ 61,400 $ 54,307
Interest-bearing deposits with banks 57,161 15,275 31,630
Total cash and cash equivalents 117,451 76,675 85,937
Investment securities      
Securities available for sale, at fair value 253,798 404,550 412,108
Securities held to maturity at amortized cost, approximate fair value $17,867, $23,242 and $24,162, respectively 15,555 20,486 21,671
Nonmarketable securities 20,914 32,694 35,782
Total investment securities 290,267 457,730 469,561
Loans      
Residential 1,031,533 1,032,134 967,063
Commercial 681,119 618,070 634,650
Consumer 782,672 735,253 753,621
Total loans 2,495,324 2,385,457 2,355,334
Less: Allowance for loan losses 44,179 53,524 54,333
Net loans 2,451,145 2,331,933 2,301,001
Loans held for sale 55,201 48,303 94,872
FDIC indemnification asset, net 80,268 51,021 50,465
Premises and equipment, net 85,378 82,907 83,423
Bank owned life insurance 50,624 0 0
Other intangible assets, net 8,025 2,401 2,491
Other assets 77,199 95,994 118,560
Total assets 3,215,558 3,146,964 3,206,310
Deposits      
Noninterest-bearing checking 388,259 279,310 278,944
Interest-bearing checking 511,647 429,907 440,584
Savings and money market 743,970 522,496 505,059
Retail time deposits 845,391 791,544 824,875
Wholesale time deposits 106,066 215,941 253,395
Total deposits 2,595,333 2,239,198 2,302,857
Advances from FHLB 233,000 561,000 558,000
Long-term debt 47,204 47,204 47,204
Other liabilities 40,380 22,384 29,743
Total liabilities 2,915,917 2,869,786 2,937,804
SHAREHOLDERS’ EQUITY      
Preferred stock, Series A, $.01 par value, authorized 3,000,000 shares, issued and outstanding 65,000 shares at December 31, 2012, December 31, 2011 and September 30, 2011 (Redemption value $65,000). 1 1 1
Common stock, $.01 par value, authorized 34,000,000 shares, issued 21,465,163 shares at December 31, 2012, December 31, 2011 and September 30, 2011. 215 215 215
Additional paid-in capital 196,819 196,002 195,790
Treasury stock at cost, 4,938,411 shares at December 31, 2012, December 31, 2011 and September 30, 2011. (103,563) (103,563) (103,563)
Retained earnings 208,853 187,367 173,587
Accumulated other comprehensive (loss) income (2,684) (2,844) 2,476
Total shareholders’ equity 299,641 277,178 268,506
Total liabilities and shareholders’ equity $ 3,215,558 $ 3,146,964 $ 3,206,310