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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands
Jun. 30, 2011
Sep. 30, 2010
Jun. 30, 2010
ASSETS      
Cash and due from banks $ 60,905 $ 49,246 $ 52,104
Interest-bearing deposits with banks 4,094 6,028 4,920
Total cash and cash equivalents 64,999 55,274 57,024
Investment securities:      
Securities available for sale, at fair value 418,967 407,976 413,617
Securities held to maturity, at amortized cost, approximate fair value $23,879, $24,878, and $24,315, respectively 21,977 22,529 22,512
Nonmarketable securities - FHLB stock 37,626 42,867 46,141
Total investment securities 478,570 473,372 482,270
Loans 2,372,069 2,564,348 2,590,819
Less: Allowance for loan losses 55,491 86,871 86,945
Net loans 2,316,578 2,477,477 2,503,874
Loans held for sale 84,288 28,400 15,030
FDIC indemnification asset, net 58,926 67,583 66,794
Premises and equipment, net 81,257 82,649 82,724
Goodwill 3,250 5,751 5,751
Other intangible assets, net 2,776 3,084 3,186
Other assets 130,900 92,951 70,504
Assets of discontinued operations 0 36,474 37,187
Total assets 3,221,544 3,323,015 3,324,344
LIABILITIES      
Noninterest-bearing checking 234,478 227,477 227,245
Interest-bearing checking 437,179 386,267 379,625
Savings and money market 506,236 506,957 505,057
Retail time deposits 854,202 999,374 984,366
Wholesale time deposits 283,650 294,988 367,365
Total deposits 2,315,745 2,415,063 2,463,658
Advances from FHLB 557,500 508,235 478,364
Long-term debt 47,204 47,204 47,204
Other liabilities 34,531 31,865 8,089
Liabilities of discontinued operations 0 2,458 3,232
Total liabilities 2,954,980 3,004,825 3,000,547
SHAREHOLDERS’ EQUITY      
Preferred stock, Series A, $.01 par value, authorized 3,000,000 shares, issued 65,000 shares at June 30, 2011, September 30, 2010 and June 30, 2010, respectively (Redemption value $65,000) 1 1 1
Common stock, $.01 par value, authorized 34,000,000 shares at June 30, 2011, and 24,000,000 at September 30, 2010 and June 30, 2010, issued 21,465,163 shares at June 30, 2011, September 30, 2010 and June 30, 2010, respectively 215 215 215
Additional paid-in capital 195,597 194,767 195,145
Treasury stock at cost, 4,938,411 shares at June 30, 2011, September 30, 2010 and June 30, 2010 (103,563) (103,563) (103,563)
Retained earnings 174,300 221,920 224,901
Accumulated other comprehensive income 14 4,850 7,098
Total shareholders’ equity 266,564 318,190 323,797
Total liabilities and shareholders’ equity $ 3,221,544 $ 3,323,015 $ 3,324,344