Note 4 - Loans and Other Real Estate Owned ("OREO") (Tables)

9 Months Ended

Sep. 30, 2025

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2025			2024
Commercial	$	161,695		$	87,990
Commercial real estate		341,595			212,595
Residential mortgage		354,070			121,345
Home equity		31,224			7,186
Consumer, other		4,442			1,526
Consumer, automobile		8,598			6,516
		901,624			437,158
Less: net deferred loan fees		(1,014	)		(819	)
Total loans net of deferred loan fees		900,610			436,339
Less: allowance for credit losses		(9,512	)		(4,379	)
Net Loans	$	891,098		$	431,960

Purchased Financial Assets with Credit Deterioration [Table Text Block]

(Dollars in Thousands)	Par Value		Purchase (Premium) Discount			Allowance		Purchase Price
Commercial	$	18,083	$	(891	)	$	423	$	17,615
Commercial Real Estate		14,180		(860	)		114		13,434
Residential Mortgage		20,073		(437	)		178		19,814
Home Equity		1,077		48			7		1,132
Consumer - Other		263		(17	)		3		249
Consumer - Auto		-		-			-		-
Total	$	53,676	$	(2,157	)	$	725	$	52,244

(Dollars in Thousands)	Par Value		Purchase (Premium) Discount			Purchase Price
Commercial	$	67,002	$	(4,645	)	$	62,357
Commercial Real Estate		82,855		(4,944	)		77,911
Residential Mortgage		209,109		(7,169	)		201,940
Home Equity		28,180		(971	)		27,209
Consumer - Other		5,599		(141	)		5,458
Consumer - Auto		-		-			-
Total	$	392,745	$	(17,870	)	$	374,875