-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 IEcJ6ZrLHcYCB8to7HURNPuTRYIyujquMYd+wXjW37AKpKFOK7NA+KchKzdzJUP0
 tIob8HZWVsMxI8PVjT37RQ==

<SEC-DOCUMENT>0001140361-08-024117.txt : 20081031
<SEC-HEADER>0001140361-08-024117.hdr.sgml : 20081031
<ACCEPTANCE-DATETIME>20081031155423
ACCESSION NUMBER:		0001140361-08-024117
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20081031
FILED AS OF DATE:		20081031
DATE AS OF CHANGE:		20081031

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			MID WISCONSIN FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000785024
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				061169935
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 90
		CITY:			MEDFORD
		STATE:			WI
		ZIP:			54451
		BUSINESS PHONE:		7157484364

	MAIL ADDRESS:	
		STREET 1:		PO BOX 90
		CITY:			MEDFORD
		STATE:			WI
		ZIP:			54451

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			GOWEY KIM A
		CENTRAL INDEX KEY:			0001186768

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-18542
		FILM NUMBER:		081154559

	BUSINESS ADDRESS:	
		STREET 1:		C/O MID WISCONSIN BANK
		STREET 2:		P O BOX 90
		CITY:			MEDFORD
		STATE:			WI
		ZIP:			54451
		BUSINESS PHONE:		7157488376
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc1.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0303</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2008-10-31</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000785024</issuerCik>
        <issuerName>MID WISCONSIN FINANCIAL SERVICES INC</issuerName>
        <issuerTradingSymbol>MWFS</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001186768</rptOwnerCik>
            <rptOwnerName>GOWEY KIM A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>C/O MID-WISCONSIN BANK</rptOwnerStreet1>
            <rptOwnerStreet2>PO BOX 90</rptOwnerStreet2>
            <rptOwnerCity>MEDFORD</rptOwnerCity>
            <rptOwnerState>WI</rptOwnerState>
            <rptOwnerZipCode>54451</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chairman</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable></nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Common stock equivalent units</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>16.50</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2008-10-31</value>
            </transactionDate>
            <deemedExecutionDate></deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>162.1212</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>16.50</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>1988-08-08</value>
                <footnoteId id="F1"/>
            </exerciseDate>
            <expirationDate>
                <value>1988-08-08</value>
                <footnoteId id="F1"/>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>162.1212</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>3282.0645</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Stock equivalent units accrued under Mid-Wisconsin Financial Services, Inc. Director's Deferred Compensation Plan:  The value of the units paid in cash at Director's termination of service.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Kim A. Gowey / William A. Weiland, POA</signatureName>
        <signatureDate>2008-10-31</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----