Exhibit 99.7(c)

                               Consent of Auditors




                                                                    Exhibit 7(c)






               Consent of Ernst & Young LLP, Independent Auditors


We consent to the reference to our firm under the caption "Independent Auditors"
in the Post-Effective Amendment No. 15 to the Registration Statement (Form S-6
No. 33-75248) pertaining to Variable Life Account B of ING Life Insurance and
Annuity Company, and to the use therein of our report dated March 1, 2002, with
respect to the financial statements of Aetna Life Insurance and Annuity Company
Variable Life Account B.


                                                           /s/ Ernst & Young LLP
Fort Wayne, Indiana
April 19, 2002