Deposit Accounts

12 Months Ended

Dec. 31, 2012

Deposit Liabilities Disclosures [Text Block]

NOTE 9. Deposit Accounts

Deposit accounts with overdraft balances are classified as consumer loans in the Consolidated Balance Sheets. Overdrafts totaled $1.5 million, $1.4 million and $903 thousand at December 31, 2012, December 31, 2011 and September 30, 2011, respectively.

The following table presents scheduled maturities of time deposits as of December 31, 2012.

(in thousands)	Certificate Maturities
2013	$	507,892
2014		169,389
2015		87,259
2016		135,904
2017		45,754
Thereafter		5,259
Total	$	951,457

Brokered time deposits totaled $71.2 million at December 31, 2012, compared to $140.5 million at December 31, 2011 and $162.6 million at September 30, 2011. The aggregate amount of time deposits with balances equal to or greater than $100,000 totaled $495.3 million, $552.2 million and $599.8 million at December 31, 2012, December 31, 2011 and September 30, 2011, respectively.

The following table presents scheduled maturities for time deposits equal to or greater than $100,000 as of December 31, 2012.

(in thousands)	Certificate Maturities
Under three months	$	23,204
Three to six months		22,139
Six to twelve months		90,587
Over twelve months		359,387
Total	$	495,317

Related party deposits are those deposits held by First Federal that are owned by executives and certain other key officers of First Federal. Related party deposits totaled $982 thousand, $715 thousand and $668 thousand at December 31, 2012, December 31, 2011 and September 30, 2011, respectively.