CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (USD $)	Sep. 30, 2012	Dec. 31, 2011
ASSETS
Cash and Due from Banks	$ 37,349,000	$ 37,911,000
Interest-Bearing Deposits in Other Financial Institutions	123,408,000	61,942,000
Securities Available for Sale, at Fair Value	497,606,000	517,213,000
Loans Held for Sale	2,708,000	2,021,000
Loans and Leases	1,181,733,000	1,275,028,000
Allowance for Loan and Lease Losses	(57,435,000)	(42,156,000)
Loans and Leases, Net	1,124,298,000	1,232,872,000
Premises and Equipment, Net	69,259,000	71,298,000
Accrued Income Receivable	5,703,000	6,227,000
Other Intangible Assets	2,841,000	3,519,000
Cash Surrender Value of Life Insurance	18,045,000	17,654,000
Other Real Estate Owned	53,750,000	57,387,000
Other Assets	19,555,000	23,833,000
Total Assets	1,954,522,000	2,031,877,000
LIABILITIES
Non-Interest-Bearing Demand Deposits	281,033,000	257,169,000
Interest-Bearing Demand Deposits	581,589,000	558,199,000
Savings Deposits	149,343,000	136,281,000
Large Denomination Time Deposits (of $100 or more)	403,237,000	447,792,000
Other Time Deposits	365,293,000	412,232,000
Total Deposits	1,780,495,000	1,811,673,000
Short-Term Borrowings	20,000,000	20,000,000
Federal Home Loan Bank Advances and Long-Term Debt	45,326,000	70,539,000
Other Liabilities	15,226,000	15,383,000
Total Liabilities	1,861,047,000	1,917,595,000
SHAREHOLDERS' EQUITY
Preferred Stock - No Par Value, 500 Shares Authorized, 50 Shares Outstanding in 2012 and 2011	49,198,000	48,730,000
Common Stock - Par Value $0.01 Per Share, 100,000 Shares Authorized, Shares Issued: 2012- 18,217; 2011-18,210	182,000	182,000
Additional Paid in Capital	194,641,000	194,636,000
Accumulated Other Comprehensive Loss, Net	(4,836,000)	(5,172,000)
Deferred Compensation Payable in Common Stock	1,011,000	949,000
Accumulated Deficit	(143,302,000)	(121,686,000)
Treasury Stock of 256 Common Shares in 2012 and 2011, at Cost	(2,408,000)	(2,408,000)
Common Stock Held in Grantor Trust, 228 Shares in 2012 and 182 Shares in 2011	(1,011,000)	(949,000)
Total Shareholders' Equity	93,475,000	114,282,000
Total Liabilities and Shareholders' Equity	$ 1,954,522,000	$ 2,031,877,000