Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2025	Sep. 30, 2024
Cash Flows from Operating Activities
Net income		$ 17,303	$ 4,060
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation		417	360
Net accretion of acquisition accounting adjustments		(242)	0
Net accretion of discounts and premiums on securities		(542)	(188)
Bargain purchase gain	[1]	(17,827)	0
Deferred income tax benefit		(335)	(61)
Provision for credit losses		4,390	169
Decrease (increase) in accrued interest receivable		81	(210)
(Decrease) increase in accrued interest payable		(239)	591
Increase in cash surrender value of bank owned life insurance	[1]	(256)	(192)
Net marketable equity security (gains) losses	[1]	(57)	112
Origination of loans held for sale		(2,922)	(3,462)
Proceeds from loans sold		3,087	3,424
Gain on sale of loans		(104)	(75)
(Gain) loss on disposition of premises and equipment		(52)	0
Realized loss on sale of securities	[1]	8	0
(Gain) loss on sale of foreclosed real estate		(36)	6
Change in other assets and liabilities, net		3,249	(195)
Net Cash Provided by Operating Activities		5,923	4,339
Cash Flows from Investing Activities
Purchases		(3,946)	(10,407)
Proceeds from paydowns, maturities and calls		17,825	11,749
Proceeds from sales		48,641	0
Net increase in loans		(36,390)	(22,843)
Decrease of interest-bearing time deposits		2,715	5,439
Increase (decrease) in restricted investments in bank stock		2,468	(170)
Proceeds from sale of premises and equipment		122	0
Proceeds from sale of foreclosed real estate		113	50
Purchases of premises and equipment		(87)	(193)
Cash acquired in the acquisition of NUBC, net of cash paid		43,399	0
Net Cash Provided By (Used in) Investing Activities		74,860	(16,375)
Cash Flows from Financing Activities
Increase in deposits		20,210	23,803
Proceeds from Federal Home Loan Bank advances		0	2,000
Repayment of Federal Home Loan Bank advances		(55,050)	(1,200)
Decrease in Federal Funds purchased		0	(435)
Increase (decrease) in repurchase agreements		271	(151)
Dividends paid on common stock		(1,375)	(1,338)
Net Cash (Used In) Provided by Financing Activities		(35,944)	22,679
Net increase in cash and cash equivalents		44,839	10,643
Cash and Cash Equivalents, Beginning of Year		9,179	12,206
Cash and Cash Equivalents, End of Year		54,018	22,849
Supplementary Cash Flows Information
Interest paid		9,975	6,615
Income taxes paid		1,327	620
Supplementary Disclosure of Noncash Transactions
Other real estate acquired in settlement of loans		77	0
Increase in maximum cash obligation related to ESOP shares		2,285	188
ROU assets acquired in exchange for lease liabilities		$ 132	$ 0

[1] Not within the scope of ASC 606