The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 618 18,407 SH   SOLE   18,407 0 0
ABBOTT LABORATORIES COM 002824100 505 11,222 SH   SOLE   11,222 0 0
ABBVIE INC COM 00287Y109 669 10,222 SH   SOLE   10,222 0 0
ANTHEM, INC COM 036752103 1,208 9,615 SH   SOLE   9,615 0 0
APPLE INC COM 037833100 1,465 13,271 SH   SOLE   13,271 0 0
BANK OF AMERICA CORP COM 060505104 1,355 75,751 SH   SOLE   75,751 0 0
BERKSHIRE HATHAWAY INC CLASS B COM 084670702 1,172 7,805 SH   SOLE   7,805 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 865 14,655 SH   SOLE   14,655 0 0
CHEVRON CORP NEW COM 166764100 730 6,505 SH   SOLE   6,505 0 0
CHUBB CORP COM 171232101 957 9,250 SH   SOLE   9,250 0 0
DIAGEO PLC - SPONSORED ADR COM 25243Q205 797 6,989 SH   SOLE   6,989 0 0
EMERSON ELECTRIC COMPANY COM 291011104 827 13,405 SH   SOLE   13,405 0 0
ENERGY TRANSFER PARTNERS LP COM 29273R109 339 5,210 SH   SOLE   5,210 0 0
FLUOR CORP (NEW) COM 343412102 721 11,900 SH   SOLE   11,900 0 0
GENERAL ELECTRIC COMPANY COM 369604103 730 28,888 SH   SOLE   28,888 0 0
HONEYWELL INTERNATIONAL INC COM 438516106 1,243 12,435 SH   SOLE   12,435 0 0
INTEL CORPORATION COM 458140100 1,261 34,757 SH   SOLE   34,757 0 0
INTERNATIONAL BUSINESS MACHINE COM 459200101 368 2,296 SH   SOLE   2,296 0 0
JPMORGAN CHASE& CO COM 46625H100 1,123 17,943 SH   SOLE   17,943 0 0
JOHNSON& JOHNSON COM 478160104 1,202 11,495 SH   SOLE   11,495 0 0
KIMBERLY CLARK COM 494368103 887 7,678 SH   SOLE   7,678 0 0
KRAFT FOODS GROUP INC COM 50076Q106 376 6,003 SH   SOLE   6,003 0 0
MARKEL CORP COM 570535104 1,277 1,870 SH   SOLE   1,870 0 0
MERCK& CO. INC. COM 58933Y105 787 13,860 SH   SOLE   13,860 0 0
MONDELEZ INTERNATIONAL INC COM 609207105 618 17,025 SH   SOLE   17,025 0 0
NESTLE SA SPNSRD ADR REP RG SH COM 641069406 745 10,219 SH   SOLE   10,219 0 0
PFIZER INC COM 717081103 1,009 32,394 SH   SOLE   32,394 0 0
PROCTER AND GAMBLE COMPANY COM 742718109 1,067 11,716 SH   SOLE   11,716 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 803 19,380 SH   SOLE   19,380 0 0
QUALCOMM INC COM 747525103 938 12,615 SH   SOLE   12,615 0 0
SPDR TRUST UNIT SER 1 COM 78462F103 231 1,125 SH   SOLE   1,125 0 0
TEVA PHARMACEUTICAL-SPONS ADR COM 881624209 1,062 18,475 SH   SOLE   18,475 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,324 13,095 SH   SOLE   13,095 0 0
VERIZON COMMUNICATIONS COM 92343V104 632 13,520 SH   SOLE   13,520 0 0
WELLS FARGO& CO (NEW) COM 949746101 778 14,186 SH   SOLE   14,186 0 0
YUM! BRANDS INC COM 988498101 938 12,870 SH   SOLE   12,870 0 0
AON PLC CLASS A COM G0408V102 1,005 10,600 SH   SOLE   10,600 0 0