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CONSOLIDATED STATEMENTS OF OPERATIONS (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Sep. 30, 2011
Sep. 30, 2010
Sep. 30, 2009
INTEREST INCOME      
Interest and fees on loans $ 139,535 $ 152,522 $ 155,674
Interest and dividends on investments 18,714 24,535 30,688
Other 2,035 3,812 2,405
Total interest income 160,284 180,869 188,767
INTEREST EXPENSE      
Interest on deposits 25,731 32,784 40,894
Interest on borrowed money 16,538 21,538 25,585
Total interest expense 42,269 54,322 66,479
NET INTEREST INCOME 118,015 126,547 122,288
Provision for loan losses 109,901 125,194 66,883
Net interest income after provision for loan losses 8,114 1,353 55,405
NONINTEREST INCOME      
Service charges and fees on deposit accounts 26,837 25,574 24,407
Mortgage and other loan income 10,460 11,436 8,261
Trust and plan administration 4,738 4,414 1,841
Brokerage fees 2,425 2,281 2,028
Other 2,495 5,095 2,178
Net securities gains 1,419 0 0
Other-than-temporary impairment losses on investment securities (879) (2,853) (3,993)
Total noninterest income 47,495 45,947 34,722
NONINTEREST EXPENSE      
Salaries and employee benefits 62,921 58,425 50,160
Occupancy costs 8,570 8,514 7,638
Furniture and equipment 7,044 7,739 7,182
Other real estate expenses, net 4,909 6,751 2,568
FDIC insurance and regulatory fees 4,090 4,672 5,787
Professional services 5,483 4,118 3,652
Advertising and marketing 3,233 3,097 2,676
Other loan expense 3,916 2,049 1,586
Goodwill impairment 630 0 0
Intangible asset amortization 325 327 25
Other expense 15,781 16,885 13,240
Total noninterest expense 116,902 112,577 94,514
Loss from continuing operations before taxes (61,293) (65,277) (4,387)
Income tax benefit from continuing operations (23,672) (25,969) (2,243)
NET LOSS FROM CONTINUING OPERATIONS (37,621) (39,308) (2,144)
(Loss) income from discontinued operations, net of tax (3,565) 2,519 2,607
Extraordinary gain on acquisition, net of tax 0 0 28,857
NET (LOSS) INCOME (41,186) (36,789) 29,320
Preferred stock dividends 3,250 3,252 2,663
Accretion on preferred stock discount 591 556 431
NET (LOSS) INCOME AVAILABLE TO COMMON SHAREHOLDERS $ (45,027) $ (40,597) $ 26,226
Net loss per common share from continuing operations      
Basic (in Dollars per share) $ (2.51) $ (2.61) $ (0.45)
Diluted (in Dollars per share) $ (2.51) $ (2.61) $ (0.45)
Net (loss) income per common share from discontinued operations      
Basic (in Dollars per share) $ (0.21) $ 0.15 $ 0.23
Diluted (in Dollars per share) $ (0.21) $ 0.15 $ 0.23
Net income per common share from extraordinary gain      
Basic (in Dollars per share) $ 0 $ 0 $ 2.46
Diluted (in Dollars per share) $ 0 $ 0 $ 2.46
Net (loss) income per common share      
Basic (in Dollars per share) $ (2.72) $ (2.46) $ 2.24
Diluted (in Dollars per share) $ (2.72) $ (2.46) $ 2.24
Average common shares outstanding      
Basic (in Shares) 16,527 16,511 11,721
Diluted (in Shares) 16,527 16,511 11,721